Indlela Yokugwema I-Probate eFlorida

Indlela Yokuphepha I-Florida Probate - 4 Izindlela Ezilula

Ngexa i-Florida probate ibiza kakhulu kwaye ichitha ixesha, kwiimeko ezininzi zilula ukuziphepha. Nangona kunjalo abaninzi abantu abahluleki ukuthatha nawaphi na amanyathelo afunekayo ukuphepha i-Florida probate. Ngaphandle kwalokhu, iirekhodi ze-Florida probate zirekhoda zenkundla kawonkewonke ukuba ubani unokufunda, ngoko ke nabani na onokuya kwi-courthouse yengingqi kunye nokujonga kwifayili yakho.

Ngezantsi uzakufumana uluhlu lweendlela ezine ezilula zokuphepha ukuphazamiseka kwiFlorida.

Yintoni eya kusebenza ngokusemgangathweni kwimiba eninzi, kubandakanya ukuba iifayili zakho zibizwa njani, ngubani ofuna ukulidla ilifa lakho, ubuninzi bakho bentlawulo yokufumana isipho sakho sokuphila , kwaye ukhathazeke kangakanani malunga nomthengi kunye ne- asethi khu seleko .

Lahla yonke iMpahla Yakho yaseFlorida

Ukuba awuyena uhlala eFlorida kodwa ungumnikazi wezindlu apho, ke enye indlela yokuphepha ukungena kwiFlorida ukuza kulahla yonke indawo yaseFlorida yeyona ndawo yokuhlala, ngenxa yokuba ungenayo ipropati eFlorida, awuyi kuba ne ilifa eliya kudingeke ukuba lihlolwe eFlorida. Ewe, oku kungenakusebenza okanye kuyiminqweno, kodwa kungengqiqweni ukuba unike isipho sakho saseFlorida kwifa lakho kubantwana bakho okanye nabanye abaxhamliweyo ukwenzela ukunciphisa ixabiso lefa lakho kwaye ukhuphe i-Florida probate.

Sebenzisa Ubunini boManyeneyo kunye namalungelo okuPhucula okanye ukuQinisekisa ngeNkxaso

Ukongeza umnini odibeneyo kwi-akhawunti yebhanki okanye i-akhawunti yezobalo-mali okanye uxwebhu lwe-estate estate luya kuphepha ukuhlolwa kwiFlorida, ngaphandle kokuba kubonakala ukuba i-akhawunti okanye i-estate iyabanjwe ngabaqeshi abadibeneyo ngamalungelo okusinda kwaye kungekhona njengabaqeshi abafanayo .

Ukuba utshatile, ngoko eFlorida wena kunye neqabane lakho lingabakho ama-akhawunti asebhanki, ii-akhawunti zezobalo-mali, ipropati yezinto eziphathekayo kunye neendawo zokuhlala kunye namalungelo okusinda kwinombolo ekhethekileyo ebizwa ngokuthi indawo yokuhlala .

Kodwa qaphela ukuxhomekeka kubunikazi bokubambisana ngamalungelo okusinda okanye ukuhlala ngokubanzi ukuphepha ukuvavanya kuba kukho izimbalwa ezincinci ukwenza njalo:

1. Kwiimeko ezininzi ukongeza umnini odibeneyo kwi-akhawunti okanye ngezenzo kuya kuba yisipho esikhokhelwayo esifanele sichazwe kwi-IRS kwimbuyekezo yentlawulo yesipho (Federal IRS Form 709 ).
2. Ukuba umnikazi odibeneyo uhlawuliswa okanye ahlukaniswe, umniki-mboleko okanye umtshato umtshato unokukwazi ukuthatha i-asethi kwi-akhawunti edibeneyo okanye i-real estate ephantsi kwayo.
3. Ukuba umnikazi odibeneyo uyafa ngaphambi kokuba uyenze, ke i-50% okanye i-100% ye-akhawunti edibeneyo ingabandakanywa kwisakhiwo somnini waswelekileyo ngenjongo yentlawulo yerhafu .
4. Ukuba ungumtshato wesibini okanye kamva, ukushiya ipropati yakho kumlingane wakho ilungelo lokusinda okanye ukuhlala ngokupheleleyo kuya kuthetha ukuba iqabane lakho liya kukhululeka ukwenza nantoni na ayifunayo kunye nepropati yakho emva kokuba iqabane lakho lifa. Oku kungabi yinto oyifunayo - ngamanye amagama, unokufuna ukuba iqabane lakho lisebenzise ipropathi yakho emva kokuba ufe, kodwa emva kokuba umlingane wakho efile emva koko unokufuna ukuba ipropati yakho iya kubantwana bakho. Kule meko, ubunikazi obumanyeneyo kunye nelungelo lokusinda okanye ukuhlala ngokupheleleyo akuyi kufeza izifiso zakho zokugqibela ekubeni iqabane lakho likhetha ngokukhululekile ukushiya ipropati yakho kubantwana bomlingane okanye nakwiqabane elitsha endaweni yabantwana bakho .

