Ukuhlaziywa koMgaqo-nkqubo we-Assurance ye-Motorcycle

Inkcazo yeNkampani

Abathengi abafuna i-inshurensi ye-motorcycle baya kufumana i- Safeco Insurance ibe yinto efanelekileyo yokufumana ingxelo efikelelekayo evela kwinkampani yomshuwalense ozinzileyo. Inkokhelo ye-Safeco yinxalenye yeQumrhu leNkampani yeNkululeko yeNkululeko. Zonke iinkampani ezinkulu zokulinganisa zemali zinika i-Liberty Mutual Group yeenkampani ze-inshorensi eziphakamileyo kakhulu. AM I-Best inikezela i-Liberty Mutual Group yayo "A".

Izinketho zoLuntu

Kungenzeka ukuba, kungakhathaliseki ukuba uhamba njani ngesithuthuthu, i-Safeco Insurance inika i-inshuwalense ye-motorcycle option.

Ezinye zeentlobo zeebhayisikili ezibandakanyiweyo ziquka abahamba ngee-scooters, i-mopeds, i-cruisers, imijikelezo yezemidlalo, i-choppers, iibhayisikili zokungcola, iibhayisikili zokuhamba kunye nemigangatho yezemidlalo. Iimfuno zokunciphisa umyinge ophantsi kweemfuno ziyahlukahluka ngurhulumente, ngoko ke ukuba awuqinisekanga ngeemfuneko zelizwe lakho, khangela i-inshente yakho yendawo yomshuwalense okanye kwisebe likarhulumente yomshuwalense.

• Ukuxhatshazwa komzimba: Ukulimala komzimba kuyisabelo senqubomgomo yomshuwarensi yakho ehlawula ukulimala komzimba kwamanye amaqela xa ubandakanyeka engozini yemoto.
• Uxanduva lwabaThuthi beeNdwendwe : Umyinge owenziwe ngokukodwa ukwenzela ukukhusela ukulimala kumgibeli wakho weendwendwe kunye nawe ngesithuthuthu sakho.
• Ukulimala kwePropati: Ukulimala kwepropathi kuhlawulela ukulungisa okanye ukubuyisela isithuthi esinye somntu ukuba unomthwalo wengozi.
• I-Uninsured / I-Motorist Assurance : Le ngxelo iyafuneka kwamanye amazwe. Le ngxelo ihlawula ukulimala okanye ukufa kwakho kubangelwa yingozi eyenza umqhubi ongenagqityiweyo okanye ongezantsi. Kuya kuhlawula kwakhona nayiphi na inzakalo eqhubekayo xa ushaywa njengomhambi.

• Epheleleyo : Ingxelo epheleleyo yesikhuphethi sakho kwaye ukhokhe ukuba isithuthuthu sakho sibiwe, sonakaliswe okanye sonakaliswe ngantoni na ngaphandle kokubambana okunjengomlilo, izikhukula, umoya kunye nokudibana nesilwanyana okanye into ewayo.
• Ukubambisana : Le ngxelo ihlawula ukulungisa isithuthi sakho xa ubandakanyeka kwingozi yemoto.

• Iintlawulo zonyango : Inkcazo yentlawulo yonyango yinkcazo yokuzikhethela ongayongeza kwipolisi yomshuwalense wakho oza kuhlawula unyango lwakho kunye nezibhedlele zezibhedlele kunye nezo zihamba ngeendwendwe zakho zokuvakasha kungakhathaliseki iphoso.

Unako ukongeza ukhenketho olukhethiweyo lweengxenye zesithethe kunye nezixhobo ukuya kwii-20,000 zama-motor ngasinye ngesithuthuthu. I-$ 3,000 yokuqala yeengxenye eziqhelekileyo ayikho iindleko ezongezelelweyo kuwe. Inkcazo yokuncediswa kwendlela ifumaneka kwakhona.

Iinkqubo zeeNkqubo kunye neeNkqubo

• Indawo yokuKhusela i-Apparel : Kufika ku-$ 1,000 ngomntu ngamnye ukuba atshintshe isambatho sokuphepha esilahlekile ekudibaniseni kubandakanya iibhothi, isigqoko, ijackethi kunye neiglavu. Olu khetho lokubhengezwa alukho inkokhelo eyongezelelweyo kwaye kungekho mfuneko yokudityaniswa.
• Ukutshintshwa kwe-Harley entsha : Ukuba unayo isithuthuthu esitsha sika-Harley-Davidson, i-Safeco inikezela ngokutsha kweendleko zokubuyisela indleko iminyaka emibini.

Izaphulelo

Kukho ezininzi izaphulelo ezifumaneka kwi-Safeco Insurance ukukunceda ugcine imali kwi-inshurensi yomgaqo-inshorensi. Ukugcina imali engaphezulu, unokwandisa imali yakho okanye uhlawule umlinganiselo wakho wenqanaba elipheleleyo. Ukuba uphakamisa i-deductible yakho, qiniseka ukuba unayo imali eyaneleyo yokuhlawula iindleko ezingaphandle kwe-pocket ukuba kufuneka uthathe inxaxheba kwengozi.

• I-Safety Safety Foundation Isaphulelo : Ukuba ugqibezela iSiseko soKhuseleko lweSithuthuthu okanye esinye isikolo sokukhusela, uya kufumana isaphulelo kwi-inshurensi yakho kwiminyaka emithathu.

• Discount Discount Club : Ixabiso lokujoyina enye yeentsuku ezingama-24 ezivumile ukuhamba ngeekithuthuthu.
• I-Rider ekhulile : Xa usude ugibele, iiphuzo ezingaphezulu uzakufumana kwi-yithuthuthu yomshuwalense nkqubo. Izaphulelo ziyafumaneka ngokunyuka kwabakhweli omnye ukuya kwiminyaka emibini, iminyaka emine nangaphezulu kwamava amane eminyaka.
• Isaphulelo seGaraji : Ukuba ugcina isithuthuthu sakho kwigalaji ekhuselekileyo nekhusekileyo ebusuku, uya kufumana isaphulelo kumgaqo wakho.
• Abanikazi beeNkokeli Ixabiso : Abagibeli abanamakhaya abo baya kufumana isaphulelo somshuwalense we-motorcycle kuze kube ngu-20%.

Pros & Cons

Iinkonzo

• Uzinzo lwezeMali
• 24/7 UmThengi kunye neNkonzo yeBango
• IiNyanga zeNtshurensi ezingabonakaliyo
• Izaphulelo ezikhangayo kunye neMigaqo yoMgaqo-nkqubo

Umxhasi

• Ezinye izikhalazo zabathengi zokuhlawulwa ngaphantsi kweebango
• Akukho Umlinganiselo weebhayisikili ezisebenziselwa iMidyarho okanye iMincintiswano

• Akukho Mboleko weebhayisikili ngaphandle kweKitrous Oxide Kits

Ukuba ungathanda ukufunda ngokubanzi nge-inshurensi ye-motorcycle okanye yezinye iimveliso zomshuwalense okanye ukufumana isicatshulwa kwinqubomgomo yomshuwalense we-motorcycle, ungayivakashela iwebhusayithi ye-Safeco Insurance, okanye u-1-800-4-Safeco (800-472-3226). ).