Unokufumana njani ama-stocks? Akunjalo ngokucela iGoogle, ngokuqinisekileyo.
Akunjalo nabaphathi bezemali abangcono kakhulu kwihlabathi banokuthi bachonge ngokufanelekileyo ukukhethwa kwempahla kusengaphambili. Ezinye izitokisi ezibukeka zithemba ziya kuquba njengetanki - kunye nabanye abangakhange bajonge kakhulu banokumangalisa wonke umntu baze bathathe.
Le ngcamango iboniswe kwimincintiswano efana nomncintiswano we-dartboard ye-Wall Street Journal apho bafaka khona iinkqubo zokutshala imali kwizinto ezikhethiweyo ezikhethiweyo ezikhethiweyo ngokuchithwa.
Ngaphambi kokuba uhambe uqoke iisitokthi zakho, ufunde ngokufanelekileyo kuyo kwiMonkey Can Pick Betters to Experts?
Kuye kwabonakaliswa ekuthelekisweni kweemali eziphathekayo eziphathekayo eziphathekayo kwiimali ezilawulwe ngokungathandabuzekiyo. Abaphathi abachaphazelekayo baqhuba uphando oluqhubekayo ukukhetha amasheya okuphumelela kodwa abaphumelelanga ngokuqhubekayo ekubuyiseleni iindleko ezigqithiseleyo zeengxowa-mali ezithatha ibhasikidi yamasheya angalawulwayo angagunyazisiyo.
Kutheni Kunzima Kangako Ukufumana Iimpahla Ezilungileyo Zokutshala imali?
Abantu abahlakaniphe kakhulu kwihlabathi bahlalutya imarike yonke imihla befuna ukufumana izinto ezintle. Oku kuthetha ukuba amathuba amahle athatyathwa ngokukhawuleza kwaye ixabiso lesitokisi elingabonakaliyo lifumana ngokukhawuleza ibhidi ukuya kwixabiso elifanelekileyo. Yiba neengqiqo - ucinga ukuba uya kuzuza inhlanhla kwaye ubone ithuba elimangalisayo wonke umntu oliphosakeleyo? Uyakhuphisana nabaphathi bezemali-mpahla - kwaye nangona abaphumelelanga ngokuqhubekayo kwiimvavanyo zabo.
Kuthiwani ngeendaba ezithengayo ezithengayo? Uninzi lwabantu abenza imali eninzi kwi-investment good stock benza ngendlela efanayo nomqhubi we-lottery; babesendaweni efanelekileyo ngexesha elifanelekileyo. Mhlawumbi basebenzela inkampani efana ne-Microsoft, i-Apple, okanye i-Google, eyabanika isitishi njengenxalenye yepakethi yabo yembuyekezo.
Okanye mhlawumbi zenzeke ukubheja kwaye zibeke yonke imali yazo kwisitokhi esenza kakuhle. Kungenxa yokuba bawunqobile ukuba ukubheja akuthethi ukuba kutyalomali oluhle. Kwinhlanhla!
Indlela e bhetele
Ndicinga ukuba ukhetho olungcono kunokuba uthabathe amasheya ngamnye kukubheja kwi-capitalist. Andizi ukuba yeyiphi imoto enokuthi ibe yinto engcono kunayo yonke unyaka, kodwa ndiyakholelwa ukuba ngokuhamba kwexesha iinkampani ezithengiswa esidlangalaleni zishishino ukwenza imali kunye kunye ndicinga ukuba baya kwenza njalo. Ndinayo yonke into enkampani eyenziwa ngokurhweba esidlangalaleni ngaphandle kworhwebo olulodwa ngokusebenzisa imali enye okanye ezimbini. Hayi, andiyi kuphinda ndiphindwe kabini imali yam ngenyanga okanye nangonyaka ngokusebenzisa imali yenkcazo, kodwa andiyi kulahlekelwa konke.
Ingqondo yokucinga
Ukuba ucinga ngeyona ntanethi kwi-intanethi "ukutsalwa kwetyala elungileyo" okanye "yintoni esilungileyo ukuba utyalomali kwangoku" lixesha lokufumana ingqiqo. Ngethuba lelo phulo lenza kwi-intanethi, abaninzi abantu babeyithenge kakade eso sitokisi!
Ngaphambi kokutshala imali kwiisitokisi, fumana isitalato. Kukho iibhodi zamyalezo eziza kukhuthaza amasheya athile, kwaye azihlali ziphakanyiswa phezulu. Ngamanye amaxesha umntu ophethe isitokisi esithengiswa ngokuthe tye uya kuqala ukubeka imilayezo okanye ukuthumela i-email blasts enethemba lokwenza isitokethi sithandeke ngoko xa ixabiso likhuphuka kancane banokulilahla.
Abantu abaxhamla kakhulu kwaye bakhethe izitokisi ngale ndlela bahlale beshiya utyalomali olubi.
Funda indlela yokuTyala
Oko kufuneka ukwenze ukufumana iincwadi ezimbalwa zokufunda kunye nokufunda oko wenzayo ngaphambi kokuba ulahlekelwe yimali yakho eyimali.
- Ndiza kuqala ngeeNqweliso ezine zoTyalomali nguWilliam Bernstein.
- Emva koko khangela i -Random Walk Down Wall Street ngeBurton Malkiel.
- Emva koko, funda uMtyalomali Ohlakaniphile nguBenjamin Graham.
- Kwaye kufuneka uhlolisise i -Big Big Investment Lie ngo-Micheal Edesess.
Emva kokuba ufunde indlela yokusebenzisa amasheya ngokufanelekileyo, uya kuba ngumtyalo-mali ongcono.