Sebenzisa iiNkcazo eziNcedisayo okanye iiNkonzo zeMpahla yoBomi

Ukuba unomshuwalense wobomi okanye i-asethi egcinwe kwi-akhawunti yomhlala-phantsi njengesi-IRA, 401 (k) okanye i-annuity, ngoko sele ususebenzisa ithuba lokuphepha ukusetyenziswa ngokubaluleka kwezicelo. Into eningaziyo kukuba eFlorida uvumelekile ukuba ukhethe abaxhamli kwiakhawunti yakho yasebhanki (oku kubizwa ngokuthi "ihlawulwe ngokufa" okanye "i-akhawunti ye-POD" ), kunye ne-akhawunti yakho yokungabikho komhlala-phantsi. ekubhekiswe kuyo ngokuthi "ukudluliselwa ekufeni" okanye "TOD" akhawunti) . Ukongezelela, eFlorida ungasebenzisa uhlobo olukhethekileyo lwezenzo zezobomi ezibizwa ngokuba ngumsebenzi ophuculweyo wezobomi , owaziwa ngokuba yi-"Ladybird Deed," ukugcina ubunikazi be-Florida impahla yangasese ngexesha lokuphila kwakho uze udlulise ipropati kubaxhamli lwakho ukhetho emva kokuba ufe ngaphandle kwesidingo sokuhlola ingcebo eFlorida.

Sebenzisa iTrust Living Revocable Trust

I- Avocable Living Trust isivumelwano esibhaliweyo esibandakanya izigaba ezintathu zobomi bakho:

1. Ngoxa usaphila kwaye ulungile;
2. Ukuba unengqondo engakwaziyo; kwaye
3. Emva kokufa.

Ngaphandle kokuvumela ukuba wenze isicwangciso senzeka ntoni xa ukhubazeka okanye emva kokufa, i-Revocable Living Trust nayo inesixhobo sokucwangcisa impahla esiya kuhlala sigcina isicwangciso sakho sezinto ezizimeleyo ekubeni iza kugcina iimfuno zakho zokugqibela ngaphandle kwe-Florida yoluntu. iirekhodi zenkundla. Kodwa ukusayina isivumelwano seRevocable Living Trust ngokwalo asikwanele ukuphepha ingxaki yakho kwiFlorida emva kokufa kwakho. Endaweni yoko, xa isivumelwano sokutyikitya sisayinwe, kuya kufuneka uwathathe ifa lakho kwaye uyitye kwigama lokuthembela kwakho - oku kubhekiselwa kuyo ngokuthi " inkxaso-mali ." Kuphela emva kokuba i-Revocable Living Trust yakho ibe ngumnini werekhodi yeempahla zakho ziya kuba neefayili ezithembekileyo (esikhundleni sakho) ukuphepha ukuhlaziywa eFlorida. Ukuba ucinga ngethemba lakho njengebhakethi, "ukuxhaswa kwe-trust" kuthetha ukuba kufuneka ugcwalise ibhakethi ngefa lakho ukwenzela ukuba uqinisekise ukuba i-asethi iyakuphepha ukuvavanya emva kokufa. Ukuba nayiphina ifa lakho lihleli ngaphandle kwithebhile ngexesha lokufa kwakho, ngoko ke iimpahla ezingenakubalwa ziza kudingwa ukuba zihlolwe eFlorida ngaphandle kokuba zinegama elixhamliweyo okanye zinegunya lokusinda kunye nomntu osindayo.

Inqaku elijongene nokuKhusela iNgqungquthela eFlorida

Njengoko ubona, kukho kuphela inani elincinci leendlela zokuphepha ukuhlaziywa eFlorida. Yintoni eya kusebenza ngokusemgangathweni wena nentsapho yakho iya kuxhomekeka kwimeko yakho ekhethekileyo kwaye kufuneka ixoxwe kunye negosa lakho lokuceba i- Florida. Kodwa kungakhathaliseki ukuba ukhetha ukwenza ntoni, ukuba usebenzisa enye okanye ngaphezulu kwezicatshulwa ezichazwe ngasentla ukuphepha ingxaki yepropati yakho eFlorida, ngoko uya kudala uxolo lwengqondo kuwe kunye noxolo lwengqondo kubathandekayo bakho ngexesha elinzima.