Ukuqonda i-EFC

Ngaba Igalelo leNtsapho elilindelekileyo liyakuthinta iChoice yeKholeji yabafundi bakho?

Lezo ntsapho ezikwazi ukugqiba isicelo samahhala se-Federal Student Aid (FAFSA) zisenokuba zifumana iNgxelo yabo yoNcedo lwabafundi. Olu luxwebhu olushwankathela ulwazi olunikeziwe kwi-FAFSA kwaye lubhala i-Contribution Family Family (EFC). Ekubonweni kokuqala, iimpendulo zabazali abaninzi zingabakho, "Yintoni! Sifanele sihlawule malini? "Kwezinye iintsapho, kunokutshatyalaza kodwa khumbula ukuba oku akusiyo imali intsapho yakho iya kufuneka uyihlawule.

Nazi ezinye iibakala ezibalulekileyo ozifunayo ukuze wazi ngeNkxaso Yomndeni elindelekileyo.

EFC ngokubanzi

Kukho umgaqo obekwe yiCongress esetyenzisiweyo ukubala i-EFC. Le fomyula ibheka izinto ezichazwe njengemali engenayo, i-asethi, iinzuzo, ubungakanani bentsapho, kunye nenani lamalungu entsapho ekolishile ukuba ifikeleleke ngolu hlobo olulinganiselayo lwendlela abacinga ngayo intsapho yakho kufuneka ikwazi ukufaka isandla kwiindleko zemfundo yomfundi wakho. . Oku kuqikelelwe kwinqanaba lemali onokufuneka uyihlawule ngaphandle kwe-pocket kodwa akusiyo imfuneko oyiyo kuhlawulwa. Oku kusekelwe kwi-bevy yezinye izinto.

Iikholeji zijonge kuqala kwiindleko zabo zokuBakho, okanye i-COA. Lona inani labadoli bakholelwa ukuba libiza abafundi ukuba baye kwiikholeji zabo. I-EFC yakho ithathelwa kuloo nto ukulungiselela iimfuno zakho zemali.

Ukwahlukana phakathi koNcedo oluNcedo kunye noluncedo oluNcedo

Unokufumana uncedo lwezemali olusekelwe kwiimfuneko ukuba usapho lwakho luhlangabezane neendlela ezithile zokufaneleka, kodwa loo mali ayinakudlula imali yakho.

Oku kuhambelana nokufaneleka kwakho kwiprogram yokuncedisa abafundi abafana ne-Federal Pell Grant, iGrant Supplementunity Grant Grant (i-FSEOG), iiNgxowa-mali eziFundisiweyo ze-Student Direct, i-Perkins Loan kunye ne-Federal Work-Study program. Uncedo lwezemali olusisiseko-mali alusekelwe kwi-EFC yakho.

Oku kuhambelana nokufaneleka kwakho kwiprogram yokuncedisa abafundi abafana ne-Federal Direct Unsubsidized Student Loans, i-Federal PLUS Loan, kunye ne-Education Education Access kwiKholeji kunye neMfundo ePhakamileyo (TEACH) Grant.

Ezinye iintlobo zoNcedo

Iikholeji zinakho ukunika uncedo olusisiseko-mali okanye i-athletic scholarships kumfundi wakho esekelwe kwimpumelelo yakhe yesikolo esikolweni. Unako ukukwazi ukukhangela ubhankashela bakho abucala .

Indlela i-COA ithinte ngayo uncedo lwezeMali

Oku kubuya kubuhlobo phakathi kweNdleko yokuBakho kunye ne-EFC. Ukuba i-COA yekholeji ekhethiweyo iphantsi kwaye i-EFC yakho iphakamileyo, awukwazi ukufumana ilungelo lokuncedisa ngemali. Ngakolunye uhlangothi, ukuba i-COA kwikolishi ethile iphezulu kwaye i-EFC yakho iphantsi ungakufanelekela uncedo lwemali oluninzi. Ezinye iintsapho zine-EFC ye-zero, ezinokuthi zibafanele ukufumana uncedo olungakumbi, kodwa nakwezinye iintsapho ezifumana imali ephezulu zifumanisa ukuba zifanelekile kwiindlela ezithile zokuncedisa ngemali, kuxhomekeke kwiyunivesiti ethile.

Ngaba I-EFC Yakho Inguqu Kusuka Unyaka Ngonyaka?

Ewe. Intsapho yakho iya kufuneka ukuba igqibe i-FAFSA unyaka ngamnye umfundi wakho ekolishi kwaye ucele uncedo lwemali.

Mhlawumbi uye wanciphisa i-akhawunti yakho yokugcina imali ukuze uhlawule iindleko zekholeji kumfundi wakho omtsha. Oku kunokwenzeka, ngokunjalo, ukunciphisa i-EFC yakho yonyaka ophelileyo.

Izikolo ziyakwazi ukuxhomekeka ngakumbi kwiimfuno ezixhomekeke kwiimfuneko okanye ezifanelekileyo. Ukwazi i-EFC yakho inokunceda unciphise ukhetho lwakho lokukhetha kulabo unako ukufikelela.