Khumbula ukuba ukuthetha kunokukunqanda ukuba wenze iimpazamo zezimali xa uqala ukutshata . Nazi iindlela ezihlanu ezisisiseko oza kuzithatha xa udibanisa imali yakho.
Thetha Ngokucacileyo Ngeemeko Zakho Zemali
Kufuneka ube nengxoxo evulekile apho ubeka khona yonke etafileni. Eli lixesha apho uthayibhile onke amatyala akho akhoyo, iimpazamo ozenzileyo ngokuhlawula ixesha, ukugcina kunye nezinye iimeko ezinokuthi unako. Xa utshata uthabatha ityala kunye nempahla. Kubalulekile ukuqala ukubheka imali njengethu esikhundleni sakhe semali / ityala.
Cwangcisa iBhajethi edibeneyo
Cwangcisa uhlahlo lwabiwo-mali . Olu luhlahlo lwabiwo-mali lufanele lube nesicwangciso ngasinye sedoli oyenzayo. Kubalulekile ukuvumela omnye nomnye ukuchitha imali ongenayo i-akhawunti. Ngokuxhomekeke kwimeko yakho le mali ingahluka. Qiniseka ukuba unako ukuhlangabezana neembopheleleko zakho, ugcine, kwaye ufumane isikweletu ngaphambi kokuphakama kwepesenti yengeniso yakho.
Beka iinjongo kunye kunye nokudala iSicwangciso seMali
Thatha ixesha lokubeka iinjongo kunye. Ezi njongo zemali ziya kukunceda ukuthetha kakuhle ngemali. Baya kukugcina kugxininise kwaye bakuncede usebenze ngamaxesha amanzima. Ezinye iinjongo eziqhelekileyo kukugcina i-$ 1,000,000 yokuthatha umhlalaphantsi, gcina intlawulo yendlu okanye ukugcina ngokwaneleyo ukuba uthathe umhlalaphantsi ngeminyaka ethile.
Ungongeza ukongeza ukufuna ukucinga malunga nokuba okanye xa unabantwana. Ukuba uceba ukuba neqabane elinye lihlale ekhaya, kufuneka ulungelelanise imali yakho ngoku ukuze ulungele oko kwixesha elizayo. Unokufuna ukuzilungiselela ukuqala ukugcina imfundo yekholeji.
Hlela iintlanganiso zeBhajethi yeveki
Kufuneka ube neentlanganiso zebhajethi zenyanga okanye ngeveki . Kufuneka umise inkqubo evumela ukuba ngamnye wenu azi ukuba uninzi kangakanani ekhompyutheni yokujonga ngexesha. Unokuqwalasela usebenzisa inkqubo yeprovilophu okanye isofthiwe yezohlahlo-mali evumela ukuba uhlolisise izilinganiso ngokukhawuleza. Kufuneka ubhale iibhoyili kunye kwaye ugcine umkhondo wenkcitho ehlukeneyo kunye. Ezi ntla nganiso ziya kukunceda uhlale endleleni. Isibonelelo ngamnye kuni sinokukusebenzisa imali ngaphandle kokuziva unetyala.
Vula iAkhawunti ehlangeneyo
Ekugqibeleni, kufuneka uvule i-akhawunti yokutshekisha entsha. Ungathengela ibhanki oyithandayo okanye uya kwi- credit union . Unokugqiba isigqibo sokuba ufuna ukugcina enye yeakhawunti yakho kwaye ungeze nje elinye iqabane kule nto. Xa uvula le akhawunti kufuneka uvale amanye ama-akhawunti. Kubalulekile ukutshintsha iifayile zakho ngokuzenzekelayo kule akhawunti.
Iingxaki zokujongana Neengxaki kunye neMali Emtshatweni Wakho
Ukuba lakho iqabane lingavumi ukudibanisa iimali , kuya kufuneka ubeke isabelomali sekhaya ukuze uhlawule iindleko zakho ezabelwana ngazo.
Kufuneka ufunde nokuba kutheni akayi kudibana kunye nokusebenza ukujongana nale miba kunye. Kukho amaxesha apho akufanele uhlangane nemali . Ngokomzekelo, ukuba iqabane lakho linemiba yokulutha, kufuneka ulinde ukudibanisa imali kuze kubekho izinto ezilawulwayo. Ukuba kunjalo, kufuneka ufune ukucebisa kunye kunye nokusebenza kuyo yonke into enkulu. Ukuba uvulekile kwaye uthembekile omnye nomnye unokuphepha ezininzi iingxaki ezikhokelela ekungathembeki kwemali .