Iimpawu zee-Real Estate Flipper Zisebenza njani?

Iiplani zangaphambili zeFlipper Ngokuqhelekileyo azichaphazeli abathengi bamanje

Uchanekile. Ukuba indlu yahlulwa yabuyela ebhankini, isicwangciso sokuqhawula asiyi kukubandakanya. Enyanisweni, mhlawumbi uthengisa leli khaya elinamabhanki ngexabiso elihle kakhulu.

Ukuthengwa kwezindlu zangempela

Ngokomzekelo, abathengi bathenga ikhaya lokukhusela kwindawo e-Pocket endaweni yeSigramento yokugqibela. Kwakuqala ukuthengisela i-$ 50,000 ngaphezu kwexabiso lexabiso kwaye yaqeshwa ngaphambi kokuba ibhanki ibhekiswe . Emva kokutshekisha imbali yomthengi, kwabonakala i-arhente-eyayiye umthengisi wemali-mboleko-eninzi ifumene ukuhlolwa kwe- appraisal . Wathengisa indlu kwisihlobo esathi wayiqeshisa kwaye akazange enze enye intlawulo. Abathengi bathatha le ndlu malunga nesiqingatha sexabiso langaphambili lokuthengisa kunye nendlela phantsi kwexabiso lemarike.

Ukufumana ukhuseleko olongezelelweyo, qiniseka ukuba ufumene umgaqo-nkqubo womshuwalense ukwenzela ukukhusela iimfuno zakho kule ndlu, kodwa xa isihloko sitshintshwe ebhankini ngokwemvume yomphathiswa kwi-foreclosure, zonke izibheno ziyacinywa.

Kukho iindlela ezininzi zokusetyenziswa kwecwangciso. Umzekelo ongentla ungabonisa indlela enye yokwenza, kodwa kukho ezinye izikhwama ezenziwa kwi-real estate, enye yazo ibandakanya abathengi beentlobo-umthengi ongeyena umthengi wangempela.

Izicwangciso zeFlipper kunye nabathengi beengcingo

Akuzona zonke izindlu ezibandakanya amacebo. Ngokomzekelo, ukuthenga indlu yempuphu evela kumtyalo-mali owathengile i-fixer-engenhla kwaye wenza ukuphucula kuqhelekile kwezinye iindawo, kwaye umninzi-mali usenakuphulaphula nayiphi na imithetho. Amapuphu athola ipilisi embi kwiminyaka kuba abanye abathengi bempahla kunye nabasemagunyeni babenama-cahoots kunye nabanini-mali abahlaselayo.

Enye yeendlela ezenziwa ngayo amaqhinga:

• Amaqela achaphazelekayo
  Ukukhupha kubandakanye amaqela amane: i-appraiser, umtyalomali (okanye i-agent agent), umthengisi wemboleko kunye nomthengi werhafu - bonke abane bazana.
• Utyalomali
  Umtyalo-mali uza kwenza intengiso kunye nomthengisi ukuthenga ikhaya kwixabiso lentengo-phantsi. Ngokuqhelekileyo, umdayisi wayengabandakanyekanga kwisicwangciso sokunyusa kodwa wayekho ixhoba.
• Umthengi wendoda
  Umtyalomali uza kuhlawula amawaka ambalwa ukukhohlisa umthengi wendwangu ukuze athenge ikhaya ngexabiso eliphakamileyo kunexabiso lemarike. Umthengi wensiza ngokuqhelekileyo wayenomlinganiselo omhle wokuthenga ngetyala kodwa engenako imali engenayo.
• Umfundi
  Umhloli wenkxaso-mali wayeyalelwe ukuba ahlaziye ixabiso kwikhaya layo xabiso kwaye afake ukuhlolwa kobuxoki kumthengisi wemboleko.
• Umthengisi wemali
  Umthengisi wemboleko uthenge umboleko wendoda yomthengi, ethembele kwingxowa-mali echaziweyo, eyaziwayo, engenayo engenakuqinisekiswa, kunye nemvumelwano evalwe.
• I ngeniso
  Umthengi weengcambu, u-appraiser, umthengisi wemboleko kunye nomtyalo-zimali ke wahlula imali phakathi kwabo, kunye nenani leprojekthi eya kwinkokhelo yomtyalo-mali okanye i-ejenti.
• Ukuthengiswa kwempahla
  Umtyalo-mali wabeka ikhaya kwiimarike waza wayithengisa kumthengi wangempela, ukuvumela umthengi wendlela ukuba asayine umyalelo kumthengi omtsha. Ngokuqhelekileyo, umthengi omtsha akazange abonise ingeniso eyaneleyo, nokuba, omnye umthengi wemboleko omele umthengi.

• Ukuchithwa
  Emva kweenyanga ezimbalwa emva kokuvalwa, umthengi omtsha uya kuhlawulwa ngemboleko . Ngeli xesha, amaqela angaphambili ahamba, kwaye ikhaya liya ekungeneni.

Ngenxa yobungakanani belo hlobo lokuqhawula, abalawuli baye baqhekeka. Iimvavanyo zihlolisiswa ngokukhawuleza, kwaye ababolekisi baye baqinisa izikhokelo zemboleko. I-FBI ikwajonganisa ngokukhawuleza ukukhwabanisa kwempahla .

_{Ngethuba lokubhala, u-Elizabeth Weintraub, u-DRE # 00697006, ungumthengisi-uMbutho kwiLyon Real Estate eSigramento, eCalifornia.}