Kungaba ukhetho lwesikhashana kwaye ungabuyela emsebenzini emva kokuba abantwana bakho babuyele esikolweni. Kufuneka udale isicwangciso sezimali sobume ngaphambi kokuba wenze isigqibo. Funda ukuba yiziphi iindawo ofuna ukuziqwalasela.
UkuCwangciswa koMhlala-phantsi wokuhlala eMama woMama
Ngokuqhelekileyo isicwangciso nje siphila kwimali yomhlalaphantsi yomyeni wakho xa uceba ukuhlala ekhaya ngelixa unabantwana ekhaya. Nangona kunjalo, oku kuya kutshabalalisa xa ugqiba ukuqhawula umtshato okanye into eyenzekayo kuwe. Ukuba umyeni wakho usebenza, usenokuba ne- IRA , nangona ungasebenzi. Enye indlela yokukhusela ikusasa lakho, kwaye ukwandisa imali ongayifaka kwiakhawunti yomhlalaphantsi kukuba ube ne-Spousal IRA eyakhelwe yona. Oku kuya kuhamba nawe xa uqhawula umtshato, kwaye kuya kuba yimali eyongezelelweyo ukuze udwebe xa ususa umhlalaphantsi. Kuya kukunceda kungakhathaliseki ukuba kwenzekani.
Izakhono zeJob
Kukho ukufika kwindawo apho ufuna ukubuyela emsebenzini.
Kungenzeka emva kokuba abantwana bakho bekholejini okanye ungabuyela emva kwexesha elide xa beqala isikolo. Xa uqala ukuba nomntwana awuyi kucinga ngexesha elide malunga nomsebenzi wakho, nokuba isigqibo sokuhlala ekhaya siya kuthintela njani, kodwa kuyinto into omele uyiqwalasele ngokuqinisekileyo. Inyaniso kukuba kunokuba kunzima ukufumana umsebenzi emva kokuba uthathe ikhefu lomsebenzi kunokuba sele uphumelele kwiikholeji.
Unokufuna ukusebenza ixesha elide lokugcina isakhono sakho esetyenzisiweyo okanye ukuba ube nomsebenzi osebenzayo, ingakumbi ukuba ekugqibeleni uceba ukubuyela emsebenzini. Ukuba unemvume yokusebenza kwakho, ungafuna ukugcina ilayisenisi isebenzayo ngokusebenzisa iiyure ezisebenzayo kunye nokugcina iimali zakho zemfundo ukuze ubuyele ngokukhawuleza ukuba ufuna. Enye inketho icinga ukuba usebenza ngokuzimeleyo, enokukuvumela ukuba usebenze ukusuka ekhaya kwaye uqhubeke nezakhono zakho zangoku.
Umsebenzi wokwenza Ukuhlala Kwekhaya Ngokwezimali Ngenzuzo
Esinye sezizathu ezibalulekileyo abaninzi abafazi abakhetha ukuhlala ekhaya kuba kubiza kakhulu ukusebenza ngeendleko zokunakekela abantwana . Inyani yinto yokuba umama wokuhlala ekhaya unokugcina imali engaphezu kweendleko zonyango, kodwa kuthatha umgudu wokuzama ukwenza njalo. Uya kufuneka uzinikezele ekusebenzeni ekuhambiseni iibill kwizinga eliphantsi. Isabelomali sokutya yindawo enkulu apho unokugcina imali. Kwakhona unako ukugcina imali kwezinye izinto ozifunayo ngeenxa zonke ngeentengiso zentengiso okanye ukwenza ezinye izinto ngokwakho. Unokukunceda ukuxhasa umyeni wakho ngokunyamekela izinto ekhaya. Kufuneka uqonde ezi zakhono zezimali ukuze uhlale ekhaya.
Ukusebenza ngexesha uhlala ekhaya kungakuzisa nokuzimela ngokwezimali.
Cinga Ngeempahla
Enye into ebalulekileyo kukuqwalasela ukuba ungenayo ixabiso elifakwe kwigama lakho. Ulwalamano ngalunye lwezemali luhluke kancinci kwaye kwezinye iindlu iqabane elisebenzayo likhupha isibonelelo seenyanga ukuya kwiqabane elihlala ekhaya, kodwa zonke ezinye izigqibo zezimali ezifana nokutyalomali, umhlalaphantsi kunye nobunikazi basekhaya ziphathwa ngumlingani osebenzayo. Kubalulekile ukuba bobabili babelane ngobunikazi beempahla. Oku kuya kukukhusela kwikamva. Oku kuthetha ukuba amagama akho bobabini kufuneka abe kwizenzo zendlu, kwiimoto nakwiimali ezinkulu zeakhawunti. Unelungu eliyinxalenye yentsapho. Umsebenzi owenzayo uyabalulekile, kwaye akufanele uvumeleke ukuba utshintshwe nje mfutshane nje ngenxa yokuba ungenise imali yokuhlawula.
Uya kufuneka kwakhona ukuba uqiniseke ukuzikhusela ngokwemali xa umtshato uqeshwe .
Cinga ukuSebenza kwiKhaya okanye kwiNxalenye yeXesha
Ukuba ufumanisa ukuba awukwazi ukuhlala ekhaya, ungathanda ukucinga ukuba usebenze umsebenzi wesikhathi esithile okunceda ukuba uphumelele, kodwa usakuvumela ukuba ube ekhaya nabantwana bakho. Ukusebenza ekhaya kuya kunika ukuguquguquka kunye nethuba lokuchitha ixesha elininzi kunye nabantwana bakho, kodwa usenokufuna ukufumana iindlela zokunakekela abantwana okanye ucwangciso lokusebenza xa abantwana bakho belele. Ezi zikhetho zinokukunika ukuguquguquka okufunayo ngelixa uvumela ukuba uncede unikezele intsapho yakho. Kukho iindlela ezininzi ezahlukeneyo ezikhoyo kwaye isisombululo ngasinye siya kuba sodwa kwiimeko ezahlukeneyo ezikhoyo apho.