Ingxowa-mali yokuthengiselana ifana nengxowa-mboleko rhoqo ukuba xa uthengela isabelo senkxaso-mali yokuthengiselana isabelo ngasinye sibonisa isahlulo esincinci sazo zonke iimali-mali ezisisiseko-mali, okukuvumela ukuba udibanise kwi-set set of stocks okanye iibhondi ngokufumana enye imali.
Uninzi lwentengiso lwarhweba imali ngemisebenzi njengengxowa- mali .
Ngokomzekelo, masithi uthenga i-S & P 500 ye-Index yokuthengiselana ngeengxowa-mali; le ngxowa-mali iya kuba nayo yonke iisitokethi ezingama-500 ezidweliswe kwi-S & P 500. Ngeke kuthengise nakwezo zi-stocks - nje zineempahla ezibhalwe kwifowuni. Ngokuthenga isabelo semali yakho imali ngokukhawuleza idibeneyo kuzo zonke iisitokisini eziphantsi.
Ukutshintshwa kweemali ukuthengiswa kweemali kuyahluka kwiimali ezihlangeneyo rhoqo ngendlela ixabiso kunye nendlela abahweba ngayo, oko kuthetha ukuba unokusebenzisa izicwangciso ezithile zokurhweba ngeengxowa-mali zokuthengiselana ezingenakukwazi ukuzenza nge-fundual fund.
Intengo yeFund Exchange Exchange
Ixhaso eliqhelekileyo eliqhelekileyo libeka intlawulo yalo kanye ngosuku ngalunye emva kokuba imarike ivaliwe. Ixabiso langempela olithengisa ngalo lingaziwa kuba iilawulwa zibekwe ngexesha okanye phambi kweemarike zivale kwaye "zizaliswe" kwixabiso elitsha elithengayo lemarike. Ixabiso lokuvala liya kuhlawulelwa ngokusekelwe kwinani lezabelo ezathengiweyo kwaye zithengiswa kunye nexabiso lempahla yexabiso lemali.
Ixabiso lokuthengiselana ngeengxowa-mali zifana ne-stock eguqukayo kwi penki kwixesha lokurhweba. Ekubeni intengiso yezohwebo zentengo yonke imihla, unokuthenga okanye ukuzithengisa phakathi nemini, uthenge ngokudibanisa kwimarike, okanye uthengise kwi-rally. Ngenxa yokuba amaxabiso emakethe e-stock market ashukunyiswa yiindaba ezikhoyo kunye neengcamango zomhlaba wonke, amaxabiso afaneleke ukutshintshwa ngokukhawuleza nangokuphindaphindiweyo.
Ngenxa yokuba ukubala kwexabiso lesabelo lizenzekelayo, kuyamangalisa ukubukela amaxabiso atshintshayo. Enye inzuzo ye-ETF ibe neengxowa-mali eziqhelekileyo eziqhelekileyo ngokuqhelekileyo yintlawulo ephantsi yokusebenza kweendleko ezithetha ukuba uhlawula ngaphantsi ukuba ube neengxowa-mali.
Ukuthengiswa kweNgxowa-mali yokuThengiswa kweTshintsho
Xa uthengisa okanye uthengisa izabelo zeengxowa-mali eziqhelekileyo ozithengayo okanye ozithengise ngqo ngqo nakwinkampani yotyalo-mali ebachaphazelayo, ngoko awukwazi ukubathengisa ngemini-ntsuku, kwaye awukwazi ukusebenzisa izicwangciso zokurhweba njengemiyalelo yesigxina. Uya kuthenga amasheya eemali ezidibeneyo kwiidola, oku kuthetha ukuba ungagqiba ngeenombolo ezingaqhelekanga zezabelo, kubandakanywa amaqhezu. Xa uthengisa i-fund, uya kuba kwizabelo, kungekhona iidola.
Ingxowa-mali yokuthengiselana, nangona kunjalo, iimveliso ezifana nesitokisi, intengo yonke imihla. Xa uthenge okanye uyithengise, uyayithengisa nabanye abatyali-mali abathengayo okanye abathengisayo. Ekubeni ukuthengiswa kweengxowa-mali ngokuthengiselana ngale ndlela, ungasebenzisa izicwangciso zokurhweba ezifana nemiyalelo yesigxina okanye ukuyeka ukulahleka, okukuvumela ukuba uchaze ixabiso elithile apho ufuna ukuba ukuthengwa kwenzeke. Uya kuthenga okanye uthengise ngezabelo, kungekhona idola.
Ngaba Utshintshiselwe Iimali Ezixhaswe Ngemali Ekuhle?
Ukuba uyakha iipotifoliyo zeengxowa-mali, i-exchange exchange version ye-fund iya kulungile.
I-ETF zingasetyenziselwa ukujolisa kumacandelo athile eemarike, okanye ngamashishini athile ofuna ukufikelela kuzo. Nangona kunjalo, ngokuthatha umhlalaphantsi, uhlala kude ne- ETF ezixhasayo- zingabangela ukufumana ngokukhawuleza, okanye ukulahlekelwa yintlekele-konke ngexesha elifutshane.