Funda ukuKhupha iNgxowa-mali, ukuhambisa imali kunye nokunye
Indlela yokusebenzisa iKhadi lokuTyala kwiATM
I-ATM ikuvumela ukuba uhoxise imali, wenze idizithi , ujonge ibhalansi yakho kunye nokunye.
Ngaphandle kweediphothi kunye nokuhoxiswa, unokufezekisa ininzi yale mi sebenzi kwi-intanethi.
- LoKhuselo lokuqala
Ngaphambi kokuba usebenzise i-ATM, qiniseka ukuba ukhuselekile ukwenza njalo. Sebenzisa ii-ATM kuphela kwiindawo ezihlambulukileyo, ezifanelekileyo. Maxa wambi amasela ahlala ecaleni ukulinda abantu abaye bawayeka imali. Khangela i-ATM ukubona ukuba nantoni na ikhangeleka. Amasela angakwazi ukufaka izixhobo ezifihlakeleyo ezifihliweyo kwiATM. Ezi zixhobo zingabamba inombolo yakho yekhadi , kwaye kukho iikhompyuta ezifihlakeleyo ezikufutshane ezinokukubona uthayipha kwi-PIN yakho. Ukuba nantoni na ikhangeleka, yenza uhambo oluya kwi-ATM eyahlukileyo. - Faka ikhadi lakho
Isinyathelo sokuqala ngokuqhelekileyo ukufaka ikhadi lakho kumatshini. Unokufuneka uzinamathele kuyo yonke indlela (umatshini uza kuthatha ikhadi kwaye ubambelele kulo), okanye usenokumtshintshela ikhadi de lime kwaye likhuphe ngaphandle. Unokwenza oku ngokukhawuleza; umatshini angafunda ikhadi lakho kwangoko. Landela imiyalelo yeskrini xa ungaqinisekanga ukuba wenzeni.
- Faka iPIN yakho:
Ukufikelela kwiakhawunti yakho, kuya kufuneka uqinisekise ubungqina bakho ngokufaka inombolo yesazisi (PIN) . Qinisekisa ukugubungela ikhiphedi njengoko ukwenza oku ngenxa yokuba awufuni ukuba ubani abone iPIN yakho. Unokubhenqa ngesandla sakho sokuthayipha ngesandla sakho samahhala okanye uvimbele i-keypad ngomzimba wakho. Ukubeka isandla sakho ngendlela efanelekileyo, xa kwenzeka ikhamera efihliweyo ifakwe kwi-ATM.
- Cela isicelo:
Xa isiqinisekiso sakho siqinisekisiwe, qhubela phambili ngokuthengiselana kwakho. Uza kufumana uluhlu lwezinto ezikhethiweyo, njengophenyo lwemali, ukukhishwa kwemali, okanye idiphozithi. Unako ukugqiba ukuthengiselana ezininzi kwiiseshoni enye-umzekelo, ukukhangela ibhalansi yakho kwaye uhoxise imali). Landela imiyalelo kwi-screen ukukhetha uhlobo lwe-akhawunti kunye nemali. - Jonga iMali:
Ngaphambi kokugqitywa kwakho kwempahla, i-ATM kufuneka ikuxelele nayiphina imirhumo ehambelana nentshukumo oyifunayo. Qinisekisa ukuba unako okanye ufuna ukuhlawula loo mali phambi kokuba uqhubeke, kwaye ugcine engqondweni ukuba i-ATM ibonisa kuphela iiseti enye. Ibhanki yakho inokuhlawulisa imali eyongezelelweyo yokusebenzisa "amazwe angaphandle" (engekho e-bhanki okanye enxulumeneyo) I-ATM. Ukuhlawula le ntlawulo, sebenzisa i-ATM eyingxenye yenethiwekhi yebhanki yakho. Amalungu omanyano ngamatyala angadla ngokusebenzisa ii-ATM kunye namasebe kwezinye iibhanki zemali zekhredithi mahhala . - Ukugqiba uTshintsho:
Qinisekisa ukuba unayo ikhadi lakho kwifa lakho ngaphambi kokuba uhambe okanye ubalekele kwi-ATM. Gcina nayiphi na imali ngokukhawuleza. Ungabonakali imali xa uhamba umatshini; eli zilingo. Ekugqibeleni, khangela ukuba ubone ukuba iseshini sakho se-ATM siphelile kwaye umntu olandelayo emgceni akanakuqhubeka nokusebenzisa i-akhawunti yakho. Cinezela iqhosha leChosela xa usenokungathandabuzeki.
