Kutheni Ndilandelela Iindleko Zami?
Isizathu esiyinyani ukuba ulandele iindleko zakho kukudala ukuqonda ngemali.
Ukuba awuyazi apho imali yakho iya khona okanye ukuba uyisebenzisa njani, awuyi kukwazi ukuba yeyiphi imikhwa ongayitshintsha ukuze wenze imali yakho isebenze. Nangona iindleko zakho ezincinci zemihla ngemihla zingenza ukuba uhlawule isabelomali sakho Abo ababa yizigidigidi bayazi ngemali abayenzayo kwaye bayichitha. Ubutyebi bwenene bwakhiwe njengoko uchitha ngaphantsi kwezinto ozenzayo nokwenza oko ufuna ukukwazi ukuba uyichitha. Ukuba ufuna ukwakha ubutyebi, kufuneka uyeke ukuchitha imali .
Ukuchonga iingxaki zokuchitha
Ukulandelela inkcitho yakho kunokukunceda uqonde izinto ezinzulu zokwenza imali . Ungabona kwakhona ukuba imali yakho iyafana neyona nto ibalulekileyo . Kulula ukwenza utshintsho xa uqaphela ukuba awufikeleli iinjongo zakho zemali kuba udla ubusuku bonke. Ukulandelela imali yakho kukuvumela ukuba ubone apho imali yakho iya khona. Kubalulekile ukuba ufuna ukuqonda iimpawu zakho zemali uze wenze utshintsho kubo.
Inokukunceda ukuba uqaphele xa kufuneka uyeke ukuchitha imali, ngoko awupheli nge- hangover yemali .
Gcina kwiBhajethi yakho
Kwakhona kubalulekile xa uzama uhlahlo lwabiwo-mali. Ukuba awuyikulandelela imali yakho, ngoko awukwazi ukuba nini ukuyeka ukusebenzisa imali kwicandelo. akudingeki ukuba uthathe ixesha elide kakhulu ngosuku, kodwa ukuba uhlala ulandelela iindleko zakho, uya kukwazi ukuphuma kwetyala kwaye wenze utshintsho olufunekayo kwiimali.
Oku kuya kukuvumela ukuba uqale ukwakha ubutyebi uze ulandele izinto ozifunayo ebomini.
Ndiyilandela njani iindleko zam?
Indlela elula yokulandelela iindleko zakho kukuba ubhale phantsi yonke ipensenti oyisebenzisayo nalapho uchithe khona kwincwadi. Unokuba ufuna ukwenza iphepha ngalinye kwicandelo ngalinye lohlahlo lwabiwo-mali okanye ukubeka nje udidi olubekwe kwisixa osichithayo. Oku kukukujonga ngokukhawuleza apho imali yakho iya khona, nangona kunokuba nzima kunzima ukwahlula imali kwiindidi okanye ujonge iindleko zokuchitha. Ubuncinane yenza ukuba uqaphele ngakumbi apho imali yakho iya khona.
Yenza kube lula nge-App okanye i-Software
Enye indlela elula ngokwenene yokulandelela iindleko zakho kwiprogram yeprogram yezemali . Iiprogram ziyakubonisa iigrafu ezintle kunye neetshathi ukubonisa imilinganiselo yakho yokuchitha. Kulula ukungena ekuthengeni kwisigaba sebhajethi ngexesha elifanayo ubafaka kwi-akhawunti yakho yokujonga. Unokwenza oku kwi-app yefowuni, okanye nge-software enokukhetha ukuvumelanisa nesofthiwe kwikhompyutha yakho. Ukuba utshatile kunceda ngokwenene ukukhetha ukhetho oluya kulungelelanisa imali yokuchitha imali kunye neqabane lomlingane wakho, ngoko ke awuphelelanga ngokugqithisa imali kwiqela elinye.
Sisebenzisanani Njengezibini
Ukuba ulwalamano kunye neemali ezidibeneyo, kuya kufuneka ufumane indlela ongayilandela ngayo iindleko zakho.
Kukho ii-apps ezikuvumela ukuba ulandele imali yakho xa uhamba. Oku kunokukunqanda ukuba uchithe kwiqela elifanayo ngexesha elifanayo kwaye ulondoloze uhlahlo lwabiwo-mali. Kukunceda ukuba ube kunye nawe xa uphume kwaye kufuneka ukhangele indlela oshiye ngayo kwicandelo elithile. Oku kunokwethenjelwa kunokuba kuthembele ukulinganisela kwi-ATM okanye kwi-intanethi , kuba kungekhona yonke into enokuyicacisa okanti, kodwa ukuba ulandelela iindleko zakho njengoko usichitha, kufuneka ukwazi ukuqonda kakuhle imali enayishiye inyanga nganye.
Qhubeka Uhamba Nangona Uyakucima
Xa uchitha imali kwiindidi ezimbalwa, kunokuzama ukuyeka kwaye uzame kwakhona ngenyanga ezayo. Kubalulekile ukuqhubeka ukulandelela yonke inyanga ukwenzela ukuba ukwazi ukuchonga oko kufuneka ukutshintsha kunye nokuba ungakanani. Uhlahlo lwabiwo-mali luyinto eguqukayo ngokuhamba kwexesha ukukunceda ukuhlangabezana neemfuno kunye neenjongo zakho.
Ukuqaphela ukuba uchitha imali ngokubanzi endaweni enye kunokukunceda ukwazi ukuba ufuna ukwandisa olo hlobo kwaye unqunyulwe kwezinye iindawo.