Xa ucinga ngenkampani yomshuwalense, ngokuqhelekileyo ucinga ngendawo apho unokunyamekela khona yonke imfuno zakho ze-inshorensi. Nangona kunjalo, kukho iinkampani ezizodwa ngokubhekiselele kuhlobo olulodwa lenkcazo. Yintoni oyingcali? Mhlawumbi inqaku elungileyo liza kuba "umntu owenza enye nto kwaye wenza kakuhle." Leyo yimeko ye-Western Mutual Insurance Group, ekhethekileyo ekunikezeni i-inshurensi yomnini-mboleki kwiindawo ezikhethiweyo zasekhaya eMzantsi-ntshona eMerika.
I-Western Mutual Insurance Group yasungulwa ngowe-1942. Yinkampani yomshuwalense yomshuwalense onentsingiselo yokuba inikwe ngabanikazi bayo bomgaqo-nkqubo. Ikomkhulu leenkampani lihlala e-Irvine, eCalifornia. Iinkampani ezibandakanyekayo ziquka iNkampani ye-Intanethi ye-Western Mutual, Inkampani ye-Residence Mutual Insurance kunye ne-Arizona Home Insurance Company. I-Western Mutual ibhala ipropati kunye ne-inshorense yokubulala e-Southwestern-US e-Arizona, eCalifornia, eColorado, eNew Mexico, e-Nevada, eTexas nase-Utah. Ezinye iindawo zenkampani ziquka iCalabasas, eCalifornia nasePhoenix, eArizona kunye neefisi zamabango ezisekelwe kwiinkampani zokusebenza.
Uzinzo lwezeMali
Into ebalulekileyo ekugwebeni ukusebenza kwenkampani yomshuwalense kukuzinza kwezimali. Ukusebenza kwezimali kwenkampani kunokuba ngumqondiso ocacileyo we-solvency kunye nokukwazi ukuhlawula abathengi kunye nokuhlangabezana nazo naziphi na izibophelelo zezemali kunye nesalathisi somsebenzi wexesha elizayo.
I-AM intlarensi ye- inshurensi eyongezelelekileyo yanika i-Western Mutual Insurance Group yayo "A +". Enye inkulunga ye- inshorensi ye-inshorensi, i- Demotech, Inc. , ii-Western Mutual njenge-"A-Double Prime" okanye "engaphelelwanga."
Ingxelo yohlalutyo lwezimali ka-2012 epapashwe yi-Standard Analytical Service, Inc.
ifunyenwe i-Western Mutual Insurance Group iqhathanise ne-25 yezona zininzi ezinkulu ze-Units States States Property and Casualty Insurance Companies. I-Western Mutual iphinde ibhalwe kuluhlu oluphezulu lweWadi ngo-2015 ngonyaka walo wesine olandelelanayo.
Ukulinganiselwa kweNkonzo yabathengi
Ngelixa iinkampani azibophezelekanga ukuba zivunywe ngeBusiness Business Bureau, kuyimilinganiselo enhle yokugweba impendulo yenkampani ukuhlaziya nokuxazulula izikhalazo zabathengi. I-Western Mutual Insurance Group ivumelekile nge-BBB ukususela ngo-1998 kwaye ine-"B +". Inkampani ineenkwenkwezi ye-3.01 kwi-5 yeenkwenkwezi zokulinganisa amanqaku ahlukeneyo esekelwe kwi-11 izikhalazo zabathengi ezipheleleyo kunye no-8 ukuhlaziywa kwabathengi.
Uphononongo lweSebe le-Insirensi yaseCalifornia lenza inkampani yenkxaso-mali, i-Residence Mutual, # 1 kwimeko yaseCalifornia kwinani elincinane kunazo zonke izikhalazo zabathengi ngokufanelekileyo kwiminyaka ka-2010-2012.
Uhlolo lomthengi
Umlinganiselo oyinyaniso wokusebenza kwenkampani yinshurensi yindlela abathengi bawo bathengisa ngayo inkonzo. Uluhlobo lwe-Yelp lwabanye abahlalutyi bamakhasimende luluhlu lweengxelo ezivakalayo kunye nokuhlaziywa kakubi kweqela le-Western Mutual Insurance Group. Kuzo zi-88 ziphononongo ezidwelisweyo: 41 zilinganiso ezi-5 zeenkwenkwezi (ukulinganisa okuphezulu kunokwenzeka; kwakukho ukulinganisa kweenkwenkwezi ezi-4;
Phantse isiqingatha sabathengi baluhlu lwabaluhlu beenkwenkwezi ezi-5, ezithetha kakuhle impendulo yabasebenzi bekhampani kwizikhalazo. Olunye uhlobo lwesayithi lokulinganisela kwamakhasimende linika i-Western Mutual 3.50 kwiinkwenkwezi ezi-5 ngokusekelwe kuhlalutyo lwabathengi abangama-13. Iziphumo eziphezulu ziphezulu ngeendleko kunye nokuhlawula ngelixa ukulinganisa okuphantsi kunakho kwiinkonzo zamabango.
I-Western Mutual ngumphathiswa wengingqi kwiSouthwestern-US ephethe i-market ye-niche ekunikezeni i -inshorensi yokuthengwa kwezindlu ezifikelelekayo kubathengi abanomngcipheko ophantsi. Uluhlu olupheleleyo lweemveliso zomshuwalense ezinikezelwa ngokwewebhusayithi yewebhu ziquka:
- Ininshurensi yabanini
- I-inshurensi yokuzamazama komhlaba
- ICondominium Insurance
- Umshuwalense weMkhukula
- Umqeshi weNgxowa-mali
Iinkonzo
Ukuba uhlala eMzantsi-ntshona eMelika, unokukwazi ukusindisa kakhulu kwi-premium yakho ye-inshurensi ye-inshurensi ngokusebenzisa i-Western Mutual Insurance Group, ngaphandle kokuba uthathwa njengengozi ephantsi yinkampani.
I-Western Mutual ineenkonzo zamakhasimende ezinamandla kunye nokulinganiswa kwamandla emali. Inkampani ibhengeza ngokuba "ne-home quality inshuwalense kwizinga elifanelekileyo, ngokuthe ngqo." Ukuba ucinga ukuba unelungelo lokufumana isantya somnini-mnqweno, unokufumana isicatshulwa ngqo kwiwebhusayithi ye-Western Mutual Insurance Group.
Umxhasi
Ubungakanani bufumaneka kuphela e-Arizona, eCalifornia, eColorado, eNew Mexico, eNevada, eTexas nase-Utah. I nkampani igxile kwi-inshurensi yomnini-propati kwaye ukuba ufuna ezinye iindlela zokukhawulela, kuya kufuneka ufumane oku kwenye indawo.
Iinkcukacha zoqhakamshelwano
Ukuze ufunde kabanzi malunga nee-inshorensi Iinkonzo ezinikezwa yi-Western Mutual, unokutyelela iwebhusayithi ye-Western Mutual Insurance Group okanye ufonele ku-1-800-234-2103.