Emva kokuba ufumana uxhaso lokusebenzisa i-ATM , ungayisebenzisa ngaphezu kokushiya imali. Unokufaka i-check and transfer money phakathi kwe-akhawunti, kwaye ezinye i-ATM zingakuvumela ukuba uthethe ngommeli wenkonzo yamakhasimende ngekomfa yevidiyo.
Akumane nje ngamakhadi e-ATM
Iintlobo ezahlukeneyo zamakhadi ziyafumaneka, ngoko ungadideka malunga namaphi amakhadi asebenza kuma-ATM. Lawo makhadi ahamba ngamagama ahlukeneyo, kwaye phantse bonke bavumela ukuba uhoxise imali. Nangona kunjalo, indleko yokusebenzisa loo makhadi iyahluka, kwaye iimpawu ezongezelelweyo zihlukile.
- Iimpawu ze-ATM zithatha imali kwi-akhawunti yakho kwibhanki okanye kwimanyano yemboleko. I-akhawunti ingabakho i-akhawunti yokulondoloza okanye i-akhawunti yokujonga.
- Amakhadi eDeve kunye neeCards zokujonga iifowuni kwi-akhawunti yokujonga okanye i-akhawunti yemarike yemali ( kodwa ngokungekho i-akhawunti yokulondoloza ). Zingasetyenziselwa ukurhoxisa imali kunye nokuthenga.
- Amakhadi eDebit ahlawulwayo angalayishwa ngeemali xa ungeze imali ekhadini, kwaye unako ukurhoxisa imali kunye nokusebenzisa ikhadi ngokuthenga . Amakhadi okubhadela ayenokukhethwa ngabantu abangenayo i-akhawunti yebhanki ngenxa yokungathembeki kweebhanki okanye ukungakwazi ukuvula i-akhawunti.
- Amakhadi aMatyala akuvumela ukuba ubole imali, kodwa udla ukuhlawula ixabiso eliphezulu kwi-balance balance. Amakhadi enkoleko angasetyenziselwa ukunyuka kwemali, kodwa uya kuhlawula imali ephezulu kunye neenzala zokukwenza.
Amakhadi okuqala awamakhadi a-ATM, ngoku asebenza ngokukhawuleza xa kuthelekiswa namanye amanani eekhadi. Ngexesha elithile, iibhanki kufuneka ukuba zifumene ukuba zifumane abathengi ukuba benze okungaphezulu kunokuba basebenzise amakhadi e-debit kuma-ATM. Abantu babathwele kuyo yonke indawo, ngoko kutheni ungawaguquleli amakhadi okubhadela? Ngenxa yoko, iibhanki kunye neenkqubo zokuhlawula iintlawulo zihlangene nemikhosi, kwaye akukho mntu uphawula ngekhadi le-ATM kuphela. Zikufutshane namakhadi e-debit ongawasebenzisa kubathengisi, kwi-intanethi, kunye nantoni na apho ungayisebenzisa ikhadi lekhredithi.
Amazwi kuBulumko
Yazi Ukulinganisela
Ngaphambi kokuba wenze ukurhoxiswa, qiniseka ukuba unayo imali ekhoyo kwi-akhawunti yakho. Nangona usanda kufaka imali, loo mali ingasayi kubakho ukuchitha . Yazi imigaqo-nkqubo yebhanki yakho, kwaye ukhangele ibhalansi yakho kwi-intanethi okanye kwi-ATM ukuze ungaboni okanye udale imali eyongezelelweyo yokuhlawulwa kwe-overdraft .
Ukuthenga kunye nokuSetyenziswa
Ikhadi lokukhawuleza likhulu lokwenza imali yokurhoxiswa kwemali. Ungenza kwakhona ukuthenga kwansuku zonke uze uthenge nge-intanethi, kodwa kungcono ukuba usebenzise ikhadi lekhredithi kule mi sebenzi. Ikhadi lakho lokubambisa lixhunyaniswe ngqo kwi-akhawunti yakho yebhanki, ngoko ke nayiphi na ubuqhetseba okanye iimpazamo ziza kucima i-akhawunti yakho yokukhangela. Ikhadi lesikweletu lidala i-tampon , ikunika ixesha elide lokulungisa nayiphi na ingxaki.
Khetha iATM ngokuhlakanipha
Indawo efanelekileyo yokusebenzisa i-ATM ingaphakathi kwisakhiwo esivaliweyo okanye esilondoloziweyo kuba uomatshini abancinci kakhulu. I-lobbies yesebe yebhanki ngumzekelo omhle wale ndawo. Ukuba usebenzisa ii-ATM kwisitrato, hlawula ingqalelo nakakhulu nawaphi na amacebo angabonakaliyo kunye nabantu abakubonayo.