Thola iipesenti eziyi-8 ekuthengeni kwe-Overstock.com
Ukuba ungumgcini we-Overstock.com oqhelekileyo, unako ukufumana umvuzo omkhulu kwaye ufumane ukuthunyelwa kwamahhala malunga nayo yonke into kunye ne-Club O Imivuzo MasterCard, ekhutshwe yi-First Bankcard, ukwahlula kwe-First National Bank yase-Omaha.
Imivuzo kunye neengxaki zeClubs O Imivuzo MasterCard
I-Club O Imivuzo I-MasterCard ihlawula ukuya kuma-8 ekhulwini kwi-Club O Imivuzo kuyo yonke into efanelekileyo yokuthenga i-Overstock, i-2 ekhulwini kwi-gas efanelekileyo kunye nokuthenga ukutya, kunye ne-1 ekhulwini xa usebenzisa ikhadi lakho kuyo yonke into.
Akukho sikhokhelo kwimbuyekezo ongayifumana kunye nekhadi lesikweletu kunye nemivuzo ingasetyenziselwa ukuthengwa kwe-Overstock.com ezayo.
Amanqaku amaninzi amakhadi ekwereti anika ibhonasi efuna ukuba uchithe imali ethile kwiinyanga ezimbalwa zokuqala zokuba nekhadi lesikweletu. I-Club O Imivuzo MasterCard yenza kube lula ukufumana ibhonasi yakho. Uya kufumana ngokuzenzekelayo ibhonasi yeRhafu ye-Club ye-R 20 emva kokuthenga kwakho okokuqala. Akukho nto efunekayo yokuchitha ukufumana ibhonasi yakho.
Amakhadi afumana i-Club O Ubulungu bakhululekile (ixabiso le-$ 19.95) kunye nokuthunyelwa kwamahhala kwi-Overstock.com ngokude nje ngokuba ikhadi lakho lekredithi lisebenza.
Jonga I-Score Yakho yeFICO yeFree
I-National Bank yokuqala ye-Omaha ungomnye wabaniki bamakhredithi abambalwa ababandakanyekayo kwinkqubo ye-FICO yokuFikelela okuVulwayo enikela abanini bamakhadi ithuba lokufikelela kwinqanaba leFICO yamahhala. Uza kufumana ikopi yamahhala yeFICO yakho 8 ngokuzenzekelayo kunye nesitatimenti sokubhatala ngekhadi ngalinye.
Ukuqwalasela umlinganiselo wakho weFICO ngokusebenzisa i-myFICO.com kuya kubiza i-$ 219 / ngonyaka xa uhlawula umnyaka owodwa ngaphambili.
Ubungqina beeKlabhu
I-Club O ineentlobo ezimbini zobulungu: Isilivere kunye neGolide. Ngobulungu beGolide, ufumana ama-5 ekhulwini kwi-Club O Imivuzo kunye nokuthenga okufanelekileyo. Uyakujabulela ukuhanjiswa kwe-standard standard kwilizwekazi lase-US, ukufikelela kwiivenkile zokuthenga ezithe ngqo, kunye neepesenti ezingama-5 zivuza umvuzo xa udla kwiindawo zokutyela ezithatha inxaxheba.
Ubulungu beSiliva buhlawula iipesenti ezimbini kwiClubs O imivuzo ekuthengeni okufanelekileyo kunye nokuhamba ngokukhululeka kwimiyalelo engaphezu kweedola ezingama-45 kwilizwekazi lase-US
I-Club O Imivuzo I-MasterCard Ubulungu buhlawula iipesenti eziyi-8 emva kokuthenga okufanelekileyo kwi-Overstock.com kwaye ikunika ukuthumela ngokukhululekile kwi-continental yase-US
Club O Imivuzo MasterCard Intengo
Akukho mrhumo wonyaka weClass O Imivuzo MasterCard. Abafaki zicelo baya kufumana iipesenti zepesenti ye-APR ukuya kwi-12 yemivuzo yokuthenga kwi-Overstock purchas over $ 500. Emva koko, i-APR rhoqo i-17.24 yeepesenti ukuya kuma-26.24 ekhulwini, kuxhomekeke ekutyala kwakho.
Ukutshintshwa kwemali ye-APR i-17.24 iphesenti ukuya kuma-26.24 ekhulwini ngaphandle kokunikezelwa. Ukudluliselwa kwemali kuhlawulwa intlawulo ye-$ 10 okanye iipesenti ezintlanu, nokuba yeyiphi na enkulu.
I-APR ibe yimali engama-26.24 ekhulwini. Ukunyuswa kwemali kunye nokuthengiselana kwemali elinganayo ihlawuliswa intlawulo ye-$ 15 okanye i-5 ekhulwini, naluphi na umkhulu.
Akukho sihlwayo esingu-APR kodwa oko akuthethi ukuba umniki wekhadi akayi kunyusa izinga lakho ukuba wenza iifizi ezimbalwa zexesha. Kwimiqathango yekhadi lesikweletu, umniki wekhadi "angatshintsha ii-APR, iirhafu, iintlawulo, iindleko kunye neminye imigomo ye-akhawunti yakho phantsi kwayo, kwaye njengoko kuvunyelwe ngumthetho osebenzayo." Gcina iakhawunti yakho yekhadi lesikweletu ngokuma kakuhle kumathuba angcono ekugcineni izinga lakho lenzalo.
UkuPrinta okuNgezelelweyo
- Zonke i-APRs ziyahluka ngokusebenzisa i- Prime Rate njenge Index.
- Ukuthengiswa kwamanye amazwe okwenziwe ngemali ngaphandle kweedola zase-US ihlawuliswe intlawulo yepesenti ezintathu.
- Uya kuhlawuliswa ukufikelela kwi-$ 37 ukuze uhlawule ngokukhawuleza kwaye ufike kwi-$ 35 ukuze uhlawule iintlawulo.
- Iindleko zemali zibalwa ngokusetyenziswa kwendlela yokulinganisela imihla ngemihla kwaye ziquka ukuthenga okutsha.
I ngcebiso
Le nto inokuba yinto enomdla kakhulu yokugcina i-credit card program. Abanye abathengisi banamakhadi amaninzi kodwa abafani nemali eyabuyayo emva kokufumana i-Overstock Club O Imivuzo ye-MasterCard. Ikhadi le-Visa le- LL ye-Visa , enye yamakhadi angcono kakhulu kwiimarike, ihlawulela umvuzo we-3 epesenti ekuthengeni kumthengisi, kunye nokuthunyelwa kwamahhala, kunye neepesenti ezili-1 zibuyela kwenye indawo. I- RED Target ye-Target ikunika isaphulelo sama -5 epesenti ekuthengeni kwi-Target.
Nangona kunjalo, ikhadi liyakwamkelwa kuphela kwii-Target stores.