Ziziphi iiNkqubo zoNcediso lweTrasti?

Ukuguquka Ubunini, Ukunika Amalungelo kunye nokuhlaziya Abaxhamli

Ukuze i- Revocable Living Trust isebenze ngokufanelekileyo, akwanele ukuba iTrustmaker isayine isivumelwano sesivumelwano. Emva kokuba isivumelwano sisayinwe, uMthemathiki kufuneka "ahlawule" impahla yakhe kwi-trust. Kukho iinkqubo ezintathu eziqhelekileyo ezimele zilandelwe ukuze zixhaswe ngokufanelekileyo kwi-Trust Living Revocable Living exhomekeke kuhlobo lwepropati exhaswa ngemali: ukutshintshwa kwesihloko / ubunikazi, ukunikezelwa kwamalungelo wobunikazi, okanye utshintsho lwabaxhamli.

1. Utshintsho lweSihloko / Ubunikazi

Kwizinto ezifana ne- akhawunti yebhanki ; engekho i-IRA kunye non-401 (k) ii-akhawunti zokutshala imali kunye ne-brokerage; amasheya kunye neebhondi ezigcinwe kwifomu yesitifiketi; kunye neentengiso , ezi ntlobo zeempahla zixhaswa kwi-Revocable Living Trust ngokutshintsha umnini we-asethi kwigama ngalinye lomnini-trustmaker egameni lethemba :

2. Isabelo soLungelo loLungelo

Iimpahla ezifana neziphumo zomntu ngaphandle kwesihloko esisemthethweni (ubucwebe, umsebenzi wezobugcisa, i-antiques kunye nezinto ezinjalo); imali efunekayo kuwe (iimali-mboleko zakho ozenzayo kunye nemali yokubuyisela imali oyibuyisele yona); iimbopheleleko, iikopi kunye neemvume. iintlobo ezithile zeoli, igesi kunye namalungelo amaminerari ; kunye nemibutho yokubambisana kunye nokubambisana kwamalungu kwiinkampani ezinobuncitshiswa, ezi ntlobo zeefa zixhaswa kwi-Trust Revocable Living Trust ngokunikezela ngamalungelo obunikazi kwigama lomntu weTrustmaker egameni lethemba :

3. Utshintsho loMxhamli

Kwizinto ezifana ne-inshorensi yobomi ; i-akhawunti yomhlalaphantsi , kuquka i-IRAs , 401 (k) kunye no-403 (b); ezithile zempesheni; kunye ne- Alds Accounts Accounts (HSAs) kunye neAccounts Savings Accounts (i-MSAs), ezi ntlawulo azikho phantsi kwegama lokuThengiswa kweMpilo eLawulayo. Kunoko, abaxhamli beprayimari kunye / okanye okwesibini kwezi ntlobo zeempahla batshintshelwe kwi-trust: