Yilungiselele: Yazi iimfanelo zakho zezeMali kunye nendlela onokuzikhusela ngayo
Ziziphi iimfanelo zakho zezezimali: Inkxaso yabantwana kunye ne-Alimony
Ukuba kukho abantwana abandakanyekayo, impilo yabo kufanele ibe yinkalo ebalulekileyo yomzali. Ngelishwa, oku akunjalo ngaso sonke isikhathi. Umntu owayeseshade ukuhlawula ngamanye amaxesha unomuvo wokuba umlingane owayengumlingane "uchitha" imali yokuxhasa umntwana, okanye ukuba inkxaso yenkxaso yomntwana inkulu kakhulu. Nangona iintlawulo zokuxhasa abantwana zibalwa ngurhulumente apho umtshato uqhotyoshelwe khona, ezininzi izikhokelo zikarhulumente zizama ukuphendula izinto ezifana neengeniso zabazali zomibini, inani labantwana ababandakanyekayo, kunye nokugcinwa kunye nenani lexesha ngamnye umzali achitha nabantwana.
Nangona umzali onyanzelekile ngokomthetho ukuhlawula inkxaso yenkxaso-mntwana, isigxina sezo zonke inkundla ezinikwa inkxaso yabantwana eUnited States zihlawulwa ngokwenene, kwaye isiqingatha saleyo siyahlawulwa ngokupheleleyo. Ukuba inkxaso yezingane iyingxenye yesivumelwano sakho somtshato, unyanzelekile ngokomthetho nangokwemfanelo ukuyihlawula.
Xa kwenzeka ukuba utshintsho oluphawulekayo kwimeko yemali yomzali omnye (njengokulahlekelwa ngumsebenzi) okanye utshintsho kwisivumelwano sokugcina, inani lexhaswa lomntwana lingahlaziywa kwaye lilungiswe.
Olunye uxanduva lwezemali ekuqhawuleni umtshato lungaba ngumxhaso womtshato okanye. Nangona i-alimony inokuba yindleko yokuphila ubomi kumlingane onikwe yona, ingaba yingozi ngokufanayo kwiqabane elimele lihlawule.
Ukungabikho kwesivumelwano sokubambisana, i-alimony ihluke ekuncedeni abantwana kwaye ihlawulwa ngokubanzi kumlingane ongekho phantsi. Nangona ngokuqhelekileyo kubonwa njengomlinganiselo wesikhashana ukunceda elinye iqabane "lihlale ezinyaweni" ngexesha kunye nangoko emva kokuhlukana, indlela i-alimony ibalwa ngayo ngokumangalisa ngokuzithoba kwaye ayifani nje ngokuhluka ukusuka kwiphondo ukuya kwilizwe, kodwa esuka enkundleni ukuya enkundleni. Okufanelekileyo ukuphepha isigwebo esingafanelekanga ngokubhekiselele kwisiganeko sokubambisana, ezinye iingcali zibonisa ukuphepha inkundla ngokupheleleyo kunye nokukhetha ezinye iindlela zokusombulula iingxabano ezifana nokudibanisa okanye ukulamla. Kodwa ekuqhawuleni komtshato isahlulo, ezi ndlela aziyi kusebenza.
Ulwahlulo lweZakhiwo kwiSahlukaniso
Ngokungabikho kwesivumelwano esingenasiphelo, imithetho kwimibandela yakho ichaza ukuba iifayile zakho zahlula njani umtshato. Iintetho ezilisithoba (AZ, CA, ID, LA, NE, NM, TX, WA, ne-WI) ziyindawo yepropati yoluntu , oko kuthetha ukuba impahla efunyenwe ngexesha lomtshato ngumlingane ibonwa njengeempahla zomtshato kunye kunye kwaye iza kuhlulwa ngokulinganayo ngokuqhawula umtshato. Amazwe asele asekelwe "ukusabalalisa ngokulinganayo," akuthethi ukuba "ukulingana" ukuhanjiswa. Inkundla iya kuqwalasela amaninzi amaninzi kunye neengenangqondo ekufikeni kwisigqibo malunga nendlela yokwahlula impahla.
Ziziphi iimpahla zakho zomtshato?
Ngaphambi kokuya kumlamli, umlamli, okanye igqwetha, kufuneka wenze umsebenzi wesikolo sakho. Bhala uluhlu lweempahla zakho zomtshato uze ufumane i-appraisals apho kuyimfuneko (ubugcisa, i-antiques, njl.). Uyakufuna ukuphatha umgangatho kwiimpawu zeefa ezinjengezo zidweliswe kwoluhlu lulandelayo. Uzakufuna ukuqonda nawaphi na amatyala atyala kunye namatyala.
