Kukho ezininzi iintlobo ze-REIT zokutyalomali.
Njengomtyalomali injongo kukufumana ingeniso yerenti kwiipropati kwaye uthathe inxaxheba kwixabiso lokuxabisa. Inzuzo yokutyalo-mali kwi-real estate ngokusebenzisa i-REIT ufumana ukubonakaliswa kwiphothifoliyo eyahlukeneyo yepropati kwaye akudingeki ukuba uziphathe ngokwawo.
Mi miselo
Imimiselo ilawula ii-REIT kwaye ifuna ukuba i-REIT ibone ubuncinane i-90% yengeniso yayo engenayo kubanini-zimali. Ezi ntlawulo zihlawulwa nje ngegalelo. Ngenxa yokuba ii-REIT zihlawula izabelo zivame ukuthengiswa njengeniso-mali yokuzaliswa kwemali yomhlala-phantsi. Uhlawulo lwabiwo-mali luvame ukuwela kwibanga lesi-5-8%, kodwa aluqinisekanga. Ngezihlandlo zoqoqosho ezinzima, zonke iipropati zingenakuqeshiswa. Ukuba akukho mali eyaneleyo yokuqeshisa ikhona, i-REIT ingafuneka inciphise okanye isuse igalelo lokuhlawula.
Iintlobo ze-REIT
I-REIT ziwela kwelinye leendidi ezimbini; ukulingana ama-REIT okanye ii-REIT zangaphandle.
Ii-REIT ze-Equity zinezo zakhiwo ezinkulu zorhwebo, izakhiwo zokugcina izitolo, okanye izakhiwo zezindlu, nangona kukho iindawo ezizodwa zeemfuno zeehotele okanye ezinye iipropati kwi-hospitality industry, kwaye kukho ii-REIT ezigxininisa kwizibonelelo zokunyamekela kwexesha elide okanye ezinye iipropati shishini.
Umzekelo wezentengiso zorhwebo eziphantsi kwe-REIT ziza kuba zikhulu, izakhiwo zee-ofisi zee-multi-floor, eziqhelekileyo zisetyenziswe njengekomkhulu kwiinkampani eziphakathi.
Umzekelo weendawo zokuthengisa ezithengiswayo ze-REIT ziza kugcina njenge-WalMart, i-PetsMart okanye i-Ultimate Electronics. Zininzi zale nkampani ziqeshisa indawo zazo zokugcina izityebi kunokuba zizakhe.
I-Mortgage REIT iyenayo ityala kwiipropati, kungekhona ipropathi ngokwazo. Bafana ne-fund fund ephethe i-mortgages, kwaye iqokelela iintlawulo.
Zikarhulumente kunye ezizimeleyo
IINKONZO zingahanjiswa ngorhulumente, oko kuthetha ukuba banesimboli sekhayibhile, kwaye unokukhangela kalula ixabiso lentengo kunye nentengo yesabelo kwi-intanethi.
Ezinye ii-REITS ziyimfihlo kwaye musa ukuthengisa ngokutshintshiselana. Nangona basenokhuseleko olubhalisiweyo, ii-REIT zangasese azikho uphawu lwekhakiti. Kumele uthenge amashishini ngokuthe ngqo kwi-nkampani ye-real estate eniyinike yona (okanye ngomnye wabo abameli beentengiso). Ii-REIT ezizimeleyo zihlala zihlawula iikomishoni eziphezulu kubathengisi bezezimali abazinikela. Ngokusoloko kunzima ukuphuma njengoko kungekho ivenkile kawonkewonke apho unokuthengisa ngokulula izinto zakho. Uninzi lwabantu abazimeleyo bafumana isicwangciso sokuphuma apho baceba ukuhamba esidlangalaleni, kodwa akusebenzi ngaso sonke isikhathi. Ngo-2008/2009 abatshali-mali abaninzi abaphethe ii-REIT ezizimeleyo babone ukunciphisa ukunciphisa umvuzo wabo kwaye abazange bakwazi ukuthengisa imali yabo ixesha elide. Imali yabo yayingenelele ekutyaleni.
Njengengxenye yePortfolio
I-REIT zisetyenziswe kakuhle njengeyona nxalenye yepototifoliyo eyahlukeneyo kunokuba ityunali enye.
Azinxulumene kakhulu kunye namasheya okanye amabhondi, oko kuthetha ukuba isitokisi okanye imakethi ebophekileyo yenza ntoni kuya kubakho nantoni na into enokuyenza kunye nexabiso le-REIT.