Kwimeko nganye, imimiselo ethile yemingcele ingahluka ngokuxhomekeke kwimeko enetyala. Ngoko, kubalulekile ukwazi uhlobo olutyala lwenkonzo ojongene nayo ukuze usebenzise ixesha elifanelekileyo lokuqwalasela ukuba loo matyala ayidlulile ummiselo weemingcele.
Apha siza kufunda ngakumbi malunga neakhawunti ezivulekileyo.
Iyiphi iAkhawunti eValiwe ngokuVikile?
Iakhawunti evulekile i-akhawunti ene- balance balance . Yingxelo enokuyiboleka ngokugqithiseleyo ngokude uhlawula ibhalansi. Iingxelo ezivulekileyo zinomlinganiselo owamkelwe ngaphambili ovumelekile ukuba uphumelele ngaliphi na ixesha. Ngokuqhelekileyo, iintengiso ezedlula le nto azenziwanga. Ikhadi lesikweletu kunye nomgca wekhadi lesikweleti zombini imizekelo yeakhawunti evulekile.
Iakhawunti ezivulekileyo kukunika ukuguquguquka kwemali kwisixa oboleka ngaso kanye. Ungasebenzisa encinci okanye ininzi yekhredithi ekhoyo ngokuxhomekeke kwinto oyifunayo. Kananjalo unokuguquguquka kwendlela ohlawula ngayo into oyiboleke ngayo. Umboleki-mali uya kubeka inkokhelo ephantsi efunekayo eyenziwa ngumhla wokugqibela. Unokukhetha ukuhlawula isixa esincinci okanye unokuhlawula imali ephezulu kuneleyo.
Indlela Ama-Akhawunti Aphelelwe Ngagqirha Aba Ngamatyala Matyala
Ngethuba nje xa wenza iintlawulo zakho njengoko kuvunyelweneyo, iakhawunti yakho evulekileyo iya kuhlala isemgangathweni .
Nangona kunjalo, xa uswele emva kweentlawulo, i-akhawunti iya kwixesha elidlulileyo ngenxa yobume. Umboleki uya kuthatha amanyathelo ukwenzela ukuba unakekele i-akhawunti yakho. Oku kufaka izinto ezinjengokukubiza, ukuthumela iileta, nokunika ingxelo ngokukhawuleza kwiintlawulo zemali-mboleko.
Emva kwenani elithile leentlawulo ezingekhoyo kwaye akukho nqondiso yokuba uya kubamba kwakhona, i-akhawunti yakho iya ku-default.
Emva kokuba akukho msebenzi kwi-akhawunti yakho, iwashi yommiselo wokukhawulela iqalisa ukukhawuleza. Abanye ababolekisi banokukhetha ukukugweba ngamatyala angakhokhelwa, kodwa kufuneka wenze njalo ngoxa ummiselo weemingcele usasebenza. Xa ummiselo wemiqathango uphelelwa yisikhathi, ungayisebenzisa le nyaniso njengokhuselo nxamnye naziphi na izigwebo ezichasene nawe.
I-Statute yeMida kwiAkhawunti eziValiweyo
Kwimihlaba amaninzi, iakhawunti ezivulekileyo zinemimiselo emfutshane kakhulu yokunciphisa. Ezi ngxowa-mali ziyakuthi zenziwe ngokusemthethweni phambi kwezinye iintlobo zamatyala. Sebenzisa itheyibhile engezantsi ukufumanisa ummiselo weemingcele zeakhawunti ezivulekileyo kwindawo yakho. Ukuba ujongene nesigwebo esivela kumntu obolekisiweyo, qhagamshelana nommeli ukuba uqinisekise ixesha lokumisela kwaye uxoxe ngendlela ongayisebenzisa ngayo njengokhuselo kumgwebo wakho.
| Alabama | 3 | Montana | 5 |
| Alaska | 3 | Nebraska | 4 |
| EArizona | 3 | Nevada | 4 |
| Arkansas | 3 | ENew Hampshire | 3 |
| California | 4 | Enew Jersey | 6 |
| Colorado | 6 | ENew Mexico | 4 |
| Connecticut | 3 | Inew york | 6 |
| Delaware | 4 | North Carolina | 3 |
| Florida | 4 | North Dakota | 6 |
| Jojiya | 4 | EOhio | 6 |
| EHawaii | 6 | E Oklahoma | 3 |
| Idaho | 4 | Oregon | 6 |
| Illinois | 5 | Pennsylvania | 4 |
| E-Indiana | 6 | Rhode Island | 10 |
| Iowa | 5 | South Carolina | 3 |
| Kansas | 3 | EMzantsi Dakota | 6 |
| EKentucky | 5 | Tennessee | 6 |
| Louisiana | 3 | ETexas | 4 |
| Maine | 6 | Utah | 4 |
| Maryland | 3 | Vermont | 3 |
| EMassachusetts | 6 | EVirginia | 3 |
| EMichigan | 6 | EWashington | 3 |
| Minnesota | 6 | West Virginia | 5 |
| Mississippi | 3 | Wisconsin | 6 |
| EMissouri | 5 | Wyoming | 8 |
Ummiselo wokunciphisa uyaqhubeka usebenza ngokude kungekho msebenzi kwi-akhawunti. Unokuqalisa kwakhona ummiselo wemingcele ukuba wenza inkokhelo (nangona kukho inkokhelo ekhethekileyo), ilungiselelo lokuhlawula, okanye nokuba uyavuma ukuba ityala lakho lingezinye iimeko.