Yiyiphi iTestamente ethemba kwaye ayikwazi ukwenza
Ukwahlula okuphambili phakathi kwetrustaryary trust kunye nokuthembela okuphilileyo kukumnyama omhlophe kunye nomhlophe - nganye yinto ebonakalayo nje. Ithemba lokutyikitya linye linikezelwa kwintando yokugqibela kunye nesigqibo - oko kuya kuxelela umenzi wefa ukuyidala. Ithemba lokuphila lisetyenziswe ngumntu xa ephila.
Nangona uthanda luqulunqwa ngelixa umdali walo ephila, i-trust ngokwayo ayibakho kuze kube yilapho ukuthanda kwakhe kuhlolwa kwaye umphathi wakhe uhlala kwindawo yakhe, kwaye oku akunakwenzeka ngaphambi kokufa kwakhe.
Ithemba, ngoko, "alihlali." Ngamanye amaxesha ithemba le-testamentary libizwa ngokuba "liyakuthemba," okanye "ukuthembela phantsi komnqweno."
Iingxowa zeTestamente
Ngaphandle kweli qhekeza eliyintloko, ke, lingaba lunzima. Ithemba le-testamentary trust does not have to be established by terms of your last and will. Mhlawumbi awunayo intando - unokukholelwa kwikhompyutha endaweni. Ungakhokelela ukuba ukuthembela kwakho kokuphila kufuneka kwenze i-trustamentary trust, nayo.
Ungakwazi ukuba neentlobo zombini zentembeko ukuba imigaqo yemiqulu yakho yokwakha yokuthembela ithi enye inkolelo iya kuvela kwizinto eziphathekayo xa ufa.
Izikhokelo Zokuphila
Kukho phantse iindidi zezinto zokuhlala ezikholo, ezibizwa nangokuthi "inter vivos" zithemba, njengoko kukho izizathu zokuzidala. Omnye unokusetyenzwa ukuba abambe umgaqo-nkqubo we-inshorensi yobomi. Enye inokumiselwa ukugcina imali kwizandla zababoleki-mboleko.
Abanye bathemba ngokuthe ngqo abaxhamli abaneemfuno ezizodwa. Kodwa zonke ezo zithemba ziwela kwelinye leendidi zibini: Ziyakususa okanye zingenakuguquka.
Ikhuselekiswe neTrastiable Trusts
Ukuthembela kokuphila okuphazamisayo kukunye apho umdali walo - obizwa ngokuthi "umnikezeli" okanye "othembekileyo" - unokuyichitha nganoma naliphi ixesha.
Unako ukongeza abaxhamli, ukucima abaxhamli, ukuthenga nokuthengisa impahla kwi-trust. Umniki-mali usebenza njengomphathiswa wakhe.
Ukuthembela okuphikisanayo kukuphikisa. Umnikezeli unqanda konke ukulawulwa kwithemba emva kokuba lenziwe kwaye luxhaswa ngemali kunye / okanye imali. Oku kunokukhethwa kwinjongo yentlawulo kunye nezinye izizathu. Akakwazi ukwenza ngokusemthethweni njengomphathiswa, kwaye akaze athathe ipropati yakhe okanye imali ngaphandle kokuba azibiza ngokuba ngumzuzi kwaye usethe imimiselo yokwabiwa kuye njengenxalenye yamaphepha e-trust.
Ukuthembela kokuphila okuphephekayo ngokuzenzekelayo kuya kuba kulungiswa xa umniki-mali wakhe efa ngenxa yokuba akasaphila kwaye uyakwazi ukuyilungisa okanye ukuyidiliza.
Ithemba le-testamentary liyakhutshwa ngexesha lobomi be-testator ngenxa yokuba alikho ngokwenene. Ngeze kube khona de emva kokufa kwakhe. Unelungelo lokudiliza intando yakhe endala kwaye enze enye into nanini naxa ephila, ngoko i-testamentary trust it provides for it can be undone. Ithemba lithengiswa, nangona kunjalo, xa efa kwaye akasakwazi ukutshintsha imigaqo yentando yakhe.
Iingxowa kunye neProbate
Izikholo eziphilayo - zombini zikhuphe kwaye zingenakuguquka - ziphephe ukungqinisiswa kwipropati abambayo ngenxa yokuba i-trust entity and not the decedent ngokwempahla loo propati.
Iprobate iyimfuneko kuphela ukuhambisa ubunikazi kwigama lomntu oshonile kulabo abaxhamlayo.
Ithenda ye-testamentary ayikwazi ukuphepha ingxaki kuba ipropathi kufuneka idluliselwe kuyo ihlala egameni elidumileyo ngexesha lokufa kwakhe-ithemba alizange lenziwe kwaye lixhaswe ngemali. Iprobate iyimfuneko ukuhambisa loo propati egameni lesithemba, njengokuba kuya kuluhambisa kwigama labaxhamli abaphilayo.