Funda indlela yokwenza i-ATM idibanise kwi-akhawunti yakho yebhanki

Xa ufuna ukufaka imali okanye ukuhlola, inketho yakho elula kunokuba isebenzise i-ATM ene-deposit-enabled. Akukho mfuneko yokutyelela isebe okanye ulinde i-imeyile ukuze uhlole iibhanki. Abanye abantu abazi ukuba imali yokubeka imali kwi-ATM iyakwenzeka, kanti abanye bengakhululeki ngcamango okanye bazi nje ukuba bangayenza njani. Masihlole inkqubo ukususela ekuqaleni ukuya ekupheleni.

Indlela yokwenza i-ATM Deposits

Lungela.

Yenza umkhwa wokuzisa yonke into oyifunayo. Uya kufuna ukuhamba ngendlela efanelekileyo ukuze ukwazi ukufumana imali ngokukhuselekileyo kwi-ATM kwaye ugweme ukubamba umgca. Zeza ezi zinto zilandelayo:

• Ipeni yokuvumela ukuhlola kwaye ugcwalise isikhephelo sediphozithi . Iipenki ezibonelelwe ngeBhanki zihlala zingekho okanye ngaphandle kweyinki.
• Isaliti sediphozithi, ukuba ibhanki yakho idinga enye. Ukuthatha ambalwa ambalwa ukuze uzalise oku phambi kokuba ufike kwi-ATM ngexesha elizayo - kunye, awukwazi ukuba baya kuphelelwa. Ukufumana iinkcukacha ezithe vetshe, funda indlela yokuzalisa idizithi zedizithi.
• Imvulophu, ukuba ibhanki yakho idinga enye. Phinda ubambe ezinye ezimbalwa xa ibhanki yakho idinga uhlobo oluthile lwe mvulophu.

Xa usulungele, qalisa inkqubo yokwenza idiphozithi yakho:

1. Qinisekisa ukuba i-ATM iyamkela iifomethi (kwaye ukuba i-ATM isebenza ne-akhawunti yakho yasebhanki).
2. Jonga ngeenxa zonke ukuze uqinisekise ukuba indawo ikhuselekile. Musa ukukhupha imali xa kukho nto ibonakala ingaqhelekanga okanye umntu ekubukeleyo.

1. Faka ikhadi lakho lokubambisa kumatshini uze ufake iPIN yakho (qiniseka ukuba ugubungela isandla sakho njengoko ufaka i-PIN yakho).
2. Khetha okukhethiweyo kwikhompyutheni .
3. Khetha i-akhawunti ofuna ukuyifaka.
4. Faka inani ledizithi yakho xa kuyimfuneko. Ezinye ii-ATM ziyakwazi ukubala ukuba ubeka ngaphaya kangakanani ukufundwa kwisheke okanye ukubala iibill - abayi kucela imali.

1. Faka imvulophu, ukuhlola, okanye imali kwi-ATM. Nangona i-ATM ingasebenzisi iimvulophu, unokukwazi ukufaka izinto ezininzi ngexesha elilodwa (landela imiyalelo esesikrinini ukuze ubone ukuba ufuna ukuyifaka enye enye). Olunye u matshini lukuvumela ukuba ufake ifowuni yezinto ezingama-30 ukuya kuma-50.
2. Qinisekisa ukuba idiphozithi yagqitywa ngokuchanekileyo. Hlaziya ixabiso lediphozithi, kwaye, ukuba kunokwenzeka, wenze nayiphi na isilungiso.
3. Fumana irisidi, ngokukhethekileyo kunye nemifanekiso yesheke nganye ufakwe kwi-risithi.
4. Qinisekisa ukuba iseshoni yakho iphelile kwaye i-akhawunti yakho ayifumaneka phambi kokuba uhambe kude nomatshini.

Ngaba oko kuvakalelwa njengomsebenzi omkhulu? Ukuba ufunayo nje ukufaka iireki (akukho cash), zama ukwenza idipozithi kunye nefowuni yakho yeselula . Unokuhlala ekhaya, thabatha umfanekiso wesheke, uze uthumele isithombe usebenzisa i-app yakho yebhanki.

Xa Imali Ikhona

Xa ubeka imali nge-ATM, kunokubakho ukulibaziseka phambi kokuba ungasebenzisa imali kwi-akhawunti yakho yokuthengwa kwekhadi lokuthengwa kwemali, ukuhlawulwa kwebhilidi kunye nokuhoxiswa. Hlola umgaqo-nkqubo we-bhanki yakho yokufumana imali , ichaza imithetho yebhanki yakho yokubamba iifomiti, ukwenzela iinkcukacha ezipheleleyo.

Iimali ezifaka kwi-envelope ye-ATM ihlala ifumaneka ngokukhawuleza okanye kwimihla yoshishino olunye.

Hlola iifomethi eziqhelekileyo zithunyelwe ngosuku olufanayo osifaka kuyo, kodwa kuphela i-200 yakho yokuqala yokutshekisha iyafumaneka kwimihla yokushishina. Imali eseleyo kufuneka ifumaneke ukusetyenziswa emva kweentsuku ezimbalwa zoshishino.

