Unokuthenga i-Complex Variable Annuity Online, kodwa ayikho i-Annuity Fixed
Kutheni kungabikho i- annatedity ? Ndiya kwiiwebhsayithi ezithi zinike le nkonzo kuphela ukuba zifumanise igosa eliqhutywe ... Kutheni? Isizathu esilulayo imboni yomshuwalense ayikholelwa wena, umboleki, ukuba ufaneleke ukwenza isigqibo ngokwakho. Ngokwahlukileyo, uthathwa njengelungelo lokuthenga i-variable annuity online ngaphandle kwe-arhente okanye umthengisi. Hamba uhambe! Imveliso eneengxenye ezininzi ezihambayo, umngcipheko ophezulu kwimali yakho, kunye nemali ephezulu ehlawulwa ngemali yakho, iyafumaneka ngqo kumxhasi, kodwa i-annuity eqinisekisiweyo, ephethe imali ephantsi okanye engenayo imali, kunye neengxenye ezincinane zokuhamba okanye abagibeli , ayitholakali ngqo kumthengi. Akunakwenzeka, ngoko kufuneka sidlale isandla esicwangcisiweyo kuze kube yithuba apho inkqubo iguquka.
Unokufumana I-Initial Online Quote yeeNdidi ezahlukeneyo zoNyaka
Kukho ukhetho lokufumana i-intanethi kwiimali ezinqamlekileyo ezifana ne-Premium Single Premium Annuities, i-Annuities yeNgeniso eziThatywayo (ezibizwa ngokuba yi-longuity annuities), ii-Annuities eziLungeleleneyo, kunye neeNkxaso-mali zeMinyaka emininzi.
Indlela elula yokufunda malunga naluphi uhlawulelo olukhoyo kuwe lubandakanya ukungena kwi-Annuities.direct. Ukufumana isicatshulwa yindawo enokuyilungelelanisa ukuqala xa ugqibe ukuba yeyiphi i-annuity isebenza ngcono kwiinjongo zakho. Kodwa, ukuba uqala ukufunda malunga neengxowa-mali ezizinzileyo kwaye ufuna ulwazi malunga neentlobo ezithile ezifumanekayo kukho imithombo eninzi yaloo nto.
Ndiya kuncoma incwadi elula "I-Annuity Stanifesto" iyatholakala kwi-Amazon.com. Kuyi-synopsis eqondileyo yeentlobo ezahlukeneyo zokuhlawula ezikhoyo namhlanje.
Yintoni Oyidinga Ngayo Imali? Ngaba Uyafuna Imali Ngoku, i-Lower Ira RMDs, iNgeniso eNgenisiweyo okanye iNqununu yesiKhuseli?
Njengobathengi, kubalulekile ukwenza umsebenzi wesikolo ngaphambi kokuphuma kwilizwe le-annuity. Njengawuphi na umkhiqizo wotyalo-mali uchaza okokuqala kwaye ngokukokodwa into oyifunayo. Kukho izizathu ezine "ezisisiseko" (ezininzi ezininzi izizathu eziyinkimbinkimbi) ukuthenga isivumelwano sekhredithi. Okokuqala, unokufuna inzuzo ngoku. Ufuna ingeniso eqinisekisayo wena kunye neqabane lakho akunakuphelisa. Okwesibini, ufuna inzuzo emva koko . Ufuna ingeniso eqinisekileyo ukuqala ngonyaka owodwa, ezintathu, ezihlanu, ezilishumi, njl. Njl nangoku kwaye awufuni nanini na utyalo-mali okanye umngcipheko kwimarike ngexesha lokumisa. Okwesithathu, ufuna i- IRA ingeniso kamva . Awufuni ukuqala ukusasazwa kwakho phantsi kweemfuno ezisisiseko zokusasazeka, kwaye ufuna ukuchasa umhla wokuqala ngaphaya kwe-70 1/2. Kodwa, xa uqala ingeniso ofuna ukuba kuqinisekiswe. Okwesine, awufuni umvuzo , kodwa ufuna iirhafu zentsingiselo eziqinisekisiwe kwimali yakho kwinani elimisiweyo leminyaka (ngokuqhelekileyo iminyaka eyi-1-10) iqinisekisiwe kwaye ingekho phantsi kweengoko zemarike.
Kwakhona, ezi zizathu ezine ezisisiseko, kodwa zizona zizathu ezifanelekileyo zokuqwalasela umrhumo wemali yakho.
Awukwazi ukuthenga i-Annuity Fixed ngqo kwi-Website, kodwa Unokuphanda Okukhoyo.
Eyona nto ingekhe sithenge i-annuity ngqo, kodwa ngomgudu omncinci, sinobuhlobo obusondeleyo ukwenza konke oko. Kwabaninzi, loo nto iyathuthuzela ukwazi, kodwa kuya kuba njalo abo babathengi abangathanda ukuthetha nokudibana nomntu ukwenza ukuthengiselana okanye ukuthenga. Zombini iintlobo zabathengi banokukhetha ukuhlangabezana neemfuno zabo njengoko zibona zifanelekile.