Ezinye zeendlela omele uzijonge xa ufumana ikhampani ye-inshurensi engcono kakhulu yenkampani yinshurensi yokhuseleko lomxhasi , intengo, ukulinganiswa kwamandla emali kunye nenkonzo yamabango. Nazi ezinye zeenkampani ze-inshurensi eziqeshwe ngeyona nkampani ngokuphathelele idatha eqokelelwe kwiiNgxelo zabathengi, i-Insure.com, i-JD Power & Associates, i-Standard & Poors, i-AM Best kunye neminye imibutho ye-inshorensi .
Inkonzo yabaThengi kunye noKwaneliseka
Inkampani yomshuwalense ehlawula kakhulu kwindawo yokuxhamla kwabaxhasi ngumnye oqinisekisa ukuba iimfuno zabaxhasi zidibene. Ukuba unengxaki kwibango, inkokhelo okanye ngeenguqu kumgaqo-nkqubo wakho; ufuna inkampani yakho yomshuwalense ukuba uphendule ngokukhawuleza ukuba ubiza umnxeba wenkonzo yomthengi okanye ucele uncedo ngewebhusayithi yenkampani. Ezi nkampani zidweliswe ngezantsi zonke ixabiso eliphezulu kumanqanaba anelisayo kumakhasimende . Enye inkampani efanelwe isaziso esikhethekileyo ngu-Amica Mutual.
Unomlinganiselo ophezulu weenkonzo zabathengi ngeJD Power & Associates kwiminyaka eyi-11 edlulileyo.
- Amica Mutual
- USAA
- Erie Insurance Group
- Intshurensi yaseCincinnati
- Kwilizwe lonke
- Allstate
- Ifama kaRhulumente
- Chubb
- IHanover
- Intshurensi yelizwe
- Intshurensi yomnini-Auto
- Umndeni waseMelika
Ixabiso kunye nePolisi yexabiso
Usebenza nzima ngemali yakho kwaye ufuna ukuqinisekiswa ukuba imali oyisebenzisayo kumgaqo-nkqubo womninikhaya ikunika ixabiso leyona dololar.
Ixabiso elifanelekileyo kumgaqo-nkqubo womnini-mali likunika ukufundwa okufunekayo kwi-premium efikelelekayo. Ezi nkampani zonke ziphakamileyo kakhulu kwindawo yokuxabisa umgaqo-nkqubo kunye neepriyamu ezifikelelekayo. Kule nkampani, i- Farmers Insurance , i-USAA kunye ne- Insirensi yeSizwe inikeza ezinye zeeprojeyam zenqubomgomo yomshuwalense .
- USAA
- Intshurensi yelizwe
- Amica Mutual
- Intshurensi yomnini-Auto
- Erie Insurance Group
- Umndeni waseMelika
- Allstate
- IHanover
- Intshurensi yeFama
Izilinganiso zeMali zeMandla
Kutheni ufanele ukhathazeke malunga nokulinganiswa kwamandla kwenkampani yomshuwalense ? Ukulinganiswa kwamandla emali kukulinganisela ukukwazi ukuhlawula amabango kumnini-nkqubo kunye nokuhlangabezana nezinye izibophelelo zemali. Kufuneka ukwazi ukuba inkampani yakho yomshuwalense iya kuba kukunceda xa inhlekelele ibetha. Nazi ezinye zeenkampani zomshuwalense oqeshwe ngeyona ndawo ephezulu kwimimandla yamandla ngokwemali yenkampani ye-inshorensi AM Best and Standard & Poor's.
- Inkqubela phambili
- Erie Insurance Group
- Allstate
- Intshurensi yelizwe
- Amica Mutual
- IHanover
- USAA
- Chubb
IiNkonzo zamabango
Inkampani ebonelela ngenkonzo yesebe efanelekileyo iya kukunceda ibango ngalinye isinyathelo sendlela. Oku kubandakanya ukukunceda ngokusebenzisa inkqubo yokufaka izicelo zamabango, ukuba ne-adjuster ukuphuma ukujonga indawo yakho, ukulungisa ikhaya lakho kwaye kunjalo, ukuhlawula amabango ngendlela ekhawulezayo.
Ezi nkampani zenza okusemgangathweni ngokuhambelana neziphumo zovavanyo lwenzululwazi yenkxalabo evela kwimibutho ephezulu yomshuwalense . Iinkampani eziphezulu ezilinganisiweyo kwiinkonzo zamabango zi-USAA, i-Amica Mutual, i-Intshuwalense yelizwe, iFama yeFama kunye ne-Allstate.
- USAA
- Amica Mutual
- Intshurensi yelizwe
- Intshurensi yomnini-Auto
- Umndeni waseMelika
- Ifama kaRhulumente
- Allstate
- Chubb
- Kwilizwe lonke
Xa kuziwa ekukhuseleni intsapho yakho, kufuneka uqinisekise ukuba ukhetha inkampani ye-inshorensi yomnini-bhorensi ngokuhlakanipha. Ekugqibeleni, nguwe kuphela onokwenza isigqibo sokuba yiphi inkampani yomshuwalense yendlu yendlu yinshurensi ilungile kuwe ngokusekelwe kwimeko yakho kunye neemfuno zakho. Yenza umsebenzi wesikole xa uthengela i-inshurensi. Ukuthelekisa ukuba iinkampani zinokulinganisa okulungileyo kumsebenzi wamakhasimende, intengo, amandla omali kunye nenkonzo yamabango kuya kukunceda wenze ukhetho oluhle kwaye ufumane ixabiso elithile lomgaqo- mali ngemali yakho.
Ukuba ufumanisa ukuba unokwenza utshintshe inkampani yakho yenkampani yinshuwalense, kukho ezininzi iifayili ezihambelana ne- inshurensi ezikhoyo ukuqala ukukhangela kwakho kuquka i-Compare.com, NetQuote kunye ne-Insure.com .