Oku kungathunyelwa kwimali yendlu okanye isibonelelo. Ngenye indlela, wena kunye neqabane lakho niyavuma ukunika isibonelelo esinye nesinye, esinokuthi sithunyelwe njengeMad Money, okanye imali yemali. Ukusebenza njengeqela kunokunceda ukukhusela imali ekubhubhiseni umtshato wakho .
Kutheni i-Allowance ingaNceda Uhlahlo lwabiwo mali?
Ukuba usebenzisa isigaba sesibonelelo ukuba unike ngamnye umlingane uchithe imali ngoko akuyona into embi. Kubalulekile ukuba ube nemali enokuyichitha kwizinto ezonwabileyo ngaphandle kokuziphendulela kwiqabane lakho okanye iqabane lakho. Isibalulekileyo kukunika umda onengqiqo kwisabelomali sakho kwaye unike iqabane ngalinye lixabiso elifanayo. Oku akukugqithisi izinto ezifana nezindleko zemihla ngemihla ngesibonelelo. Oku kwenza ukuba kulungelelaniso bobabini abalingani.
Ndingayichazela Njani Ukuba Iimeko Zimbi?
Indlela elula kukuxelela ukuba imeko iyenza njani uzive. Ukuba wena kunye nomlingane wakho unesabelo esilinganayo oye wavuma ukuchitha kwizinto ozonandiphayo njengezinto zokuthenga okanye imidlalo yevidiyo, akufanele kube yinkinga.
Unokufuna imali engakumbi, kodwa kufuneka uvumelane ngemali ngelixa ugcina zonke iinjongo zemali osebenza kuzo engqondweni. Ukuba lakho iqabane likuxelele imali leyo, unokufuna ukusebenzela uhlahlo lwabiwo-mali ukuza kunye nesisombululo.
Unokuba usenokujongana neengxaki ezinzulu xa unikwe isibonelelo esiqinileyo, kwaye ulindeleke ukuba ulandele indlela ochitha ngayo yonke imali yakho.
Ukuba lakho iqabane alikwabelani ngolwazi lwezezimali kunye nawe, usenokuba imeko apho ulawulwa yimali. Kubalulekile ukuba ngamnye umlingani uthathe inxaxheba kwisicwangciso-mali nokucwangcisa imali. Ngokuqhelekileyo oku kwenzekayo xa elinye iqabane lingasebenzi ngaphandle kwekhaya. Ezinye izibonakaliso zelumkiso ziquka ukungabonakali kwiakhawunti yebhanki okanye kwikhaya olikho. Awukwazi ukuba zonke iibhanki zebhanki apho lakho iqabane liye okanye nokuba ziphi na zonke iindleko. le yimiqondiso ebalulekileyo yemicimbi yomtshato kwimitshato yakho .Ungase ufune ukuqala ukusebenza ekufuneni ukuzimela ngokwezimali xa kwenzeka ukuba ushiye imeko ekugqibeleni.
Ndingayilungisa njani imeko?
Ukuba iqabane lakho linikela ngamnye isabelo esilinganayo, kodwa uvakalelwa kukuba imali ephantsi kakhulu, unokufuna ukusebenzisana nohlahlo lwabiwo-mali ndawonye . Kungenzeka ukuba lakho iqabane liyazi ngakumbi malunga nemeko yezemali okhoyo, kwaye inika imali enokuyithengisa ngokwenene. Ngaphambi kokuthukuthela, hlala phantsi kwaye usebenze kubhajethi yakho. Kungenzeka ukuba kule meko kuba ekuqaleni kobudlelwane bakho okhethile ukuba ungayithathi inxaxheba kwimali yakho. Kungathatha inzame ukubonisa ukuba unyanisekileyo ekubandakanyekeni ngakumbi kwiimali zakho.
Nangona kunjalo, emva kwexesha lo msebenzi owongezelelweyo uya kukunceda bobabini bahlale kwikhasi elifanayo lemali.
Ukuba lakho iqabane lingavumi ukukufaka kwisicwangciso, unokufuna ukufumana isiluleko somtshato. Ukuba kukho ezinye iimpawu zokulumkisa ezifana nokusetyenziswa kakubi komlomo okanye ukuxhaphaza ngokomzimba, kufuneka ufune uncedo ngokukhawuleza. Kunokuba nzima ukuphelisa ulwalamano xa elinye iqabane lilawula iimali, kwaye kuya kufuneka uqale ukugcina imali ngasese ukuze ube nesicwangciso sokuphuma. Ukuba uhlala kwikhaya lakho, oko kuthetha ukuba kuya kufuneka ukuba ufune umsebenzi ngaphandle kwekhaya xa kufuneka uhambe. Kwimeko ephosakeleyo, kufuneka ufune ukululekwa ngeengcali okanye njengesiqabane ngaphambi kokuba wenze izigqibo. Bangakunceda udale isicwangciso esiqinileyo kwaye uxoxe ngokukhathazeka kwakho ngendlela eya kukugcina ukhusele.