Iingxowa Zokuphila eziPhephekayo

Masijamelane nayo, imigangatho yokucwangcisa umhlaba ingadideka, ngokukodwa kuba abameli bezocwangciso ezahlukeneyo basebenzisa amagama ahlukeneyo anokuthetha into efanayo. Thatha i- "Living Trust" kunye ne "Trust Trust" kunye ne-"Living Revocable Living Trust" - yonke into emithathu ingasetyenziselwa ukuchaza into efanayo - inkolelo ethe yadalwa xa usaphila kwaye ukukhaba kwaye ungayitshintsha, utshintshe, ukulungiswa okanye ukuphelisa ngokupheleleyo xa usaphila kwaye ukhaba.

Ngoko Yintoni i-Revocable Living Trust?

Ngokukodwa, i- Revocable Living Trust ngumqulu osemthethweni owenziwe ngumntu, obizwa ngokuba yiGrantor, Settlor, Trustor okanye iTrustmaker, ukubamba kwaye abe nefa le-Trustmaker, elandelwayo kwaye isetyenziselwe inzuzo yeTrustmaker nje umxhamli nge-fiducyary ebizwa ngokuba nguTrasti. Kwiimeko ezininzi, u-Trustmaker we-trust uya kuba nguTrasti, nangona abanye abantu abazizityebi bangakhetha ukuba neziko lilawulwe ipropati yabo yokuthembela.

Ukuxhatshazwa ngokubhekiselele kwi-Revocable Living Trust

Ngoko kutheni kunamagama amaninzi ahlukeneyo ukuchaza into efanayo? Ngenxa yokuba, njengokuba isithi, "Kulowo nalowo wakhe." Abanye abameli bezocwangciso zezindlu , kuquka nam, basebenzise igama elithi "Living Trust" xa beqamba isivumelwano seRevocable Living Trust: "UJane Doe Living Trust ngoFebruwari 29 , 2012. "

Kutheni ndithanda ukubiza abathengi bam abathemba "Iingxowa Zokuphila"?

Ingakumbi kuba eli gama lincinci kuneTrust Trust "okanye" I-Revocable Living Trust "okanye" Isibhengezo seTrust "kwaye kulula ukuyiqonda kune" Inter Vivos Trust "(" inter vivos "ithetha" phakathi kwabaphilayo "ngesiLatini).

Iingqungquthelwano kunye neTestamente Trusts

Ngaloo nto leyo, kufuneka uqaphele ukuba igama elithi "Living Trust" lingasetyenziselwa ukuchaza "iTrust engaguqukiyo" eyenziwa ngoxa usaphila kwaye ukhaba, ngoko wenze " yi-Living Trustable Trust Trust ". Ngokungafaniyo ne "Testary Trust," into ethembekileyo eqala ukusebenza emva kokufa komntu odale ithemba.

Kodwa ukufika namhlanje, andizange ndihlangabezane ne-Irrevocable Trust ebizwa ngokuba yi "Jane Doe Engenakunqwenela Ukuphila Kwethemba" - kodwa akutsho ukuba kwindawo ethile, endaweni ethile, kukho ithemba elithethwa nguJane Doe Irrevocable Living Trust. Ngokuqhelekileyo, iTranscable Trusts kuthiwa yiloo nto, "I-Jane Doe Irrevocable Trust", kwaye ngamanye amaxesha amagama athi "Ubomi bomshuwalense" aphonswa xa olo hlobo lwenkohliso lwenziwa - "I-Inthanethi ye-Inthanethi yase-Jane Doe."

Yintoni egameni?

Mhlawumbi konke oku kudidekile kunokuba kukuncedise ukuba uqonde umehluko phakathi kweentembelelo ezingenakuguquka, iinkolelo ezingaguqukiyo , iziphathamandla zokuhlala kunye neetrustaryary trusts . Ukuba udidekile, ungaba. Ithemba linokuthiwa yinto nayiphi na into, kodwa abameli abaninzi bezocwangciso zezindlu babambelela kumagama afanayo kunye nomkhwa, odla ngokusekelwe kwizinto abafundiswa ngummeli ophezulu xa beqala ukuhlala kwintsimi yokucwangcisa indawo.

Kubaluleke kakhulu ukukhumbuza ukuba kungakhathaliseki ukuba yiyiphi into ethembekileyo ekuthiwa yi-trust, yimiqathango kunye nemimiselo equlethwe kwisivumelwano sokubhaliweyo esibhaliweyo esichaza indlela ukuthembela kulawulwa ngayo kwaye ilahlwe ngexesha lokuphila komntu ngamnye. Igama lethemba lifana nendlela ekubhekiswa ngayo kwaye kaninzi ayinalo intsingiselo yomthetho okanye ukubaluleka nantoni na.

Kwakhona, khumbula ukuba xa ucela ukuthembela okuthekisayo kodwa kunokuba ufumane ithemba elingenakuthenjwa, oko kungakhombisa kakuhle ingxaki kwixesha elizayo ekubeni ukuthembela okuthekisayo kungatshintshwa nanini na kodwa ukuthembela okungenakuguqulwa akukwazi ukutshintsha okanye unokutshintshwa kuphela emva kokuqhawula ngeendawo ezahlukeneyo zomthetho.