Ukuhlalutya iShidi lokuBhalisa: I-Capital Capital
Imali yokusebenza inokuthenjwa ngakumbi kunanoma yimuphi umlinganiselo wezezimali okanye ukubhaliswa kwamaphepha ebhalansi kuba kukuxelela oko kuza kuhlala ukuba inkampani ithathe zonke izibonelelo zayo ezifutshane kunye nokuzisebenzisa ukuhlawula zonke iimfanelo zayo ezifutshane.
Eminye into elinganayo, i-capital capital esebenza ngayo inkampani, isantya-mali esingaphantsi kwayo.
Kodwa inkampani egcina imali eninzi kakhulu yokusebenza ingadonsa phantsi imbuyekezo yayo. Umtyalo-mali usenokuba ngcono xa ibhodi yabalawuli ligqibile ukusabalalisa enye yale ntlawulo ngokubaluleka kwezabelo okanye ukuthengwa kwesabelo endaweni yoko. Kungaba luvavanyo olubucayi.
Indlela yokubala iNgxowa-mali yokuSebenza ukusuka kwiSahluko sokulinganisela
Imali yokusebenza iyona elula kunazo zonke izibalo zebhanki ukubala. Nantsi indlela oyifunayo:
Iimpahla zangoku - iimali ezikhoyo = Imali yokusebenza
Yinto elula.
Yithi inkampani ine-$ 500,000 ngekheshi ngesandla. Enye i-250,000 yeeRhafu ihlawulwe kwaye ihlawulwa kwinkampani ngendlela yemali efunyenweyo. Unayo i-$ 1 yezigidi kwimpahla yolwazi kunye nempahla. Iimpahla zayo zangoku zi-1.75 yezigidi.
Ngoku ke sijonge kwiimfanelo zenkampani.
Ityala imali engama-400,000 kwiingxelo ezihlawulwayo, i-$ 50,000 kwi-short-term debt, kunye ne-$ 100,000 kwiimfanelo ezihlawulwe. Iimfanelo zalo zangoku zi-$ 550,000.
Ukukhupha iimfanelo zamanje zenkampani kwii-asethi zayo zangoku kusinika i-capital capital ye $ 1.2 yezigidi. Oku kuhle kakhulu.
Ukubaluleka koMsebenzi oPhethe
Ngenkcazo, inkampani kufuneka ibe nenkunzi eyaneleyo yokusebenza ekuhlawuleleni zonke iindleko zayo ngonyaka.
Unokwazi ukuba inkampani inemithombo efunekayo yokwandisa ngaphakathi okanye ukuba kuya kufuneka iphendule kwibhanki okanye iimarike zezemali ukuphakamisa iimali ezongezelelweyo ngokufunda amanqanaba omsebenzi osebenzayo. Inkampani kwimeko ekhankanywe ngasentla iyakwazi ukwandisa ngaphakathi kuba inemali ekhoyo.
Enye yeenzuzo eziphambili zokujonga indawo yokusebenza yenkampani ikwazi ukubonelela ubunzima beengxaki ezinokuthi zenzeke. Ngaphandle kweshishini kunye neebhiliyoni zeedola kwimpahla echanekileyo iya kuzifumana ngokukhawuleza kwinkundla yebhanki ukuba ayikwazi ukuhlawula iibhili xa ifika.
Ngaphantsi kweemeko ezifanelekileyo, amanqanaba angenamsebenzi womsebenzi wenkcitho angakhokelela ekunyanzelekeni kweemali kwiinkampani, ukwandisa ukuboleka kunye neenombolo zokuhlawulwa ngokukhawuleza kubabolekisi nabathengisi. Zonke ezi zinto zingakhokelela ekugqibeleni kwi-credit rating rating. Ixabiso eliphantsi lentengo lithetha ukuba iibhanki kunye nemarike yeebhanki iya kufuna iirhafu eziphezulu , ezinokubangela ukuba inkampani ilahle imali eninzi ngexesha elide njengoko iindleko zemali zikhuphuka kunye neengeniso ezincinci zenza ukuba zibe phantsi.
I-Capital Performance Negative kwiSahluko seBhalance
Ixabiso elibi lokusebenza kwi-balance sheet ngokuqhelekileyo lithetha ukuba inkampani ayinelanga ngokwaneleyo ukuhlawula iindleko kwiinyanga ezili-12 ezizayo kunye nokuqhubeka nokukhula.
Kodwa ingxowa-mali engasebenziyo ngokwenene ingaba yinto enhle kumanye amashishini aphezulu.
Iinkampani ezinandipha ukuhlaziywa kwempahla ephezulu kwaye zenze ibhiziniselwano ngesiseko semali, ezifana nezitolo zokutya okanye abathengisi bezaphulelo, zifuna imali encinci yokusebenza. Ezi ntlobo zamashishini ziphakamisa imali rhoqo xa zivula iingcango. Bese bajika baza balima imali ukuze bafumane ukunyusa ukuthengisa.
Ngenxa yokuba imali ikhiqizwa ngokukhawuleza, ngokuqhelekileyo esuka kumthombo obizwa ngokuba ngumthengisi wezezimali , ulawulo lungafaka nje ukugcina imali evela kwimveliso yabo yosuku ngalunye ixesha elifutshane. Oku kwenza ukuba kungadingekile ukuba kugcinwe ixabiso elikhulu lomsebenzi wentengo ngokusebenzayo xa kwenzeka ingxaki yemali.
Isinyanzelo esinamandla esinjengenkunzi njengenkampani enoxanduva lokuvelisa umatshini ogqithisayo ibali elifani ngokupheleleyo.
Ezi ntlobo zorhwebo zithengisa izinto ezibiza ngexesha elide lokuhlawula, ngoko abanako ukunyusa imali ngokukhawuleza. I-inventory kwiibhanti zabo ziqhelekelelwe iinyanga phambi kwangaphambili, ngoko akunakwenzeka ukuba zithengiswe ngokukhawuleza ngokwaneleyo ukuphakamisa i-capital for a short-term financial crisis. Kungenzeka ukuba lide kakhulu ngeli xesha lingathengiswa ngalo.
Kulula ukubona ukuba kungani iinkampani ezinjengalezi kufuneka zigcine imali efanelekileyo yokwenza umsebenzi ukuze ziphumelele naluphi na ubunzima obungalindelekanga.