Nazi izinto ezintlanu omele uziqwalasele ngaphambi kokuba ukhethe i- akhawunti yasebhanki .
Khetha iBhanki elungileyo
Kufuneka ujonge iinketho ezininzi phambi kokuba unqume ukuba yiyiphi ibhanki ilungile kuwe. Ukuba uhamba kakhulu kunye nomsebenzi wakho, okanye nje ukuzonwabisa, unokube ngcono xa uhamba nebhanki enkulu efumaneka e-United States. Oku kungakugcina imali kwiimali ze-ATM. Ukuba awuyi kucwangcisa ukuhamba ngokubanzi unokufumana iimveliso kunye nenkonzo yabathengi kwibhanki encinci ukulungeleka kangcono. Ukuba unelungelo lokumanyanisa umanyano wekhredithi, kufuneka usebenzise inzuzo. Iimanyano zetyala zibonelela ngezinga eliphezulu lemali kwi-akhawunti yokulondoloza kunye nomyinge omncinci wenzalo kwimali-mboleko. Ngokuqhelekileyo, iifizi ziphantsi kakhulu kwiimanyano zetyala. Ukufumana ibhanki elungileyo kwiimeko zakho kubaluleke kakhulu njengokufumana iakhawunti efanelekileyo.
- Cinga ngeendawo
- Cinga ngeenkonzo ezinikezelwayo
- Khangela iifizi
Khetha i-akhawunti efanelekileyo
Unokukhangela kwi-intanethi kwiimfuno ezingundoqo zeemali kunye needyuli zemirhumo zeakhawunti ezahlukeneyo ezinikezelwa kwiibhanki ezininzi.
Kufuneka uqikelele ukuba unako ukufumana umlinganiselo omncinci wemali kunye nokugqiba ukuba ungakanani. Kukho iinzuzo ezininzi zokukwazi ukugcina ibhalansi esezantsi, unokukwazi ukuphepha iimali zebhanki zenyanga, ufumane umlinganiselo wentsingiselo ephezulu kwaye ugweme iimali zemirhumo yemali kunye nokuhlolwa kwabahambi.
Nangona kunjalo, ukuba ukhetha isixa esiphezulu kakhulu, uya kuhlawuliswa imali ephantsi komda kwaye ulahlekelwe ngokukhawuleza nayiphi na inzuzo eyenziwa yi-akhawunti. Iibhanki ezininzi ziya kuhlawula iindleko zenyanga nganye ukuba unayo idiphozithi ngokuzenzekelayo okanye udibana nenani elincinci lokuthengiswa ngenyanga. Kuyakwazi ukufumana ukukhangela kwamahhala kwaye kukufanele ukufumana ibhanki kunye ne-akhawunti eya kukunika yona.
- Cinga ngemali yenyanga yenkonzo
- Khangela ubuncinane beemfuno zokulinganisela
- Khangela umda wokuthengiselana
Funda iPrint Fine
Ukongezelela, kufuneka ufunde ukuprintwa kakuhle kweemeko kunye nemigomo ehamba ne-akhawunti yakho. Ama-akhawunti amaninzi aya kunciphisa inani lokuthengiselana kwekhadi leebhanki okanye inani lokuhlola osibhalayo. Kukho iirhafu ezinxulumene neebhanki kwi-intanethi okanye umrhumo werhafu . Basenokuba nemigaqo-nkqubo malunga nexa iimali zakho ziza kufumaneka okanye njani ukubeka inkokhelo yokumisa kwisheke . Kufuneka uqonde zonke iintlawulo kunye nemida phambi kokuba ulungise i-akhawunti. Abanye abantu bakhetha ukuba neengxelo kwiibhanki ezininzi ukugcina iindleko zabo kunye neendleko zabo ezihlukeneyo okanye ukuze bakwazi ukufumana imali mboleko kwibhanki eyahlukileyo. Ukuba ukwenza oku kuya kufuneka uqaphele ukuba ungadlulisi i-akhawunti.
Ngeenketho ze-intanethi ukulawula i-akhawunti yakho, ukunyamekela ukushicilelwa okulungileyo kunokubaluleke kakhulu kuba iindawo ezininzi zokukhetha zijongene neenkonzo ezikhoyo kwi-intanethi.
- Thelekisa ukushicilelwa okulungileyo kwii-akhawunti ezahlukeneyo kwibhanki elifanayo
- Ukufunda iincwadana kunye nokuchazwa phambi kokuvula i-akhawunti kunokukugcina ixesha
- Buza imibuzo ukuba awuqinisekanga ukuba yintoni umgaqo-nkqubo uthetha okanye ukuba uza kukuchaphazela njani
Fumana into eyenzekayo xa wenza iNgxaki
Cinga zakho zokukhethwa kwe-overdraft . Kufuneka ugcine i-akhawunti yakho yokujonga ukuze ungalokothi uhlawulise, kodwa kwenzeke iimpazamo. Kufuneka uqonde oko kwenzekayo xa u-overdraw. Iibhanki ezininzi zivumela ukuba uqalise ukutshintshwa ngokuzenzekelayo kwi-akhawunti yokulondoloza kwi-akhawunti yakho yokukhangela xa uhlawula imali. Abanye banikela umgca werhafu we-credittrade ngemali yokuthumela .
Emva koko uhlawula inzala kwimali oyidlulisele kuyo. Ezinye iibhanki zikuvumela ukuba ungene kumbi kodwa uhlawule umrhumo kwento nganye ahlawulayo xa ukhishiwe. Kufuneka uphephe lolu hlobo lokukhusela kuba lubiza kakhulu.
- Ezinye iibhanki ziyakunqumla umrhumo okokuqala xa uhlawula umnyaka ngamnye
- Fumana isicwangciso esilungileyo sokujongana neempazamo ezinokwenzeka
- Ukulinganisela i-akhawunti yakho inyanga nganye ukunceda ukuphepha imiba kwixesha elizayo
Vula iAkhawunti yokuSindisa
Unokufuna ukumisela i- akhawunti yokulondoloza ngexesha elifanayo . Oku kuya kwenza kube lula kuwe ukugcina imali rhoqo. Unokwenza kwakhona ukutshintshwa ngokuzenzekelayo kanye ngenyanga. Ukuba ukwenza ngomhla wokuhlawula, awuyi kuphinda uphose imali oyithumele kuyo. Uya kumangaliswa ukuba le mali iya kukhawuleza ngokukhawuleza. I-akhawunti yokulondoloza ebhankini yakho inokuba yinto efanelekileyo yokutshintsha i-akhawunti yokugcina imali. Ungaphinda ufune ukuqwalasela i-akhawunti yokulondoloza i-intanethi kuba inika amanqanaba aphezulu. Unako ukusetha ukutshintshwa ngokuzenzekelayo ngale ndlela.
- Khangela ukhetho olulungileyo lokwenza iimfuno zakho
- Cinga i-akhawunti yemarike yemali yenkxaso-mali yexakeka
- Khangela ubuncinane beemfuno ze-balance and make sure you can meet them to avoid the fees monthly and other issues.