I-Akhawunti ye-Akhawunti ye-Akhawunti ye-Rate Rate

Iisampuli zeeNkcazo zeAngxelo zeNkcazo zeAkhawunti

I-Akhawunti ye-Akhawunti ye-Akhawunti ye-Rate Rate ibonisa ezinye zeakhawunti ezikhokelayo ezifumaneka kwi-intanethi. Ukuba ufuna nje ukwazi indawo yokufumana ixabiso elifanelekileyo, uhlala kwindawo efanelekileyo. Nangona kunjalo, ukuba ugxininisa ekufumaneni ixabiso eliphezulu kakhulu (ubuncinane apho bajama namhlanje - musa ukumangaliswa ukuba batshintsha), kuya kufuneka wenze olunye uphando.

Ukufakwa kwi-Scorecard, ibhanki kufuneka ibe yi- FDIC insured .

Iingxowa-mali zokubonga i-akhawunti yokucatshulwa kufuneka zivumeleke ukuba idiphozithi ziphantsi njenge-$ 1. Amaxabiso acatshulweyo acatshulwe ku-APY. Ezinye iingxelo zi-akhawunti zemarike zemali - kungekhona nje ukugcinwa kweakhawunti

• Indlela APY isebenza ngayo
• Indlela i-FDIC Insurance Works
• Iimali zeeMali zeMarike zeMali zeMali zeMalike

Iingxelo zeNkcazo zokuLondoloza iAngxelo

• 0.95% APY-GE Capital Optimizer Plus
• 0.90% APY - Sallie Mae Imarike yeMali
• 0.87% APY - i-Ally Bank

Jonga ukuhlaziywa kwamanye ama- akhawunti asebhanki ekhompyutheni :

• I-Capital One 360 ​​Review
• Uhlaziyo oluPhezulu oluPhezulu
• Ukuhlaziywa kweBhanki ye-Ally

Qaphela ukuba unokukwazi ukufumana ixabiso lentengo yeakhawunti ye-akhawunti xa ukhangeleka ngokwaneleyo. Khangela ukujonga ukuba zeziphi iibhloko zezibhengezo zezemali ezizithethayo . Baye bathambekele ekufumaneni amaqhinga amakhulu, kwaye uya kufumana ezinye izibonelelo ezisebenzayo kuphela kwii-deposit ezincinci ezinkulu. I-ConsumerSearch iphinda ibhale i-akhawunti yebhanki ngokuqulunqa ukuhlaziywa kwimithombo eyahlukeneyo.

Kungenzeka ukuba ukwazi ukufumana ngaphezulu kwi-akhawunti yokujonga.

Ukuhlawulwa kweeakhawunti kuhlawula ixabiso lentengo ephakamileyo xa nje uhlangabezana nemigangatho embalwa. Ngokuqhelekileyo kufuneka usebenzise ibhanki kwi-intanethi, sebenzisa rhoqo ikhadi lakho lokubambisa , uze wenze i -akhawunti ngokuzenzekelayo .

• Indlela yokuHlola imisebenzi

Le khadi yenzelwe ukukwazisa amazinga okukhuphisana kwiimarike.

Hlalani nikhumbule ukuba amaxabiso angatshintsha ngelixa unako ukuvula i-akhawunti, kwaye iirhafu ziya kutshintsha ngokugqithiseleyo ngexesha.

Ukutshintsha iiBhanki

Ukuze ufumane ezi ntlawulo, unokufuneka uvula i-akhawunti kwaye udlulise imali. Njengoko uhamba ngale nkqubo, uza kuchitha ixesha uzalise iifom kunye nezinto eziguqukayo. Ukongeza, imali yakho ingaba phakathi kweebhanki iintsuku ezimbalwa, kwaye ayiyi kuzuza nayiphi na inzala ngeli xesha. Thatha yonke loo nto ingqalelo njengoko uhlola ukuba okanye ungatshintshi amabhanki. Ixesha lakho lixabisekileyo, kwaye ungeke ufumane imali eninzi njengoko ucinga ngayo ngokutshintsha.

Ngokuqhelekileyo, ukutshintsha ibhanki kwenza ingqiqo ngakumbi ukuba:

• Ukwahlula phakathi kwento oyifumanayo kunye nento ongayifumana ingakumbi
• Unayo imali eninzi kwidiphozithi

Kuluhlu lokutshekisha olukunceda ukwenza ukuhamba kulula, funda indlela yokutshintshe amabhanki .