Xa ufaka imali kwibhanki okanye kwimanyano yemboleko , kufuneka ugcwalise isaliti sokufaka idiphozithi ukuze uqondise imali kwiindawo ezilungileyo. I-deposit slips xelela umxeleli ukuba ungubani kunye nento ofuna ukuyenza, kwaye benza kwakhona umzila wephepha kuzo zonke iintengiso.
Indlela yokuzalisa iSlipdi yeSlip
Inkqubo yokuzalisa idizithi idizithi iyahluka kuye kuxhomekeke kwinto oyenzayo. Umzekelo, imali kunye nokuhlola ihamba kumacandelo ahlukeneyo, kwaye ukubuyisela imali kwi-deposit yakho kudinga isinyathelo esongezelelweyo.
Ngethamsanqa, le nkqubo ilula, kwaye amanyathelo ayisiseko abhalwe apha ngezantsi.
- Nika ulwazi lomntu siqu , kuquka igama lakho kunye nenombolo yakho ye-akhawunti. Ukuba sele ushicilelwe idizithi eziphambili kwi-checkbook yakho, oku sele kwenziwe kakade kuwe.
- Gcwalisa iinkcukacha ezongezelelweyo ezinjengomhla wanamhlanje kunye naluphina ulwazi olusisigxina olufunekayo. Ukuba uyilungu le-credit union usebenzisa isebe elithile le-credit union , kufuneka ubhale egameni lakho le-credit union.
- Bhala uluhlu lwemali oyi-deposit yakho, ukuba kukho. Le yonke imali yemali ( iibill kunye neengqekembe ) oye wazisa ngendiphozithi. Ukuba awukho nayiphi imali ekumisele kuyo, shiya lo mgca ungenanto.
- Uluhlu luhlolisisa ngabanye , kubandakanywa nenani lokukhangela kunye nenani lesheke nganye. Jonga ngezantsi ukuze uthole iinkcukacha ezingaphezulu zokungena ekuhloleni. Ukuba awunayo ithengwa lokufaka idilesi, hlela kwi-subtotal.
- Yongeza iifomethi kwi-subtotal. Le yonke imali yekheshi kunye nokuhlola okufuneka uyifake.
- Faka inani lemali ongathanda ukuyithatha, ukuba kukho. Xa yonke idiphozithi yakho iquke iireki, unokufuna imali ngoku ukuze ungabi nako ukuhoxiswa kamva.
- Bala idiphozithi epheleleyo, leyo isamba semali edizithi yakho nciphisa nayiphi na imali oyithathayo ngoku.
- Tyikitya isimboli sediphozithi ukuba ufumana imali kwi-deposit yakho.
Hlola Iinkcukacha zeDisposithi
Ukutshekisha ukutshekisha kunokuqhatha okokuqala. Inqakrazo ukuluhlu nganye isheke nganye, ngoko ke isheke ngalinye lifumana umgca walo. Kukho indawo yokuba ungene kwinombolo yokutshekisha ngaphaya kwexabiso leedola nganye yetshekhi nganye, ekunceda wena kunye neebhanki yakho ukuba ulandelele into nganye.
Iidola kunye neentente: Ukuba ufuna ukufaka amanqaku ebhonasi kunye nomtshizi, faka idiphozithi yakho ingama dollar kunye neenti. Uza kubona iibhokisi ezihlukeneyo zokungena nganye (kwiindawo ezininzi zokudibanisa). Ibhokisi elisekunene lilo liqingqiweyo (okanye "ientimenti") inxalenye, kunye nebhokisi elandelayo ngakwesobunxele ixabiso lemali epheleleyo. Akuyona into enkulu xa ungayifumani le nto, kodwa ngezinye iifomati-ikakhulukazi abaxeli bazininzi bangadinga ukuba ufumane zonke ii-commas kunye nama-decimals kwindawo efanelekileyo.
Igumbi elingakumbi: Ukuba ubeka izinto ezininzi, sebenzisa umva we-deposit slip yakho (okanye ubuze umqeshwa webhanki ukuba ukhokele). Ininzi idiphozithi idijithali inesethi esongezelelweyo yeebhokisi ezishicilelwe ngasemva ukuze ungenayo ulwazi lwakho lomntu kwakhona kwaye ujongane namaqela amaninzi.
Iifosti kwiATM
Olunye uomatshini ochazelayo (ATM) uvumela ukuba wenze idizithi. Ngokuxhomekeke kwibhankini yakho, unakho okanye ungeke ugcwalise isithuba sediphozithi.
Amanye ama-ATM ayifaka kwiakhawunti yakho esekelwe kwikhadi le-debit / i-ATM oyisebenzisayo, kwaye banokusasaza imali kunye nokuhlola ngexesha langempela. Oku kuvumela ibhanki ukuba idibanise imali kwiakhawunti yakho ngokukhawuleza, nangona imali ingenakufumaneka ukuba ihoxiswe ngokukhawuleza. Ezinye iibhanki zifuna ukuba ubeke yonke into kwimvulophu uze ugcwalise isaliti somrhumo, umqeshwa oya kuwusebenzisa ukurekhoda ngesandla sakho idiphozithi.
Funda kabanzi malunga nokwenza iifomethi kwi-ATM .
Iifomati zeefowuni
Ukuba ukwenza idizithi ekude kunye nefowuni yakho yeselula , ngokuqhelekileyo akudingeki ukuba usebenzise i-slip deposit. Kwiindawo ezininzi zeebhanki, sele ungene ngemvume kwi-akhawunti yakho xa ususa umfanekiso wesheke, ngoko akudingeki ukuba unikezele ezo nkcukacha. Ngokuqhelekileyo uya kuthi uqinisekise nje inani leedola kwaye ubuyekeze i- akhawunti kunye nolwazi lokuhambisa kwisesheke .
Ukufumaneka kwemali
Ungayichitha nini imali oyibekayo?
Ibhanki yakho ibeka imithetho, ebizwa ngokuba ngumgaqo-nkqubo wokufumaneka kwemali , ochaza ukuba ufuna ixesha elingakanani ukulinda ukuchitha imali. Kwiimeko ezininzi, ungathatha ukuya kuma-$ 200 ngemali evela kwisicatshulwa kwisithuba seentsuku zoshishino olunye. Uyakwazi ukufumana ngaphezulu xa ubeka isheke somthengisi okanye i-USPS imali .
Indlela efanelekileyo yokukwazi ukuba ungayisebenzisa phi ukujonga ibhalansi yakho okanye ucele abasebenzi basebhanki xa imali iya kuba khona . Okubaluleke kakhulu, ungacingi ukuba ungayichitha yonke imali kwi-check box enkulu ngokukhawuleza.