Sebenzisa okusemgangathweni kunye nokuthetheka kwamanani okunyuka kwamaxabiso kunye nokucinga kwexesha elide
Sebenzisa iiMzekelo zeNkundla eziMnandi kunye eziMbi kakhulu Ukusebenzisa iingqiqo malunga neMiphumo yexabiso, iiRhafu zokuPhinda, kunye nokuLindela koBomi kwiMhlalaphantsi
Imirhumo efana nesilinganiso sakho sokubuyisa imali, ixesha lokuphila, ukunyuka kwamaxabiso kunye nokuzimisela ukuchitha inqununu kuya kuba nefuthe elikhulu kumlinganiselo wemali obala ukuba uya kuyidinga ukuba uthathe umhlalaphantsi.
Ukuze ubonise impembelelo ezi ziguquko, uya kufuna ukuphuhlisa imeko efanelekileyo kunye nomzekelo ombi kunabo bonke, njengokuba ubona ngezantsi. Kwimimiselo engezantsi iimpendulo zenziwa ngokusetyenziswa ngoncedo lweespredishithi kunye / okanye isofthiwe yokucwangcisa umhlalaphantsi. I- calculator ye-income calculator yomhlalaphantsi ingakunceda uhlalutye olufanayo.
Omhle Umzekelo Wemeko
Masicinge ukuba udinga i-$ 50,000 ngonyaka ukuchitha ngaphezulu nangaphezulu kwemithombo yakho eqinisekisiwe yengeniso. Ngezantsi zikhona iingcamango ezilungileyo kakhulu eziseleyo:
- 2% izinga lokunyuka kwamaxabiso
- Ubomi bominyaka engama-25
- U-7% ubuya kwiityalo-mali
- Kulungile ukuchitha inqununu ukuba ize
Isofthiwe isitshela ukuba uza kufuna i-$ 700,000 eyiyo eyi-$ 50,000 ngonyaka ngemali engenayo yokunyuka kwamaxabiso eminyaka engama-25.
Umzekelo Ombi kakhulu
Kwakhona, masicinge ukuba udinga i-$ 50,000 ngonyaka ngaphezu nangaphezulu kwemithombo yakho eqinisekisiwe yengeniso . Ngezantsi zikho iingcamango ezimbi kakhulu eziseleyo:
- 4% izinga lokunyuka kwamaxabiso
- Ubomi bominyaka engama-35
- Ukubuyiswa kwe-5% kutyalo-mali
- Ufuna ukugcina i-$ 700k yenqununu ukuba idlulele kwiindlalifa zakho
Ngoku isofthiwe ithi uzakufuna i-$ 1.8 yezigidi ukubonelela i-$ 50,000 efanayo ngonyaka ngemali engeniso lokunyuka kwamaxabiso kwiminyaka engama-35.
Ingakanani Imali Oya Kufuneka Uyihombe?
Impendulo kumzekelo ongentla apha mhlawumbi phakathi kwe-700k ne $ 1.8 yezigidi.
Ukuba ubomi bokwenene buphonsa iimeko ezinokuthi zibi ngaphezu kweyona nto imeko, mhlawumbi nangakumbi.
Ekubeni ungazi ukuba yintoni ukunyuka kwamaxabiso kuya kuba ngumhlalaphantsi, yeyiphi imilinganiselo yakho yokubuyela kuyo, okanye uza kuhlala ixesha elingakanani, awukwazi ukuza nempendulo eyiyo . Into elandelayo efanelekileyo kukuza kunye neengcamango ezicacileyo kwaye uqinisekise ukuba uphinde uhlalutye yonke imbalwa embalwa.
Ukukunceda ukuba ufumane ingcinga efanelekileyo ukuyisebenzisa, kunye nokuchaneka kwimiphumo yerhafu, unokufuna ukufumana uncedo lomcwangcisi womhlalaphantsi ofanelekileyo, kunye / okanye uthathe ixesha lokufunda iincwadi ezininzi ngokucwangcisa umhlalaphantsi.