Umntu-mntu ubeka imali kunye nomqeshwa webhanki ngokuqhelekileyo uyindlela ekhawulezayo yokufumana iimali ezifumanekayo kwisheke. Umzekelo, ukuhlolwa kwee-cashier , xa kufakwe kwi-teller, kunokunikezela kuma-5,000 e-day ngosuku lweshishini lunye (ngaphandle kokuba kukho ingxaki ngetshekhi). Nangona kunjalo, xa ifakwe kwi-ATM, ibhanki inokwenza kuphela i $ 200 yokuqala.

Amaxesha okunquma ngamanye amaxesha anesisa xa usebenzisa i-ATM. Iibhanki zivame ukuvumela ukuba ubeke imali emva kwe-8:00 PM (okanye kamva) ukuba ube ne-deposit count ngaloo mini. Ingakumbi xa ibhanki yakho icoca idizithi zakho ngokukhawuleza , oku kunokuba luncedo xa ubalekile ukuba ufikelele kumxeleli.

Iingxaki nge-ATM Deposits

Ngaphambi kokuba unqume ukuba i-ATM iyakwazi ukusombulula zonke iingxaki zakho, qiniseka ukuba uyazi ingozi.

• Iimpazamo: Ngamanye amaxesha, ii-ATM zenza amaphutha, kwaye uphando lweentengiselwano lunokuthatha iintsuku eziliqela (ubuncinci). Kwezinye iimeko, akukho mntu uya kuvula i-ATM iintsuku ezimbalwa emva kokuba wenze idiphozithi yakho, kwaye kuya kuthatha ixesha elide ukwenza izilungiso kwi-akhawunti yakho.
• Ukhuseleko: Ukuzisa imali kwi-ATM kuvulwa ithuba lokuphanga, okanye ukuba umntu akhombe ulwazi lwekhadi lakho kunye ne-PIN (efanayo iya kuhoxiswa kwi-ATM). Hlola indawo yakho ye-ATM - intonga kwiindawo ezibheke kakuhle kwaye ukhumbule kukho ukhuseleko ngamanani. Ukuba ubeka imali rhoqo, tshintsha ishedyuli yakho ukuze kungabikho mntu unokufunda iipatheni zakho. Ukuba ubeka nje ukutshekisha, umngcipheko uyancitshiswa, kwaye unako ukufaka iireki kunye nesixhobo sakho sesebe endaweni (ukusuka ukhuseleko ekhaya okanye kwindawo yokusebenzela).
• Ukufikelela kwiimali: Kwakhona, ukufakwa kumntu kunye nomqeshwa weebhanki yindlela ekhawulezayo yokufikelela kwimali kwisheke. Ukuba ixesha lilingundoqo, zama ukuza kumtshizi phambi kwamasebe asondele.

Ziziphi ii-ATM ezamkela iiDavi

Azikho zonke ii-ATM ezamkela iifomethi, kwaye ne-ATM ezingenayo idilesi zingenakusebenza kunye neakhawunti yakho.

• Ezinye iibhanki: Ngokuqhelekileyo, awukwazi ukwenza iifomethi kwenye i-ATM yebhanki. Ukuba awunayo i-akhawunti kwibhankini elinikeziweyo, unako ukuhlala uhoxisa (umrhumo owongezelelweyo), kodwa ungenzi idipozithi. Hlola iwebhusayithi yakho yebhanki okanye i-app yeendawo ze-ATM, kwaye khangela iinkonzo ze-ATM ezingasebenza kunye neebhanki yakho. Enye indlela elula yokufumana ukuba ungayenza idiphozithi okanye awuyi kufaka nje ikhadi lakho kunye nepompo kwi-PIN yakho. Ukuba ubona inketho yokwenza idizithi, usomashishini.
• Ukuhamba: Ukuba uphume kweli lizwe okanye ngaphandle kwedolophu, kunokuba nzima ukufumana i-ATM ene-deposit-enabled. Nokuba ibhanki yakho ineATM efakwe phesheya (okanye inxalenye yentanethi), akunakwenzeka ukuba unokwenza iifomethi. Ngokufanayo, ngokuqhelekileyo awukwazi ukufaka imali yangaphandle kwiATM.
• Iibhanki ze-intanethi: Iibhanki ze- Intanethi zihlala zivumela ukuba wenze i-check check. Ukuba ufuna ukufaka imali okanye usebenzise i-ATM nganoma yiphina isizathu, loo mabhanki anokuba nobudlelwane nabanikazi be-ATM. Umzekelo, i- Capital One 360 ikuvumela ukuba wenze iifomethi kwi-ATM ezikhethiweyo.
• Amalungu omanyano ngamatyala : Ukuba umanyano wakho weentengo zemali uthatha inxaxheba kwi- branching ehlanganyelweyo , unokusebenzisa amasebe eminye imibutho yamatyala. Akunako ukukwazi ukuyibeka kwiATM yabo, kodwa unokwenza idiphozithi ngaphakathi ngaphakathi ngomshumayeli. Ngokuxhomekeke apho ukhona kunye neshedyuli yakho, oku kusenokuba isisombululo esingcono.