Iipenki zePenny zininzi zeenkcazo, iingozi, amathuba okufumana inzuzo.
Amasheya kaPenny ayabelana ngokuthengisa kumaxabiso aphantsi. Uphantsi kangakanani? Ewe, oko kuxhomekeke ekubeni ngubani oyicelayo.
Inkcazo esemthethweni, ngokwe-Securities and Exchange Commission (i-SEC), kukuba nayiphi na amashishini athengisa angaphantsi kwama-5 ama-penny stocks. Oku kwahluke kwiimbono zabanini-mali abaqhelekileyo, abasebenzisa i-moniker ukuba babelane ngokuthengisa (njengokuba igama lithetha) ipennies.
Uninzi lwabathengi bezentengiso kunye nabathengisi bempahla basetyenzisiwe basebenzisa i-SEC
inkcazo, oku kuthetha ukuba malunga ne-18,000 iinkampani ezithengiswa esidlangalaleni zi-penny stocks, ngokwemali evela kwi-Google Finance. Phakathi kwazo, ezininzi zinkampani ezincinane kakhulu, kodwa ukuhlenga i-stock stock kuqukwa neenkampani ezinkulu ezintle.
Ngokomzekelo, i-Ford Motor Inkampani (F) yayisisitokisini somnxeba, xa kuthengiswa i-$ 1.01 ngesabelo ngasinye, ngoNovemba 20, 2008, nangona inkampani ixabisa izigidigidi. Uluhlu lwamashishini amakhulu, aziwa ngokurhweba angaphantsi kwama-5 e-share isahlulo kuquka amashishini amaninzi kakhulu awakungeke afike engqondweni kubantu abaninzi, xa becinga ngamasheya.
Kukho iindlela ezimbalwa eziqhelekileyo zokuhlelwa. Ngokomzekelo, abanye abaqeqeshi bezolimo-mali baya kuchaza isitokethi seepenki njengaliphi na inkampani enexabiso elipheleleyo ( imali-mali yemalike ) engaphantsi kwama-$ 50 yezigidi. Abanye babecinga ukuba yiyiphi iirhafu zokuthengisa kwiindawo zokuthengisa iimveliso eziphantsi, okanye ngaphezu kwe-counter-counter, kunokuba kubekho ukuthengiswa kwebhanki elawulwayo njenge-NASDAQ.
Ingxaki ngokuhlelwa ngamanani okanye kwiimali zentengo yemarike kukuba le methrikhi iya kutshintsha ukusuka kwimizuzu enye ukuya elandelayo. Isitokisi sinokungena ngaphakathi nangaphandle kwendawo yesitokisi kwimizuzu emininzi ngosuku! Nangona kunjalo, i-cut cut off is still the best way to quickly and easily distinguish which investments are penny stocks.
Unokucinga ukuba i-$ 5 yinto ephakamileyo yokubeka iifenki zamanqaku - abaninzi abantu bayakwenza. Kulungile, i-SEC inesiqinisekiso sokuzama ukukhusela abatyalo-mali ukuba bangabi nantoni kunye nobungozi, kwaye ezo zombini zixhaphake kakhulu ngezabelo ezibizayo. Inxalenye yokuqala yesitatimende semishini ye-SEC kukuba, "ukukhusela abatyalo-mali ..." kwaye xa ungathandabuzeki, mhlawumbi kungcono ukuba uqaphele.
Ngokuxhomekeke kwi-broker oyisebenzisayo, i-penny stocks ibinemiqathango eqinile nemimiselo eqhotyoshelweyo kubo. Ngokomzekelo, kunokunyuswa kwamaxabiso omishishini, okanye umthengisi wakho angavumelekanga ukuba abathengi babo bathenge iintekisi zeepenki ngokuboleka imali.
Nangona kukho ukukhusela, uninzi lwabatyalomali kwiifenki zeepenesi balahlekelwa yimali. Phantse i-90% yemali-mali ye-penny ayiyizinkampani ezinamandla, okanye utyalo-mali olululo, ngokuhlalutya kwethu namava. Ngokuqhelekileyo, izabelo zithengisa ngamanani aphakamileyo kakhulu kunokuba zifanele, indawo yabo yezemali ibuthathaka, okanye imisebenzi yabo ayinakuvunywa. Enyanisweni, iinkampani ezininzi zokurhweba njengeemali zepenki zizoshishino ezintsha, kwaye imveliso okanye inkonzo ayisayi kusekwa.
Nangona kukho ingozi, abantu basakhangwa kwiimbofu zeepenisi, ngenxa yokufumana inzuzo enkulu.
Ngokutsho kwedatha ye-Google, uphando oluhambelana ne "pensey stocks" lunye lwezihloko eziphakamileyo zemibuzo yezemali, ukubetha ngegama elithi, "i-stock picks," "i-stock broker," kunye ne "quotes stock". Oku kubonisa ukuba izigidi zabantu zikhangele phambili kwizabelo eziphantsi, kwaye zikulungele ukufumana ingozi yokufumana i-penny esitokisini esingaba needola ezimbalwa kwi-fortune encinci.
Amanani esitokhwe se-Penny aqhutyelwa ukucatshulwa kunye nokwenzeka , ngokuchasene neenkampani ezininzi ezisisiseko eziqhelekileyo zorhweba ngokusekelwe kwimbuyekezo okanye inzuzo. Ngokusekelwe kula maxabiso abaqhubi, xa izabelo ezincinci zihamba, zingashintsha kwixabiso ngokukhawuleza kwaye zibaluleke kakhulu.
Iipenki ezininzi zorhwebo zithengisa iikaritha ezimbalwa ngosuku, okanye ngamanye amaxesha akukho msebenzi nhlobo. Ubume obuthathwe ngokubambiseneyo kwezi zizabelo, kunye nexabiso eliphantsi, libenza baphumelele kubaculi be-scam, nabakhuthazi abangathembekanga.
Mhlawumbi uye wambona i-mail-outs, okanye ukupompa kunye nokulahla i-imeyile, ukuxelela ukuba enye inkampani "ifumene idayimani kwimayini yabo," okanye iteknoloji yabo "iya kusindisa ubomi."
Abatyalomali bacinga ukuba baya kuba nobutyebi ngokutyalomali kwizabelo, kodwa ibali lidla ngokugqithiseleyo. Njengoko amanani atyuka, umgqugquzeli uthengisa izabelo zawo ngenzuzo enkulu, kwaye isitokisi siphazamisa ukuya kwixabiso elifanelekileyo, ukusula abaninzi abatyala imali kule nkqubo.
Phakathi kolahleko-mali-mali, amabali okukhwabanisa, kunye namawaka eenkampani ezinobulunga obuphantsi, ama-penny stocks anamazwi amaninzi amaninzi. Iindaba ezilungileyo kukuba ezinye zeenkampani ezinkulu kwihlabathi zaqala amancinci, kwaye njengoko zikhula zadala amaninzi amaninzi.
Kuyakwazi ukufumana utyalo-mali-ozayo, ukuba unendlela efanelekileyo kunye nokhokelo.