Kuya kuthatha ixesha elingakanani ukulungisa i-Revocable Living Trust emva kokufa kweTrustmaker kuxhomekeke kwizinto ezininzi ezilandelayo zidweliswe ngezantsi.
01 apho i-Tracesor Trustee ihlala khona
02 Bangaphi abaxhamli beNdawo apho kwaye bahlala phi
Kuzo zonke iinjongo eziphathekayo, abaxhamli abanamathemba ababandakanyekayo, kwaye ekude baphila kwigosa elincedisayo ekumiseni i-trust, ixesha elide lolawulo lokuthenjwa luya kuthatha. Oku kungumsebenzi wexesha elithathayo ukuthumela amaxwebhu, kwaye ufumana amaxwebhu abuyele kuyo, abaxhamli abaninzi.
03 Ingakanani Abaxhamli bavumelana nayo
Akunakwenzeka ukuba abaxhamli ababini baya kuvuma kuyo yonke into bangeke bathathu okanye ezine okanye ngaphezulu. Abanye abaxhamli banokuqesha abo abagwebi babo ukuba bajonge ukulawulwa kwetrust, kwaye ezi ntlobo zamagqwetha zivame ukukhethwa kuyo yonke into eyenziwa yiTrasti yoMphumeleli . Kunelungelo lokuthetha ukuba ngaba abaxhamli banokungavumelani, ukulungiswa kwetrasti kuza kuthatha.
04 Ukuba kukho iNtambo yeTrust
Umncintiswano wokuthembela ngowendlela yokusemthethweni eyaqaliswa ukuba ingavumelekanga i- Revocable Living Trust emva kokufa kweTrustmaker. Impikiswano yamathenda isekelwe kwiingxoxo ezine: (1) isivumelwano somthendeleko asizange sisayinwe kunye neenkqubo ezifanelekileyo zomthetho; (2) isivumelwano somthendeleko sithengiwe ngobuqhetseba; (3) isivumelwano somthendeleko sithengiwe phantsi koxinzelelo kunye nempembelelo engafanelekanga; kunye / okanye (4) u-Trustmaker wayengenamandla okwenza umgaqo-ntembeko. Kuvumelekile ukuba uthe ukuba ukhuphiswano lokubambisana luyabandakanyeka, ngoko ukuzinzisa i-trust iya kuqhubeka ixesha elide.
05 Ukuba i-Trustmaker's Estate ihlawulwa
Ukuba kunjalo, i-estate taxable iyakuthi ithathe ixesha elide ukulungisa ngaphandle koxinzelelo. Ngoba? Ngenxa yokuba iTrasti yoMphumeleli ayiyi kukwazi ukuphelisa i-trust kunye nokwenza intlawulo yokugqibela kuze kufikelelwe ileta yokuvala evela kwisebe likarhulumente yengeniso kunye / okanye i-IRS. Kwaye le mihla ndilinde naliphi na inyanga 6-8 emva kokufakela ukubuyiswa kweerhafu yerhafu kunye ne-IRS ngaphambi kokufumana nayiphi na impendulo.
06 Yeka indlela ezinzima ngayo ii-Asset Trust
Ukuba ithemba lenziwa yindlu kunye ne-akhawunti yebhanki, ngoko ukujongana nale mali kufuneka kube lula. Kodwa ukuba ithemba liquka indlu, i- akhawunti yebhanki kunye nomdla kwishishini lentsapho, ngoko ukulawulwa kwetrasti kunokuba nzima.
Ukugcina zonke ezi zinto engqondweni, ukuba wonke umntu ahlangane, i-asethi ye-trust ayinzima kwaye i-Propertymaker's property isingenisiswanga, ke ukulungiswa kwetrust kufuneka kuthathe inyanga okanye ezimbini. Kodwa ukuba akunjalo, ukulungiswa kwetrust kungadlulisela kwiinyanga eziliqela okanye kwiminyaka.