Uvavanyo luka-Edward Jones kunye neMvelaphi
Bazakhele abaxhasi babo abanesigidi esixhenxe ngokubeka indawo kwiindawo ezizungeze iUnited States neKhanada. U-Edward Jones unabeluleki abangaphezu kwama-41,000 kunye nabanye abasebenzi abafumaneka kumaSebe angaphezu kwama-14 000 kulo lonke ilizwe.
Iiofisi ezininzi zizithobekile ngobukhulu kwaye ziba nomcebisi omnye wezemali kunye nomncedisi wolawulo.
Isishwankathelo, u-Edward Jones uzama ukuba ngumcebisi ngasemva, ngoko kuthetha. Bafuna ukwakha ubudlelwane bexesha elide ezakhiwe kwithemba kunye nabaxhasi. Basebenzisa ukusetyenziswa kwemali kunye nokusebenzisa imodeli engundoqo yokwakha iipowfoliyo ezihlukeneyo kubaxhasi abagcina umhlala-phantsi kunye nezinye iinjongo zexesha elide.
Utyalomali noEdward Jones
Njengoko kunjalo nangamafama amaninzi, i sigqibo sokutshala imali kunye nesigqibo sendawo kunesizwe. Ngamazwi ahlukeneyo, kufuneka uthembele kwenkampani yomrhweba kodwa ngumcebisi wengingqi omele uthembeke kuqala.
Enye yemibuzo yokuqala omele uyibuze umcebisi onokuthi nayiphi na uhlobo yile: Uhlawulwa njani? Enye indlela u-Edward Jones ehlawulelwa ngayo ngokwabelana ngenzuzo kunye nenethiwekhi yabo yeenkampani zenkxaso-mali.
Umzekelo u-Edward Jones ungumsebenzisi omkhulu we- American Funds , onokukhethwa ngokubanzi kweemali eziphathekayo eziphezulu kunye nezakhiwo ezahlukahlukeneyo zokuhlawula ngeeklasi ezahlukeneyo zeengxowa-mali .
Ezi zinokuba yimali elayishiwe ngaphambili, iimali ezilayishiwe emva, okanye iimali ezikhutshwe ngumthwalo ngeemali ezi-12b-1. Nangona kunjalo, uEdward Jones akahlali okanye agxininise ngokupheleleyo iimpahla zabathengi kwiimali ezingekho mthwalo , ezidla ngokuxhamla kubatyalomali. Kubalulekile ukuba abatyali-mali bakwazi ukuqonda iimali zokuxhasa imali ngaphambi kokutyalomali, kungakhathaliseki ukuba izinga labo lokuthembela kunye nomcebisi.
Iingxelo kunye nezikhalazo zikaEdward Jones
Nangona u-Edward Jones ngokuqhelekileyo ungumnini-shishini oqeshwe kakhulu okhangela iimfuno ze-Main Street, u-zimali-mali, imbali yabo ayikho ihlazo.
Ngo-2004, u-Edward Jones wabethwa ngamangqina ukuba ayibonakalanga ukuxabana okubalulekileyo. Xa kuphakanyiswa imali yokubambisana kwabaxhamli, u-Edward Jones uthe wahluleka ukuthetha nabaxumi ukuba imali ephakanyiswayo yayikhethiwe, kungekhona ngokucoca ngokucokisekileyo, kodwa ngenxa yokuhlawulwa kuka-Edward Jones.
U-Edward Jones uhlawule i-R5 million yezigidi zokulawula kunye ne-SEC ukwenzela ukuchazwa kwezigwebo.
Inkcubeko e-Edward Jones inokuphuculiswa ngokubanzi njengoko isetyala kodwa kusekho uxanduva lomtyalomali ukuthobela "umthengi uqaphele" ifilosofi xa ekhetha abacebisi-mali.
Ukubona ukuphononongwa kunye nezikhalazo zamakhasimende kunye nokuphononongwa ku-Edward Jones, khangela oku kukhonkco kwiMicimbi yabathengi.
Ukujonga ngokucacileyo ukukhetha abacebisi bezocalo-mali bakubone le ngcaciso kwiintlobo zeeNgcebiso zabaTyalo-mali .
Ukuziphendulela: Ulwazi olukule ndawo lunikezelwa ngeenjongo zengxoxo kuphela, kwaye akufanele lichazwe ngokungeniswa njengeengcebiso zotyalo-mali. Ngaphandle kweemeko ngaba le nkcazelo ibonisa isincomo sokuthenga okanye ukuthengisa iziqinisekiso.