Ukufumana imivuzo ngokusebenzisa iAkhawunti yakho
Fumana iCashback Ukukhangela iingqwalasela ezigqwesileyo
Ukufumaneka: njengekuqaleni kwe-2015, le akhawunti ayifumanekanga kuluntu jikelele.
Nangona kunjalo, Khangela abanikazi bekhadi lesikweletu kunye nabanini be-akhawunti ye-Discover Bank bangasebenzisa i-akhawunti.
Ukukhangela kwamahhala : Ukufumanisa i-akhawunti yokuCashback Checking account i-akhawunti yokukhangela yamahhala (okuya kunzima ukufumana le ntsuku), oko kuthetha ukuba awuhlawuli mali kunye neentlawulo zenyanga kwaye akudingeki ukuba uhlangabezane neemfuno zokulinganisela ibhalansi. Uza kuhlawula kuphela iimali zentengiselwano ezingenayo inxaxheba kwimisebenzi yokujonga imihla ngemihla ( njengokutshintshela isheke okanye ukwenza ukutshintshwa kwefowuni ephumayo, umzekelo). Qaphela iBhanki ayihlawulisi imali xa usebenzisa ii-ATM, kodwa abanikazi be-ATM banokuhlawulisa iintlawulo.
Ukuchitha imali yakho: njengaye iikopi zokujonga , uza kufumana ikariti yokubambisa engasetyenziselwa ukuthenga kunye nokukhishwa kwe-ATM . Ngokungafani nokujonga iikopi , uza kukhangela iifumaneka mahhala kwezo zihlandlo ezingaqhelekanga xa ufuna ukubhala isheke.
Umvuzo wokuhlawula i-intanethi kwi-intanethi: hlawula iindleko ezivela kwikhompyutheni yakho okanye kwisiselula. Unokuzifaka iintlawulo ngokuzenzekelayo okanye uhlawule kuphela xa ufuna.
Ukufikelela kwiimali: unokudibanisa i-akhawunti yakho ye-Discover ye-akhawunti kwiibhanki ozibambe kwezinye iibhanki, kwaye ukufumanisa akukuhlawulisi ukuba uhambise imali phakathi kwe-akhawunti nge-ACH.
Ukuvavanya ukuhlola : ukuba awufuni ukuxhaswa iakhawunti yakho ngokutshintshelwa kwikhompyutha, ungaphinda ufake iirekhodi kwi-akhawunti. Indlela elula kukuba wenze ikhonkethi yeselula , kodwa ungathumela kwakhona ukuhlola kwi-Discover Bank ngeposi.
Unako kwakhona ukuba umvuzo wakho ubekwe kwidizithi ngqo .
I-FDIC inesiqinisekiso: i-akhawunti ihlanganiswe yi- inshurensi ye-FDIC , ngoko imali yakho ikhuselekile nje kuphela xa ugcina izikali zakho ngaphantsi kwemida ye-FDIC.
Imivuzo yokuhlawula imali
Ukukhangwa kwele akhawunti kukuba ungayifumana imali ngokuyisebenzisa. Uza kufumana iisenti ezili-10 nanini na wena:
- Sebenzisa ikhadi lakho lokubambisa ukuthenga
- Ukuhlawula iindleko nge-intanethi yokuhlawula i-bill
- Khokhela umntu onokuhlola iphepha
Unako ukufumana imivuzo ukuya kwi-100 intsebenzo ngenyanga, ngoko unako ukufumana i-$ 10 ngenyanga.
I-"Bashback Bonus" yakho iya kwongezwa kwi-akhawunti yakho ekupheleni kwanenyanga nawafumana ngayo ibhonasi, ngoko awuyi kukulinda ixesha elide loo mivuzo.
Ngaba Kuyafaneleka?
Ngaphambi kokuba uvule i-akhawunti (kwaye uye kwiinkathazo zokuseka idipozithi ngqo kunye neentlawulo zebhilikhwe), kuyafaneleka ukuvavanya ukuba uza kuvuzwa kangakanani ngokusebenzisa i-akhawunti.
Khumbula ukuba ufumana iicenti ezili-10 ngokuthengiselana, kwaye ujonge umsebenzi wakho wokujonga i-akhawunti okwangoku ukuze ubone ukuba uza kuzuza phi. Zingaphi kangangoko unokutshintshela ikhadi lakho lokubambisa, uhlawula iibhilidi kwi-intanethi, kwaye ubhale amasheke? Ukuba unamashishini angama-50 ngenyanga uza kuhlawula imali, ungalindela ukufumana i-$ 5.00 ngenyanga ngenyanga njengebhonasi.
Oku kunokwenzeka okanye akunakukufanelekela inkathazo yokutshintshela kule akhawunti (ukuba ufuna ukuvula i- akhawunti entsha yokutshekisha nangoko, i-akhawunti inokuba yinto ekhangayo ngakumbi).
Ukucinga malunga nembuyekezo ngendlela eyahlukileyo, unokuzama ukujonga ukuba uza kuzuza phi ipesenteji yakho yenkcitho . Ngokomzekelo, ukuba uchitha i-$ 10 ngokuthengiselana, umvuzo we-10 wemali unomvuzo owodwa we-1%-akubi, ucinga ukuba umvuzo wekhadi lomdaka unzima ukuza. Nangona kunjalo, ukuba uchitha imali engaphezulu kweedola ezili-10 ngokuthengiselana, ufumana imali encinci, kwaye kunokubakho ukhetho olungcono apha.
Njengenye indlela yokufumana umvuzo kule akhawunti, unokuqwalasela ezinye ii-akhawunti zokukhangela zamahhala ezihlawula umdla. Ngokuxhomekeke kwiibhalansi ze-akhawunti kunye nomsebenzi wakho, unokufumana imali engaphezulu okanye encinane ngala ma-akhawunti - kodwa uhlala ufanele usebenze amanani ukuba ufumanise ziphi iingenelo onako.
Ukuba ufuna iimpcazo kwi-akhawunti yokujonga iinjongo, jonga kwi- Capital One 360 kunye ne- Ally Bank .
YokuGembula iNkqubo
Abanye abantu bathanda ukufumana okungakumbi into enhle, kwaye bafumana ubuchule obukhulu malunga nokwandisa imivuzo. Abantu abanjalo banokulingwa ukuba bahlule ukuthengiselana ukuze bafumane ngaphezulu kwezo zigidi ezili-10. Ngokomzekelo, banokubamba (kwaye bahlawule) yonke into xa beya kuthengwa. Ngaphandle kokucaphukisa abantu emgceni emva kwakho, esi sicwangciso asiyi kwenza nantoni na - Ukufumanisa iBhanki ichaza ukuba baya kugcina isohlo kulolu hlobo lomsebenzi.