- KwiNdlu
- Iimoto
- Izikebhe
- Izicwangciso zomhlalaphantsi
- Inkcitho yemali ye-inshorensi yempilo
- Amasheya, iibhondi, iimali ezihlangeneyo
- Izinketho zeStock
- Ukubuyiswa kweRhafu
- Ukuhlawula ikhefu
- Zihlala zihamba ngeenyawo
- Imali kwabanye
- Imifanekiso okanye izidalwa zokulwa
- Ukuqokelela, izixhobo
Bala ukuba uncedo olunjani lwabazali oluya kubakho ukukhawulela ukutya, izindlu, ukunakekelwa kwamasango, iimpahla, iimpahla zesikolo kunye nemisebenzi, kunye nezinye iindleko. Fumana isiqinisekiso esibhaliweyo kumqeshi womlingane wakho womvuzo womlingane wakho, ibhalansi yeeholide, ibhonasi kunye nokukhethwa kwezinto.
Yiba nembono efanelekileyo yengeniso yowatshatileyo ngokuphanda ukuba umsebenzi wakhe uhlawulela phi amava amaninzi, kwaye ziziphi iingenelo eziqhelekileyo.
Impembelelo yezeMali kunye neNgqalileyo
Ukwahlukana kunokuba nempembelelo yezimali kwixesha lakho elizayo kunokuthenga indlu okanye ucwangciso lomhlalaphantsi. Ungazivumeli ngokuzithandela oko unelungelo lokukwenza, ngakumbi ukuba unako ukugcinwa kwabantwana njengoko imeko yakho yemali iya kubachaphazela ngqo. Kwiimeko ezininzi, kulufanelekile ukuchitha imali ukubonisana nomcwangcisi wezemali ukuvavanya ukubaluleka kwezinto eziphathekayo, ukuthatha impembelelo yerhafu kunye nokufuna isiluleko sezocwangciso ngaphambi kokuqhawula umtshato.
Ukuba wena kunye neqabane lakho ningeke nifike kwisivumelwano esivumelanayo malunga nemimiselo yoqhawulo-mtshato, ngamnye uya kuthethana nommeli. Kodwa unokwenza ufune ukuqwalasela ukudibanisa okanye ukuxabana, okungekho kubiza kunokuba isebenzise igqwetha ukulungisa ukungafani kwaye akufuneki ukubonakala kweenkundla.
Indlela yokuzikhusela ngezeMali kwiNtshato
Enye indlela efanelekileyo yokuzikhusela kwimiphumo yemali yokuqhawula umtshato isithintelo, apho umtshato uthetha ukuba uhlale utshatile okanye usebenze isivumelwano somsebenzi. Xa kungenjalo nakwezo zikhetho ezinokwenzeka, ukukhusela okusemgangathweni ulwazi. Kubuhlungu, kodwa ukhathazeka ngokwenene kwintsebenziswano emininzi yobudlelwane obufanayo, indoda ijwayele ukukwazi ngakumbi malunga nemicimbi yezemali yentsapho kunomfazi wayo. Nangona kuhlale kubalulekile ukwenza njengabalingani emtshatweni ikakhulukazi xa kuziwa kwiimali, kubaluleke kakhulu ukuba iqabane ngalinye lifundise malunga nezimali xa kwenzeka umtshato. Kuyo nayiphi na imitshato, zombini amaqela kufuneka aqonde ukubuyiswa kweerhafu kunye nokuhlala ekwaziswa ngamatyala abo, utyalo-mali kunye nenzuzo yentsapho kunye nayiphi na impahla equka ukubizwa kwabo.
Xa kucacile ukuba umtshato usenokwenza, rhoxisa nayiphi na i-akhawunti ebhanki yebhanki kwaye uvule i-akhawunti nganye. Ukukhansela zonke iikhadi zamatyala uze ufumane ezintsha kwigama lakho. Vala zonke ii-akhawunti zekhredithi ezingasetshenziswanga, kwaye uzazise ababolekisi bakho utshintsho lwakho kwisimo somtshato.
Xa uqhawule umtshato kunye nexabiso liye lahlulwa ngokwasemthethweni, utshintshe amagama kwiimisebenzi zendlu, amasheya kunye nezibophelelo, kunye nezihloko zemoto, njengoko kuyimfuneko. Tshintsha abaxhamli kwiingxowa-mali, izicwangciso zomhlala-phantsi, i-inshorensi yempilo, kunye ne-akhawunti yokulondoloza. Ungalibali ukuhlaziya ukuthanda kwakho. Hlola ingxelo yakho yekhredithi ukuqinisekisa ukuba lakho iqabane alizange lenze iitalato egameni lakho ukususela ngokuqhawula okanye ukuhlukana.
Ukwahlukana kungaba nzima kakhulu ngemali kumnye okanye kumabini omabini, kodwa ukuzifundisa nokuthatha amanyathelo okulondoloza amancinci kunokunciphisa impembelelo yemali kuwe nakubantwana bakho.