Iingxelo zeMillennials zifanele ziCwangcise njani ukuNceda abazali bazo ngezezimali

Ukubukela abazali bakho ubudala kunokuba yinto eyoyikisayo, ingakumbi njengoko ifikelela kwindawo ekuya kufuna ngayo uncedo olungakumbi kuwe. Kungaba nzima ukunceda abazali bakho ngemali xa unzima nemali-mboleko yomfundi, ityala kunye nokubonelela intsapho yakho. Kubalulekile ukwenza isicwangciso kunye nokuxubusha nabazali bakho ukuze ukwazi ukukwenza oko kufuneka kwenziwe, ungakanani na onokukwenza, kwaye ube nexesha lokufumana izixhobo ezikhoyo ukuze uncede abazali bakho .

Xoxa nabazali bakho malunga nokuhlala kwabo

Isinyathelo esibalulekileyo ekuzileni indlela yokucwangcisa ukunceda abazali bakho kukuqinisekisa ukuba luncedo olunjani oluya kulufuna. Abazali bakho banokucwangcisa ngokuhlakanipha umhlala-phantsi kwaye bafike ngokwaneleyo ukuba bafanele bakwazi ukugubungela iindleko zabo zokuphila kunye neendlela zokuhamba xa sele bekhulile umhlalaphantsi. Ukuba ngaba abazali bakho baqhelanisekile kwaye bahlahlo-mali, kufuneka babekwe iindleko ezininzi ngexesha lomhlalaphantsi. Abanye abazali abanokuthi bangabikho kule meko kuba bebekwe bucala ngaphambi kokuthatha umhlala-phantsi okanye kufuneka bathathe umhlala-phantsi kwangaphambili kunye nokufikelela kwimiphumo kunokuba nzima. Ukuba ngaba kunjalo, unokufuna ukubancedisa ukudala isicwangciso esiya kubanceda bakwazi ukuhlala ngaphakathi kwindlela zabo kunye nemeko engabizi. Oku kunokuthetha ukuthuthela kwiindleko eziphantsi zendawo yokuhlala, ukuhamba kunye nosapho okanye ukufumana indlela yokufumana imali nangemva kokuba sele bekhulile umhlalaphantsi.

Qinisekisa into onokuyenza

Emva kokuba uqonde imeko yangoku yabazali bakho kunye nezicwangciso zabo zokuthatha umhlalaphantsi, ungaqalisa ukucwangcisa oko kufuneka uyenze ukubanceda.

Oku kunokubanceda ukupakisha kunye nokunciphisa into engakwazi ukuyenza . Kungathi ukuthatha uhlahlo lwabo lwabiwo-mali kunye nokubanceda babone oko kufuneka bakwenze ukuze bancedise imali elula. Kusenokuthetha ukuba unika izipho ezinomdla ngamaxesha ambalwa ngonyaka, okanye ukuba ufumanekile ukuncedisa ukulungiswa kweemoto okanye ukulungiswa ekhaya.

Nangona kunjalo, oku kufuneka kwenziwe kwimiqathango yebhajethi yakho yangoku. Akufanele uzibeke kwiityala kubazali bakho kwaye kufuneka uqiniseke ukuba uyayinyamekela iintswelo zeentsapho zakho kuqala.

Yenza isicwangciso sexesha elizayo

Kuza kuza kwinqanaba apho kuya kufuneka ukuba ungene kulo ukunceda ngemali, kungekhona ngemali yakho, kodwa ukukunceda ukuqinisekisa ukuba yonke into ihlawulwa ngexesha. Oku kusenokwenzeka ukuba akunakwenzeka kwiminyaka emininzi, kodwa kulungile ukuba isicwangciso senzeke ngoku ukuze ungagqithisi ukufumana igunya lommeli okanye ukufumana ulwazi oluchanekileyo lweakhawunti xa abazali bakho bengasakwazi ukunceda ukwenza oku. Ukufuna ukugula okanye ukugula kakhulu kungaba ngamaxesha ofuna ukunyuka kwaye uthathe imali yabantwana bakho. Ukuthetha kunye nokusekwa kwesi sicwangciso kuya kwenza ukuba kube lula ukuguquka.

Uhlahlo lwabiwo-mali luya kuba luncedo

Kubalulekile ukucwangcisa uhlahlo lwabiwo-mali ukuze uncede abazali bakho. Oku kunokuthetha ukubeka imali ukuze ukwazi ukuhamba ukuza kunceda xa kukho utyando okanye unyango olungxamisekileyo. Kusenokuthetha ukuba uceba ukuba nabazali bakho badle kunye nawe amaxesha ambalwa ngeveki njengoko bekhula kwaye uzinike ixesha lokuwathatha indawo yokuthenga. Ukubeka bucala imali ngoku kukunceda ukugqithisa ezinye zeendleko kuza kwenza imeko exinezelekileyo ibe nzima.

Ukuba utshatile, isixa osinceda abazali bakho kufuneka sivunyelwane phakathi kwabo bobabini. Akufanele unikeze abazali bakho imali ngaphandle kweqabane lakho okanye iqabane lakho owaziyo ngalo.

Zikhusele kunye neMali Yakho

Ungabhaliswanga ngemali mboleko okanye umboleko wakho kunye nabazali bakho. Ungathathi ipropathi egameni lakho ngaphandle kokuqonda izinto ezongezelelweyo oza kuba nexanduva malunga neentlawulo okanye iinkonzo ezixhunyiwe kwindlu. Musa ukutyikitya amaxwebhu okuba uya kuba nexanduva lokunyamekelwa kweendleko zabazali bakho. Xa wenza oku, uthatha uxanduva lwabazali bakho emva kokuba sele befile. Ukuba batyikitya amaxwebhu, ityala liya kulungiswa lifa kwaye ke uya kufumana ilifa lakho kwizinto ezishiywe. Ukuba i-estate ayinayo imali eyaneleyo yokuhlawula amatyala ahlalayo, baya kuxolelwa, kodwa ukuba ubasayinele uya kuba noxanduva kubo.

Awunabo uxanduva lwabazali bakho xa befa.