Mhlawumbi hayi.
Ixesha elizayo lokuqhuba liya kukhangela kakhulu, kwaye liza kungekudala kunokuba ucinge. I-tank yokucinga eyimfuneko iRethinkXX iqikelela ukuba ngo-2030, iipesenti ezingama-95 zeekhilomitha ezihambayo e-US ziya kugqitywa kwiimoto zombane eziziphetheyo zineenkampani zokwabelana ngokukhwela.
"Ndicinga ukuba umntwana ozelwe namhlanje akanakwenzeka ukuba afunde ukuqhuba," kutsho i-futurist uJuan Enriquez, umbhali wencwadi yokuziphendulela: Indlela yokukhetha okungavumelekanga kunye nokuguquguquka kweNguqulelo engeyiyo . Kwimeko ezayo-futshane, awuyi kudingeka ukuba ube nemoto, okanye nokuba nelayisenisi: Sonke siya kuhlanganiswa nge-auto-drive imoto.
Kodwa asiyomfuneko ukulinda ukuba ikamva elizenzekelayo lokuzibonela ukuze sibone ukuba uqoqosho lobunini bemoto sele litshintshile. Xa ungeze iindleko (kwaye ngamanye amaxesha ubuhlungu bokuba ngumnini wemoto), kunye neyona nto inokugqithiswa kweenkonzo ezihamba phambili, uyaqala ukuzibuza ukuba unayo imoto inengqiqo.
Nantsi indlela yokwenza umnxeba kubunikazi bemoto.
Ukulandelela i-Mileage yakho
Umyinge waseMelika ubeka iikhilomitha ezingama-13 500 kwiemoto zakhe ngonyaka, ngokweSebe lezokuThutho laseMelika. Ungayixabanga loo mqondiso? Emva koko unetyala lokufumana iindlela ezizezinye, makube ukuqeshisa, ukuthutha abantu okanye ukuhamba .
Ukuba usaphila imoto, kukho ithuba lokufumana ixabiso elingcono kwiqeshiso , ngenxa yokuba isekelwe ngamamayela, utsho uRon Montoya wase-Edmunds. Yaye ukuba uqhuba imitha engama-10 000 ngonyaka - kwaye uhlala kwisixeko esinobubele-ke siya kuba esincinci ukuhlawula, utsho u-Enriquez.
Yinto into eyenziwa ngabantu baseMelika abaqala ukuyiqonda.
Uphando oluvela kwi-firm firm i-Magid Abacebisi bafumene ukuba ukufunyanwa kwe-Uber kwenyuka ukusuka kuma-4 ukuya kweepesenti ukuya ku-17 ukususela ngo-2014 ukuya ku-2015, kwaye iipesenti ezingama-22 zabasebenzisi base-Uber abaneminyaka eyi-18 ukuya kwe-64 belibale okanye bayeke ukuthenga imoto entsha ngenxa yoko.
Cinga ngohlobo lwezinye iindlela
Uhlala eChicago, Detroit, eLos Angeles, eMiami, eNew York, eSan Diego, eSan Francisco, okanye eWashington, DC? Kule mizi, uphando lwe-NerdWallet lufumene ukuba ukusebenzisa iinkonzo zokuhamba ngokuhamba ngeveki kungabizi ngaphezu kokusebenzisa isithuthi. E-San Francisco, umzekelo, unokugcina imali engaphezu kwe-$ 330 ngenyanga.
Ngaba Unayo I-Budget yakho Yenyanga Nendlela Yokuphila?
Okwangoku, ixabiso eliqhelekileyo lemoto elitsha lijikeleze i-$ 34,000, ngokutsho kweKelley Blue Book, okwenza intlawulo yemoto ephakathi i-$ 500 ngenyanga. Ukuba oku kubonakala kukuphakamileyo, inkokhelo yokuqeshisa ingabhenela: Ngokomyinge, i-$ 200 inyanga ngaphantsi.
Kodwa inkokhelo yenyanga yenyanga iyingxenye ye-equation xa ubala iindleko zobunikazi bemoto. Ezinye iindleko zibandakanya inshuwalense, ugesi, ukugcinwa, kunye (kwezinye iindawo) zokupaka. Ezinye izinto ezingabonakali ziquka ukuhla kwexabiso, ilayisenisi kunye neerhafu zokubhalisa, kunye neerhafu.
Bangakanani na abo badibanisa? I-premium yomshuwalense wonyaka wee-inshorensi yonyaka ihluka ngo-state, kodwa yayingama-dollar ayi-910 ngo-2014, ngokwemiSebenzi yeeNkcukacha zoLwazi.
Iindleko zokupaka enye i-biggie kubantu abaninzi kwiidolophu, uthi uNerdWallet ngu-Amy Danise-nangona kubalulekile ukuba uqaphele ukuba ukuba uhlala kwaye usebenza kwisixeko, indleko yokupaka iyancitshiswa ngokunciphisa iindleko zeoli ngenxa yefutshane ukuhamba. Ngokufanayo, iindleko zokugcina ziya kuxhomekeka kwisithuthi. Ukuba uhamba ukuya emsebenzini, i- AAA ithi unokulindela malunga ne-57 yeendleko zeenqwelo-mali kwiimitha ezili-100. Ukufumana uqikelelo olongezelelweyo olwenziwe kuzo zonke ezi ngasentla, sebenzisa i-calculator njengeNkcitho Yokwenene ye-Edmunds.com.
Ngaba Unokuphila Ngaphandle Kunye?
Ukuba okwangoku unayo imoto kwaye ufuna ukubona ukuba ingabizi ukutshiza iivili, uze uqale ukuzama. Emva kokuba ufumene iindleko zakho zobunini, ungasebenzisa izixhobo zokuqikelela ukuhlawulelwa kweenkonzo ezininzi ezinikezelayo ukuze ubone ukuba iindleko zenyanga ziya kuqhathaniswa njani.
Kodwa ukuba ufumane ingqiqo yokuba iindleko zihluke njani - kwaye ukhangele ukuba uhambelana nendlela ophila ngayo - ngoko ungazama ukushiya imoto yakho kwigaraji ngenyanga kwaye uvavanye ezinye iindlela ozikhethayo. Ngokwahlukileyo, ukuba ungenayo imoto, landela ukuba uchitha ngaphaya kwindlela yokuthutha inyanga nganye kwaye uqale ukuthelekisa neendleko zobunini bobhengezo ezibalwe apha ngasentla.
Into engenakuqhathaniswa, nangona kunjalo, lixesha lakho lokuzibuyisela ngokusebenzisa iinkonzo zokwabelana ngeendlela zokuhamba okanye ukuhamba kwezithuthi zikawonkewonke. Ingaba usebenzisa ilo xesha ukujongana nama-imeyile, uthintela abathandekayo, okanye ujonge ixesha, "kungenokuba luncedo ukuba izicwangciso zesikali zingabikho ukuqhuba," wongeza uDanise.
Kunye noKelly Hultgren