Utyalo-mali olungcono alenzekanga ngengozi. Abatyalomali abalungileyo basebenze kuyo. Bafunda. Bafunda. Qala ngeendlela ezili-10 zokuba ngumtshali- mali ongcono , kwaye xa uqala ukufunda, ungaze unqume.
01 Vala iindaba kwaye ubukele i-Star Trek
Ndakhula ndibuka i-Star Trek. Omnye wabalinganiswa abasemgangathweni nguSpock, iVulcan, ngokungafani nathi nabantu, kunengqiqo kwiphoso. Unokufunda okuninzi ngokujonga indlela yakhe epholileyo, engenakungazenzisiyo ukwenza izigqibo ezinengqiqo xa ubhekene noxinzelelo olukhulu. Inkcazo yakudala yezoqoqosho yayicinga ukuba abantu babefana ne-Spock, besoloko benza izigqibo ezinengqiqo eziza kubangela ukwandisa ubutyebi. Intsimi entsha yezemali yokuziphatha isitshela ngenye indlela. Ukuba ngumtyalo-mali ongcono, iimali zokuziphatha zokufunda, kwaye ujonge ngakumbi i-Star Trek. - Phuma ngcono xa utyalomali ngemali yokuziphatha
02 Phatha Imali Yakho NjengeSepha
UGene Fama ungumfundi owaziwayo kwindawo yezemali. Ndakuva unyana wakhe wathi, "Imali yakho ifana nesepha. Xa uyayiphatha, ungaphantsi unayo. "Ngoko kunjalo. Ukuhambisa imali kuquka iindleko zokuthengisa, ngamanye amaxesha iziphumo zerhafu, kwaye ngokuqhelekileyo, uza kuwuhambisa ngexesha elingafanelekanga. Ndiyazi njani oku? Unyaka nonyaka uphando lubonisa ukuba abatyali-mali abaqhelekileyo bangaphantsi kweemarike, bafumana isiqingatha sembuyekezo abaya kuba nayo yonke ngenxa yezinto zabo zokungasebenzi ngexesha. Ukubhetele kunomyinge wokutsalwa kwemali, xa uhambisa imali, kufuneka ube yinxalenye yesicwangciso- mali esilungiselelwe kakuhle , kungekhona umzuzu wokugqibela wokuphendula. 03 Funda iXesha "Iindleko zeeDola zokuHlola"
I-Dollar iyabiza ixabiso eliqingqiweyo isicwangciso esetyenziselwa ukunciphisa umngcipheko wemarike ngokutshala ngokuzenzekelayo imali ehleliweyo ngokukhawuleza. Ikunyanzela ukuba uthenge amanye amasheya xa i-marhwebo isezantsi, kwaye uthenge ngaphantsi xa kuthengiswa imarike. Abasindisi be-Smart bazicwangcisa izicwangciso zabo zokulondoloza kwaye bavumele ukuba baqhube iminyaka kunye neminyaka ngexesha. Yiba ngumgcini okhuselayo, kwaye ukuba awukho kakade, qalisa idireji ebiza imali. 04 Ukuba Awukwazi Ukusingatha Ukushisa, I-Steer Clear of Fire
Amasheya awayenawo wonke umntu. Unokwakha isicwangciso sezimali esiqinileyo usebenzisa utyalo-mali oluqinisekileyo, olukhuselekileyo . Ukuba awuyiqondi imarike yemasheya okanye yintoni enye imali efanelekileyo , mhlawumbi ibaluleke kakhulu ukukhusela oku kutyalomali ndawonye uze ufunde kabanzi. Ukuba uyaziqonda kodwa ukhathazeke kakhulu, ke ungahlali ngaphandle kweemarike. 05 Funda i-Turtle ne-Hare
Umlingane wakho waphindaphinda kabini imali yakhe ngoba wathenga i-Apple stock ngexesha elifanelekileyo. Ngaba oko kuthetha ukuba wayehlakaniphile ... okanye unethamsanqa? Ukulondoloza okucothayo kunye nokuzinzileyo ngesicwangciso esilungileyo kunika iziphumo, kufana ne-Turtle, ehamba ngokukhawuleza. Ukubambisa ngenhlanhla okanye ubuchule kwaye kungase kulungile, okanye unokufumana into emangalisayo. - Ngokukrakra, funda i -Turtle ne-Hare
06 Fumana uxolo ngeCash
Ukuba uziva ngathi imali ehlezi ngemali okanye i- akhawunti yemarike yemali iphela, cinga kwakhona. I-Cash ingaba yindawo enkulu yokugcina imali ngelixa uphando, ufunde kwaye ufunde indlela yokwenza izigqibo ezilungileyo ngayo. Abantu abanemali banako ukuxhamla amathuba amaninzi okutyalo-mali xa i- real estate okanye iimarike ze-stock zihla. Abo batyalwe ngokupheleleyo abanalowo mathuba afanayo. 07 Yazi Oko Unayo
Isitokethi asifani nesikhwama senkcazo yesitokethi . Ikhredithi yebhondi ayifani neefowuni yesitokisi . Kuyamangalisa ukuba baninzi abantu abanemali enkulu yokulingana ngemali kunye nemali yesigidimi esabela ngokungenangqiqo yokuba banokulahlekelwa yimali yabo yonke. Ingaba banayo ingcamango yokuba banayo? Ingaba bacinga ukuba zonke iinkampani ezinamakhulu ama-500 e-US ziphuma ngaphandle kweshishini? Kukho umahluko ohlukileyo phakathi kwento endibiza ngokuba yiNqanaba 5 loMngcipheko woTyalo-mali, apho unokulahlekelwa yimali yakho yonke kwaye uthathe ingozi yomngcipheko weNqanaba 4, apho awukwazi khona. 08 Funda iincwadi, kungekhona nje iiwebhusayithi
Ndiyathanda intanethi. Isixa solwazi olukhoyo luyamangalisa kwaye ngamanye amaxesha, lukhulu. Kodwa ukuba ufumane ubunzulu bolwazi ngesihloko, ndicinga ukuba akukho nto ibetha incwadi enhle. Abatyalomali abaqeqeshwe bafumana inzuzo ephezulu . Zibophelele ekufundeni kokuqala kwaye uza kuphucula ukutshala imali. - Iincwadi ezinkulu zokutshala imali
09 Funda Iimpawu Zakho zokuthenga.
Uphi ixesha lokugqibela oya kuyo kwintengiselwano, wabona into oyifunayo ngokwenene ukuba yayithengiswa ngexabiso lentengo, kwaye wacinga, "Hayi, ndoyike ukuba ixabiso lingahle linciphise ngaphezulu. Andiyi kuyithenga ngoku. "Xa izitshixo zihlahla kakhulu kwixabiso elithetha iinjongo zakho zezemali zizayo zithengiswa. Utyalo-mali oluthile kuthetha ukufumana ulwazi kunye nokuqeqesha ukuqonda xa izinto zithengiswa kwaye zithengwa. 10 Khumbula, Abazi
Ngubani "bona"? Bonke abantu (kuquka nam) abanikezela ngcebiso kunye neengxelo zemali kuluntu. Asazi wena okanye imeko yakho. Sinika iingcebiso ezisebenzayo kubanzi abanzi. Ngaba iyasebenza kuwe? Andizi, kwaye akukho "bona". Nguwe kuphela kwaye ukuba unayo, umcebisi wakho wezezimali, unokufumana ukuba ingcebiso iyasebenza kwimeko yakho.