Imali, i-interest-only and APR calculators loan list
Ukuba awuqhelekanga ngababala beemali-mboleko okanye awuzange usebenzise enye yemboleko yakho, nakhu izibalo ezininzi zebhanki zebhanki ezikunceda ukuba uqonde ukuba zeziphi iintlawulo zakho ziya kubakho kwaye unomdla onjani oza kuwuhlawula ngalo mboleko. .
Hlola uhlobo ngalunye uze ubone ukuba ngubani oza kufikelela iimfuno zakho.
Yiyiphi i-Calculator Loan Calculator Enhle?
Kunzima ukubona ukuba yeyiphi i-calculator yebhanki yebhanki isebenze kakuhle ngaphandle kokwazi imeko zakho. Ukuchonga uhlobo luni-mboleko onomdla kuyo (okanye unako ukufumana) kwaye ukhethe phakathi kwabahlawuli beebhanki bebhanki ngezansi. Nganye yenzelwe injongo eyahlukileyo.
Okokuqala, kukho i- calculator amortization calculator . Le yileyibhanki yebhanki ebalulekileyo yeebhanki-mali (i-mortgage rate rate, imali-mboleko yemali, njl.) Ukuba unomdla ekufuneni ababalawuli bemali-mboleko ngokusekelwe kwimali-mboleko yakho okanye ukholelwa ukuba umboleko onayo isohlo , zama i-calculator amortization calculator malunga nobukhulu. Kufuneka kukunike ingcamango jikelele malunga nemali oyakufuneka uyihlawule kunye nomdla ngaphezu kobomi bemboleko.
Emva koko, kukho umtsalane-mboleko kuphela .
Le calculator yomboleko yenzelwe kuphela imali-mboleko yenzalo kuphela. Ngale mboleko, uhlawula umdla kuphela ngemali mboleko endaweni ye-balance balance, okanye inqununu, ngaphezu kwexesha elimiselweyo. Kungaba khona naphakathi kweminyaka emibini ukuya kwiminyaka emininzi.
Abanye abathengi abafana nale mboleko kuba ivumela ukuba baqale ukwenza iintlawulo ezincinci, kunye neentlawulo ezongeziweyo xa ixesha elilodwa lenzalo liphela.
Ukuba uqala nje ebomini kwaye ulindele ukukwazi ukwenza iindleko eziphezulu njengoko umsebenzi wakho okanye ishishini lizinzisa, umboleko-mboleko kuphela onokuba yinto efanelekileyo kuwe.
Ekugqibeleni, kukho ipesenteji yonyaka, okanye i-APR, i-calculator. Ngeli calculator, unokumisela i-APR yakho ngokungongeza kwiindleko zokuvala. Ukusebenzisa lolu hlobo lokubala kufuneka ukwazi ukuba inzala yenzalo yemali kunye nexesha le mboleko (kuya kuhlala ixesha elide) kunye neendleko zokuvala. Ngolu lwazi ngokubanzi, unokubamba i-APR ngemboleko yakho.
Ukuqhawula phezulu
Kubafundi abaninzi beebhanki zemali zebhanki ezibhekiselele kwii-mortgage, ukuhlaziywa "I- Mortgage Loan Calculators ." Oko kwathiwa, i-calculators yebhanki yebhanki apha ngasentla iya kukunceda ukuba ufanise nayiphi na imali mboleko yebhanki. Nangona kunjalo, awukwazi ukuqhuba amanani kwiimali-mboleko ezinzima ezifana ne- Adjustable Rate Mortgages (ARMs).
Ukuba udinga ulwazi oluthe xaxa ngokubala iimali-mboleko eziyinkimbinkimbi, xela umnini-mboleko wakho okanye igosa le mboleko. Lo mntu kufuneka akwazi ukukunika ingcamango yokuba uya kuba njani iintlawulo zakho zemali mboleko kunye nokuba unomdla onjani oza kuwuhlawula ngalo mboleko.