Iimpahla ezigcinwe kwiNkqubo yokuThumela iTrasti yeTrasti
Uya kwazi ukuba imicimbi yakho yodwa iya kuhlala yodwa-yangasese. Ukugqibela kwakho kuya kuba ngumba wengxelo kawonkewonke xa ithe yangeniswa.
Ukusekela iTrust Living Revocable Trust
Ukholo oluchithwayo luyadalwa ngokubhala isivumelwano somthendeleko . Isivumelwano sifaka emithathu amaqela aphambili: umenzi wethemba, obizwa ngokuba ngumniki - mali okanye ukulungiswa ; trustee; kunye nomxhamli. Njengoko amagama asichaza, umenzi wethemba ngumntu owenzayo kwaye ahlawule imali. Umxhamli ngumntu ozuza kwi-trust. I-trustee ilawula i-trust kunye nepropati yayo.
Ngomthemba okhohlakeleyo, umenzi wethemba, umphathiswa kunye nomxhamli bonke bafana nomntu ofanayo.
Ukuxhaswa ngeNkxaso yokuHlaba kweMpilo
Emva kokuba isivumelwano sesithembiso sigqityiwe kwaye sisayinwe, umenzi wethemba uya kuqhubeka kunye nenkxaso ye-trust, okubandakanya ukudlulisela impahla yakhe yobunini. Ngokuqhelekileyo wayeza kubeka i-trust njengomxhamli weakhawunti yakhe yomhlala-phantsi , inshorensi yobomi , kunye nonyaka. Ixabiso leendawo eziqhelekileyo lihlala ligcinwe kwiintembeko.
Njengomphathiswa, umenzi wethemba uthe uya kulawulo, atyalole kwaye achithe ipropati yakhe yokufumana inzuzo yakhe njengomxhamli, kunye nenzuzo yabanye ukuba uye wababiza ngokuba ngabaxhamli be-trust ukuba bazuze ilifa emva kokufa kwakhe.
Indlela yokuKhuselwa kweNdawo yokuPhepha okuKhuselekileyo igweba iNkqubo
Umenzi wethemba akayi kuba nepropati kwigama lakhe emva kokuba ifa lakhe lixhaswe ngegama le-trust. Ngokwenene, baya kuba ngumnini-trustee ukuze kuzuze umxhamli-ngokwakhe-okanye abaxhamli bexesha elizayo. Ngenxa yokuba akayiyo eyakhe ipropati, ingxaki ayifuni ukuba idlulisele ubunikazi kwabanye abantu xa efa.
Ukuthembela kwakhe akufaki kunye naye kodwa uhlala nje njengombutho osemthethweni.
Umphathiswa olawulayo okanye olandelelweyo ogqityiweyo kwisivumelwano sokumthemba uya kuba negunya elisemthethweni lokungena kwizicathulo zomenzi womthemba emva kokufa kwakhe. Ngoko ke unokuthatha ulawulo lweakhawunti yeebhanki, i-akhawunti ye-investment, kunye nomdla. Unako kwakhona ukuqokelela intengo yomshuwalense wobomi , i- akhawunti yomhlalaphantsi , kunye nokuhlawula imali, ukuhlawula iindleko zebhilidi zokugqibela , izikwereti kunye neerhafu, kunye nokusabalalisa imali yemali ethembekileyo kwabanye abaxhamli bezithemba ekuthiwa yiyo isivumelwano- nxaxheba.
Xa iNgqungquthela isenokufuneka
Ewe, ukuba uyakha i-trust you reverable life trust kodwa ungayihoxisi ukuba uthumele impahla ethile kuyo-mhlawumbi into oyithenge emva kokuba ithemba lithe lenziwe kwaye awuzange ujikeleze ukuba ungene kwi-trust-le mali iya kufuna i-probation. Ukuba awunayo intando, ipropati iya kudlulela kwindlalifa yakho-umhlobo wakho osondeleyo onokufumana ilifa kuwe ngokungabikho kwentando phantsi komthetho kaRhulumente.
Enye indlela yokuphepha ukujongana okunjalo kukudala "ukutyhalala" kuya kudala kunye nokuxhasa imali yakho. Ukuthululelwa kuya kutsho ukuba nayiphi na impahla ongekho ngaphandle kwetrasti kufuneka ihambe kwi-trust ngexesha lokufa kwakho ukuba lilawulwe kubaxhamli bakho abathembekileyo phantsi kwemiqathango yesivumelwano sakho sokuthemba.
Kodwa nayiphina impahla eshiywe ngaphandle kwetembeko yakho iya kufuna i-probation, nangona ukuba ugalelo lwakho luyakuthumela ipropati ekuthembeni kwakho ekufeni kwakho. Wena-ongekho wakho othembekileyo ngexesha lokufa kwakho, ngoko kuya kufuneka ukuba udlulisele impahla kumntu okanye into "isaphila." Okukhethileyo kukukhetha ukuba uthumele zonke ii-asethi ezifunyenwe ngokutsha kwi-trust yakho yokuhlala esithembayo ngokukhawuleza.