Imicimbi yezemali inokubeka ubunzima obuninzi kulwalamano lwakho , kwaye kubalulekile ukuba bobabini abantu bathembeke ngokuthe ngqo kubudlelwane. Kwakhona kubalulekile ukuba ungaze udibanise ngokupheleleyo iimali uze utshatile . Kukho umngcipheko omkhulu xa ukwahlukana kwaye umthetho ungakunceda ukuba usebenze loo nto xa uhamba ngokuqhawula umtshato, kodwa kunzima ukukwenza xa uchitha nje ubuhlobo besikhathi eside. Le yimiqondiso emilumkiso enokuthi ufune ukutyelela umcebisi olwalamano ngaphambi kokuba udibanise iimali ukwenza izinto zisebenze. Ukuba usuvele utshatile kwaye unayo le miqondiso, unokuba ungafuni ukudibanisa imali yonke .
01 Ukuthetha ngeengxaki zezeMali
02 Izilwanyana
Enye ingxaki enokuba yaneleyo ukucinga kwakhona ubudlelwane bakho okanye indlela ophatha ngayo imali kunye kunye nezilingo. Oku kungaba yinto efana neziyobisi okanye ukutshajelwa kwezokugembula, kodwa ingaba yingozi yokuthengwa . Ezi ntlobo zokuziphatha ziyakuthintela kakhulu iimali zakho, kwaye azithatha ixesha elide ukuba zichithe iminyaka yokugcina kakuhle nokusebenza kanzima. Ngokuqinisekileyo kufuneka ufune ukululekwa kunye kunye nomntu ngamnye xa ulwalamanye kunye nawe.
03 I-Your and My Attitude
Abanye abantu kufuneka bahlukanise yonke into engamashumi amahlanu / amahlanu kumgca. Zigxininise kakhulu kwizinto ezininzi ezifunekayo kwaye zihlala zizimisele ukuhlawula isabelo sabo ngqo kwiibhili. Oku kungakuzama kuba ngokugqithiseleyo kwexesha zonke ezijoliswe kuyo kukuba kufuneka ufake isandla x ngenjongo nganye. Kwakhona kungenakulungile ukuba omnye umlingane enze okungaphezulu kunomnye, kodwa omnye umntu ufuna ukwahlula yonke into ngokuchanekileyo. Ukuba oku kubonakala kuyinkimbinkimbi xa kubini nje kuphela, kuya kuba nzima xa unabantwana. Ngokuqinisekileyo kufuneka ufune ukucebisa kwaye ukhangele iindleko zokuhlula ngokusekelwe kwipesenti zengeniso ngokumalunga nama-fifty / fifty method.
04 UkuLawula ngeMali
Enye ingxaki enokuvela kukuba elinye iqabane lizama ukulawula enye enye ngemali kunye nesibonelelo. Oku kuqheleke ngakumbi ukuba abantu abaneqabane elilodwa bahlale ekhaya ukuze baqhube indlu okanye banakekele abantwana. Kukulungele ukuba umntu anakekele imicimbi yezemali, kodwa izigqibo kufuneka zenziwe njengeqela. Kunokuba nzima ukubona lo mbandela de uze udibanise iimali, kodwa ukuba uthe wenyuka, unokufuna ukucebisa ngaphambi kokuba imeko ihlase okanye ikhulu kakhulu. Emva kokuba utshatile yonke into kufuneka ithathelwe ingqalelo yethu, kwaye omnye umlingane akufanele afake izigqibo zemali kwenye.
05 Ukwenqabela ukuCwangcisa okanye uhlahlo lwabiwo-mali
Kubalulekile ukuba bobabini bomtshato bazimisele ukusebenzisana kunye nesabelomali okanye icebo. Abanye abantu abazange bahlalutye okanye bahlanganise isicwangciso, kwaye baqale kuphela xa betshadile nomntu oziva uhlahlo lwabiwo-mali kunye nokucwangcisa kubalulekile. Kulo mzekelo, ukhangele umntu ozimisele ukusebenza nawe. Oku kuthetha ukuba xa iqabane lakho lingakaze libekelwe imali, kodwa likulungele ukuzama, ulungile. Ukuba akafuni ukwenza oko, unokufuna ukufumana iingcebiso ukuze ukwazi ukufumana indlela efanelekileyo yokunxibelelana ngemali yakho kunye nokudala isicwangciso sexesha elide kunye . Oku kungenza umehluko omkhulu kwimpumelelo yakho ekulawuleni imali yakho.