HSBC OnlineSavings Account Review - Iingxelo zeBhanki

Iinkcukacha kwi-Akhawunti ye-HSBC OnlineSavings

I-HSBC yenza ishishini kwiindawo ezimbalwa ezikhethiweyo. Nangona kunjalo, unako ukuzisebenzisela iinkonzo zabo naphi na nge-akhawunti yabo ye-HSBC OnlineSavings . Ngethuba lo kubhala, i-Akhawunti ye-HSBC OnlineSavings inikeza enye yeakhawunti yokugcina imali ephezulu (ngaphandle kokumisela imali okanye ubuncinci). Ngezantsi uzakufumana isishwankathelo esingabonakaliyo semveliso ngaphandle kweerhafu kuba zihlala ziguquka. Kufuneka uhambele iwebhusayithi yeHSBC ufunde yonke impapasho enokuzicwangcisa ukuba ucinga ukusebenzisa iinkonzo zabo.

Umnikelo

I-Akhawunti ye-HSBC OnlineSavings ifana nezinye i-akhawunti yokulondolozwa kwe-intanethi. Umtsalane oyintloko ngu-APY (Intengo Yemivuzo Yonyaka ). Uyakwazi ukufumana imali engaphezulu kweebhanki zezitena kunye nezidaka. Ngaphezu koko, akukho ntlawulo yeenkonzo okanye ubuncinane bemfuneko yokulinganisela. Ungakwazi ukuvula ngokukodwa i-akhawunti nge $ 1.

Nge-HSBC, gcina i-akhawunti yakho yokujonga kwaye udibanise kwi-akhawunti yakho ye-HSBC OnlineSavings. Ukuhambisa imali emva nangaphandle, ungena kwi-akhawunti yakho ye-HSBC kwaye ucele ukudluliselwa (ukudluliselwa kukhululekile kwicala le-HSBC, nangona kunjalo, kufuneka uhlole ibhanki yakho ukuqinisekisa ukuba abayi kuhlola ihlawuliso).

Eyongezelelweyo

I-Akhawunti ye-HSBC OnlineSavings ikufumana ixabiso elifanelekileyo, kwaye iyakuthumela nekhadi le-ATM. Oku kwenza kube lula ukufumana imali ngokukhawuleza, kwaye unokugcina imali yakho yansuku zonke kwi-akhawunti - kungekho kwi-akhawunti yokujonga i-akhawunti ephantsi.

Ukuba ufuna ukubhala uhlolo kunye ne-HSBC, unokudibanisa i-akhawunti kwi-akhawunti ye-HSBC yemveli.

Oku kuya kwenza ukuba kudluliselwe i-akhawunti yakho yokukhawuleza kunokukhawuleza imali kwiziko elihlukile. Kungcono usebenzise i-akhawunti ye-HSBC yokujonga i-akhawunti ye-HSBC kwaye uyibuyisele imali ngokukhawuleza ngokukhawuleza.

Kukho iimali zokujonga i-akhawunti, nangona kunjalo, i-HSBC iya kuqwalasela zonke izilinganiso zakho (Mortgage, Credit Card, njll) kunye xa zibala ukuba unani nazo.

Oku kwenza kube lula ukuba i-akhawunti yokujonga i-interest-gaining no-fee akukho mali.

Inkqubo

Ukuvula i-akhawunti ngokukhawuleza kwaye kulula. Ugcwalisa zonke iinkcukacha zakho kwaye ulinde i-HSBC ukwenza uvavanyo lweediphothi kwi-akhawunti yakho exhunyeneyo. Inkqubo iyahamba ngokukhawuleza, kwaye idiphozithi yakho yokuqala ingaphelela ekufumaneni i-HSBC OnlineSavings Inzala yenzalo ye-akhawunti kwisonto.

INkonzo

Ndifumene ukuba inkonzo yabathengi kwi-HSBC imnandi kakhulu. Ngokuqinisekileyo, oku akuyiyo yesayensi kwaye iziphumo zakho ziyahlukahluka. Kuze kube ngoku, andizange ndihlangabezane naliphi na ixesha elide kunye nabameli bebenolwazi kwaye banceda.