I-akhawunti yokukhangela iyinkimbinkimbi kwaye ke i-akhawunti yokulondoloza. Kufuneka ulinganise ukuhlola kwakho, ukuhoxiswa, kunye neentlawulo. Imithetho malunga neemfuneko zokulinganisela ibhalansi kunye neminye imirhumo inokukuphonsela i-loop. Ukuba unononophelo, unokuziphepha ezininzi iintlawulo ezinxulumene neakhawunti yokujonga kwaye ulawule kalula i-akhawunti nganye ngenyanga.
01 Ukuhlolisisa i-Akhawunti ye-Akhawunti
Qiniseka ukuba ugcina ibhalansi ye-akhawunti yakho. Unokwenza oku ngokukhangela isikhokelo seakhawunti. Oku kuya kuza ne-akhawunti yakho okanye xa u-oda uhlola. Unokwenza oku kunye neprogram yohlahlo lwabiwo-mali oluvumela ukuba ufake iinkcukacha zakho kwi-fowuni uze ulinganise ezo ntengiso kunye nebhanki. Oku kufuneka kukuthintele iingxaki ezininzi onokuba nazo nge-akhawunti.
02 Uncedo Andikwazi ukuvula i-Akhawunti yokujonga! Ndingenza ntoni?
Ukuba unengxaki kwiakhawunti yakho yokujonga ngexesha elidlulileyo unokuba neengxaki zokuvula i-akhawunti yokujonga. Unokufuneka uphile ngaphandle kwekhawunti yokujonga uze uhlawule iingxaki zakho kwiakhawunti yakho yangaphambili. Amabhanki aya kukunika ingxelo kwi-ChexSystems ukuba unayo ibhalansi engalunganga kunye nabo okanye ukuba unayo imali yebhanki. Emva kokuba uxelwe ukuba awukwazi ukuvula i-akhawunti de uze uyihlahlele. Kufuneka uhlawule nayiphi na ibhalansi omele kwenye iibhanki ngaphambi kokuba uvule i-akhawunti entsha.
Nangona uhlawulela imali oyibole ngayo ezinye iibhanki, usenokuba nzima ukuvula i-akhawunti kunye nebhanki. Ibhanki yakho entsha inokuvumela ukuba uvule i-akhawunti yokulondoloza kwisilingo ngokubonisa ukuziphatha okuhle kukunika ithuba lokuvula i-akhawunti yokujonga kwikamva.
UkuHlaziya ukuHlola iingxaki zeAkhawunti
Kukho amaxesha anokuba neengxaki kwiakhawunti yakho yokukhangela. Kungabakho ukungafani nemali oyifunayo ebhankini, idiphozi elahlekileyo okanye i-checkbook ebibiweyo. Xa udibanisa nebhanki yakho ngoncedo, khumbula ukuhlala uxolo, kwaye uya kufumana uncedo oluninzi ngale ndlela. Ukuba urekhodile i-akhawunti yakho, kufuneka ukulungiselele ingxaki ngokukhawuleza, ukuze ungafumani ingxelo kwi-ChexSystems.
Ukulinganisela i-akhawunti yakho kukunceda ubambe nayiphi na imiba kakhulu ngaphambili. Ngokusebenzisa iibhanki ze-intanethi kunye ne-budgeting apps unokulinganisela i-akhawunti yakho kwibhanki yakho phantse yonke imihla ngemizuzu embalwa. Oku kulula kakhulu kunendlela yendabuko engathatha iiyure ezimbalwa. Ingakugcina ixesha kunye nemali yokwenza oku rhoqo.
04 Ukuqwalasela Iimpendulo zeAkhawunti
Kukho amaxesha apho unombuzo malunga neakhawunti yakho yokukhangela. Unokufuna ukuthetha nomntu osebhankini yakho malunga nemigaqo-nkqubo ebenayo ye-akhawunti yakho. Indlela efanelekileyo yokusombulula nayiphi na imiba udibanisa inkonzo yabathengi. Nangona kunjalo, ukuba uhlala unemiba ebhanki yakho, unokufuna ukutshintshela kwibhanki eyahlukileyo.
Nolu uluhlu lwemibuzo efunwa ngokuqhelekileyo ngokujonga i-akhawunti.
- Kutheni Babenayo I-Akhawunti Yokuhlola I-akhawunti?
- Ngaba Ndiyathemba I-Balance yeBhanki ine-Akhawunti yokuChengisisa kwam?
- Ngaba Ndingakhetha iBhanki okanye i-Credit Union kwi-Akhawunti yam yokuhlola /
- Xa Ndifanele Ndivale I-Akhawunti Yokuhlola?
- Ndiyivala njani iAkhawunti yam yokuhlola?
- Kutheni Imali Yami Ayikho KwiBhanki Yam?