Fumana i-Cash kunye ne-Deposit Fund kwiNkxaso-mboleko
Ukubambisana ngokubambiseneyo mhlawumbi yenye yezona zinzuzo ezingaphantsi kwexabiso lokuba ngumntu we-credit union .
Intsebenziswano emininzi ikhululekile, kodwa iimali ezincinci zingasetyenziswa - ngoko jonga kunye zombini unyunyana ukuba unemibuzo.
Ungenzani?
Ukuba umanyano wakho weentengo zemali uyinxalenye yentsebenziswano ye-branch network (eyaziwa ngokuba yiziko leNkonzo zeCU), unako ukugqiba iinkqubo ezininzi ezivela kuyo naphi na, kuquka:
- Yenza idizithi kuyo nayiphi na inyunyana yekhredithi eyingxenye yenethiwekhi
- Phuma imali kwi-teller
- Yenza iintlawulo zemboleko
- Hambisa imali phakathi kwama-akhawunti
Kunokwenzeka ukwenza okungakumbi, kuxhomekeke kwisebe oya kutyelela kunye neenkonzo ezibonelela zona, kodwa unokufuna ukuhlawula iifizi ezimiselweyo. Ngokomzekelo, unokukwazi ukuthenga iirekhodi kunye nee- oda zemali ukuba uyazifuna ukuthenga.
Kwiinkonzo eziyinkimbinkimbi, uya kufuneka usebenze ngokuthe ngqo kunye nombambiswano wakho wekhredithi. Ngokomzekelo, ukufaka isicelo sembolekiso okanye ukuvula i-akhawunti entsha kunokufuna uhambo oluya kwisebe lakho le-"home" le-credit union (nakuba unokwazi ukwenza oko kwifowuni okanye kwiwebhusayithi).
Ewe, ukuba usuke uguqule okanye utshintshe iimeko zakho, unako ukuzama ukujoyina umanyano wekhredithi wendawo elula.
Ingaba ufuna ntoni
Kulula ukusebenzisa i-branching eyabelwe. Ukufikelela kwiakhawunti yakho, kuya kufuneka ufike iinkcukacha zeakhawunti yakho kunye nawe - abaxeleli kwezinye iiyunivesithi ngokubanzi abakwazi ukubheka inombolo yakho ye-akhawunti.
Uzakufuna oku kulandelayo:
- Igama lomanyano wakho wekhredithi "kwikhaya"
- Inombolo yakho yeakhawunti
- Uchonga
Sebenzisa iifomethi ezinikezelwa yisebe oya kutyelela. Ukuze ukhuseleke, cela ukuba kukho isithuba esikhethekileyo sokudibanisa kwabangewona amalungu esebenzayo. Abaxeleli kunye nabanye abasebenzi baya kuvuyiswa ukunceda - basebenziselwa ukusebenzisana namalungu eminye imibutho yamatyala.
Kwiimeko ezininzi uya kusebenza nabalandeli ngaphakathi. Nangona kunjalo, ukuba usebenzisa isebe elifanayo rhoqo, unokwazi ukuthabatha iifowuni ezongezelelweyo kunye nokusebenzisa i-drive-through ukuba uzimisele.
Ukufumana Amasebe Abelwanayo
Uninzi lwama-credit unions lithatha inxaxheba kwi-branching ebelwanayo. Ukuba uyazi ukuba kukho igatsha elikufutshane, lizame.
Kukho amaziko angama-5,000 eCU kwiNkonzo kwilizwe lonke. Ukufumana isebe, sebenzisa ithuluzi le-COOP locator (kwaye ufumane ifowuni yesicatshulwa sakho eselula, esichazela kwi- ATM okanye kufuphi ne- ATM ).
Unokuziqonda ngokwakho kunye nelobhanki yebhanki ekwabelwanayo (isangqa se-swirly) kwaye usebenzise indawo ezibonisa loo logo.
Kutheni Ukwabelana NgamaBhunga?
Ngamanye amaxesha akulungele ukuya kwisebe lemanyano lakho lekhredithi. Ukwabelana ngamashishini kukunceda kwiimeko ezininzi.
Ukuba usuke uhamba okanye uhamba , kunokwenzeka ukuba isebe lombutho we-credit union kufuphi.
Iziko leeNkonzo zeCU zikhoyo lonke, kwiindawo ezinkulu nakancinci. Akukho mfuneko yokukhawuleza kwi-credit union ngaphambi kokuba uhambe edolophini - unokukwenza nantoni na oyifunayo apho uya khona (ucinga ukuba uhlala eUnited States).
Ukuba ishedyuli yakho ayilona idibeneyo yeeyure-idibeneyo , kukho ithuba elihle lokuba unokufumana inyunyana yemboleko ngeeyure ezifanelekileyo. Izinyunyana ezahlukeneyo zeentengo zemboleko zikhonza iziseko zabathengi ezahlukeneyo, ezinokuthi zibandakanye abantu kwimisebenzi ngeeshedyuli ezinzima. Unokuzuza kunoma yiphina inyanga yokusebenza yesikhorensi kungakhathaliseki ukuba ungumsebenzi wakho okanye ubulungu bemanyano.