Impendulo iya kuxhomekeka kwixesha lakho eliphezulu kunye nokunyamezela kwakho.
Uninzi lwabantu abafuna iingcebiso zotyalo-mali ngababo bangaphantsi kweminyaka embalwa yokuthatha umhlalaphantsi, okanye mhlawumbi sele bangena kumhlalaphantsi. Iimfuno zabo zeemali zivame ukuhlawulela "ukuzaliswa kweengcambu." Ingqungquthela yohlukwano phakathi kweholo engenayo (ngendlela yoKhuseleko loLuntu, ipensheni, ingeniso yokuqashisa, njl.), Kunye nemali eyifunayo rhoqo ngenyanga ukuze baphile uhlobo lobomi abafunayo.
Utyalo-mali lokuncedisa lunceda ukuzalisa eso sithuba kwaye unike umhlalaphantsi uxolo lwengqondo olufunekayo ukulala kakuhle ebusuku.
Nangona kunjalo, akukho ngaphezu kweyodwa indlela yokwenza imali kwimarike yemasheya. Ngokuxhomekeka kwixesha lakho kunye nokutya kwengozi, utyalo-mali lokukhula luya kuba linye yezo ndlela.
Yiyiphi i-Growth Stocks?
Utyalo-mali lokukhula luya kuba yindlela ephezulu yokubonelela ngokutsha imali-mali, kodwa ingundoqo kukuqala ukuqonda ukuba yeyiphi i-stock stocks kwaye ukuba ngaba utyalo-mali olufanelekileyo lunikezelwa iimeko zakho ezithile. Ixesha lakho kunye nokutya komngcipheko kuya kuba zizinto ezibini eziza kukunceda ukuba ufumanise ukuba ukutshala imali kukulungele.
Izitokhwe zokukhula zizabelo zeenkampani ezisetyenziswayo zonke iimali zabo, izibonelelo, kunye nenzuzo yokwandisa iimveliso zabo kunye / okanye iinkonzo kunye nokwenza imali engenayo. Ezi ziinkampani ezona nto ininzi ayifaki ukwabelana ngemali yazo ngenzuzo yezahlulelo kubanikazi abanini-mali, kodwa kunoko, ukubuyisela kwakhona loo mali kwi-shishini.
Izitokhwe zokukhula zenza okulungileyo kuneemarike jikelele xa kuthengiswa amanani e-stock, ngokubanzi, kodwa kwi-flip side, bathambekele ekugqithiseni imarike njengamaxabiso e-stock (nceda ugcine engqondweni ukuba ukusebenza kwangaphambili akuqinisekisi iziphumo ezizayo) .
Iinkampani zokukhula yizo nkampani ngokuqhelekileyo zifuna into enkulu elandelayo-cinga i-Facebook, i-Amazon kunye ne-Netflix.
Ngokungafani ne-stock stock, i-dividend stocks zizahlula kwiinkampani ezivuthiweyo ezingaphezulu kweendleko zabo. Ezi nkampani zihlawula inxalenye enkulu yemvuzo yazo kwizahlulelo kubanini-masabelo abanokubaluleka kakhulu kubatyali-mali abafuna umhlala-mali wokufumana imali ngokukhawuleza. Iimpahla ezihlula ngokubanzi zizo amagama asemakhaya afana neProtektri neGamble ne-Coca-Cola.
Ngaba Ukunyuka Kwetyala Kukufanelekela?
Izitokisi zokukhula zifanelekileyo kakhulu kubatyalomali abanokuhlala ixesha elide. Ngokuqhelekileyo, umntu osondeleyo okanye umhlalaphantsi akayi kufanela iphrofayli yesabelo esilunzima kakhulu kwiimpahla ezikhulayo ngenxa yexesha zombini kunye nokungazinzi. Nangona kunjalo, utyalo-mali lukhula lunokunceda ukudala iipotifoliyo ezahlukahlukeneyo xa uxutyaniswa kwiimpahla ezihlawulelwayo, izabelo zamazwe ngamazwe kunye nezinye iimbophelelo. Iingqimba zokukhula zingabonisa ukwazisa ngaphezu kweminyaka. Umtshali-mali omncinci onokuhlala ixesha elide kunye nokunyamezela okuphezulu kwengozi kunokubekwa ngokufanelekileyo ukuvuna iinzuzo ze-potifoliyo yokukhula.
Utyalo-mali lokukhula luyisixhobo esinamandla kubatyalomali abazimisele kwaye banako ukwenza inxalenye yephothifoliyo yabo ixesha elide.
Ukuba unquma ukuhamba kule ndlela, kubalulekile ukwazi ukuba ngcaciso ayiyi kuba namanqaku okukhawuleza. Utyalo-mali lokukhula luyinto echasene ngqo neentengiso zosuku okanye ixesha lokuthengisa. Ukutshatyalaliswa kwintlanganiso yindawo yokukhula kwezemidlalo - ukuphakama okuphezulu kunokuba nomngcipheko ophezulu.
Ngaphantsi
Isicwangciso sokukhula esiyimpumelelo ngumdlalo wesikhathi eside. Qiniseka ukuba ukhetha iinkampani kunye neenkonzo okanye iinkonzo okholelwa kuyo kwaye uzilungele ukubamba kuzo zonke iimarike ezisezantsi nakwehla.
Ukubhengezwa: Le ngcaciso inikezelwa kuwe njengomthombo wolwazi kuphela. Kuhanjiswa ngaphandle kokuqwalaselwa kweenjongo zotyalo-mali, ukunyamezela ngengozi okanye imeko zezimali kwanoma yimuphi umtyalo-mali othile kwaye angenakufaneleka kubo bonke abatyalo-mali. Ukusebenza kwangaphambili akubonakali kweziphumo ezizayo.
Utyalo-mali luquka ubungozi kubandakanya ukulahlekelwa kwinqununu. Le ngcaciso ayijoliswanga, kwaye ayifanele, yenze isiseko esisisiseko saso nasiphi isigqibo sotyalo-mali ongayenza. Njalo qhagamshelana nomcebisi wakho wezomthetho, wezorhafu okanye utyalo-mali ngaphambi kokuba wenze nayiphi na ingxowa-mali / ityala / indawo / izicwangciso zezimali okanye izigqibo.