Ukuba awukwazi ukuvula i- akhawunti yokutshekisha ungase ulahlekelwe yintoni oya kuyenza ukuhlawula iindleko zakho. Abantu abaninzi bathatha ngokukhawuleza inzuzo kunye neenzuzo ezinokuthi i-akhawunti yokukhangela ibanika yona. Kulula ukubhala ukuhlola kunye nokuhlawula iindleko zakho kwi-intanethi ngokuqulunqa ngokuzenzekelayo okanye kwikhadi lomdaka. Ukuba ufumanisa ukuba awukwazi ukuvula i- akhawunti yokutshekisha unayo inketho ezimbalwa ezifumanekayo kuwe.
Zama ukuvula i-akhawunti kwenye i-Bhanki
Okokuqala, kufuneka ujonge kwezinye iibhanki kunye neemanyano zentengo kwingingqi yakho. Awukwazi ukufaneleka kwi-akhawunti engcono kwi-bhanki, kodwa iibhanki ezininzi zingasebenza nawe ngokuhlawula imali ephezulu. Unokufunwa ukuba uvule i-CD njengesibambiso kwi-akhawunti yakho. Imanyano yemboleko ngokubanzi ilula kakhulu ukusebenza kunye, ngokunjalo. Kufuneka ufumane ibhanki eya kukuvumela ukuba uvule i- akhawunti yokulondoloza . Oku kuya kukunceda ukwakha ubudlelwane nebhankini, enokuvula umnyango kwiminyaka embalwa.
Cima i-ChexSystems Report Yakho
Ukuba unikwe ingxelo kwiChexSystems , kuya kufuneka ucime ingxelo ngaphambi kokuba uvula i-akhawunti. Ngokuqhelekileyo, oku kuthetha ukuba unetyala lebhanki imali kwi-akhawunti oyifakile ngaphezulu. Ibhanki inokuvala i-akhawunti yakho yasebhanki , kwaye inqatshelwe ukwenza ibhizinisi nawe kwikamva. Ukuba ungena kwaye uthethe kwibhanki, unokufumana ukuba uninzi kangakanani kwaye usebenze isicwangciso sokuyihlawula.
Bangafuna ukuba wenze inkokhelo yentlawulo, oku kuthetha ukugcina iinyanga okanye iiveki ezimbalwa ukuyihlawula. Uninzi lweebhanki aluyikukuvumela ukuba uvule i-akhawunti yokulondoloza uze ususe ingxelo yakho ye-ChexSystems .
Sebenzisa iindlela ezongezelelweyo zokuhlawula iiBill zakho
Ukuba ufumanisa ukuba awufumananga ibhanki okanye inkontileka yekhredithi eya kusebenza kunye nawe, kuya kufuneka udibanise indlela ohlawula ngayo iindleko zakho kunye nemithwalo yemali.
Unokudinga ukutshintshela kumyalelo weemali kwezinye zeebhanki zakho ezinkulu. Awufanele uthumela imali ngeposi. Unokuthenga i- oda zeemali ngebhanki yakho, iofisi yeposi okanye ezinye iindawo. Umele ulithenge ngeenxa zonke uze ufumane intlawulo efanelekileyo. Xa uhlawula ngale ndlela qiniseka ukuba ufake inombolo yakho ye-akhawunti kumyalelo ngamnye wemali. Kufuneka ugcine i-ledger ekhaya echaza inombolo yenani lemali kunye nendawo eyithengiweyo kwaye yiyiphi ibhajethi eya kuyo xa ilahleka ngeposi. Ungasebenzisa kwakhona ikhadi lokuthenga ngetyala elihlawulwa kuqala ukuhlawula iindleko ze-intanethi . Olu khetho lunokwenza kube lula ukuqhubeka ukusebenza ngaphandle kwe-akhawunti.
Zama ukutshintsha kwiCash
Eli lixesha elihle lokutshintshela kwinkqubo yohlahlo lwabilophu . Akufanele usebenzise indawo yokusebenzisa amakhadi ekwereta ngenxa yobuninzi bakho. Kufuneka udibanise kumngcipheko wezemali owafika apha kwindawo yokuqala. Ngokutshintsha ngemali kuphela unokuqala ukuziqeqesha xa unako ukuvula i-akhawunti kwakhona. Inzuzo enkulu kakhulu kukuba xa imali yakho iswelekile kwaye akukho ndlela yokugcina ukuyisebenzisa. Oku kuthetha ukuba kufuneka uhlahlobe ngokucwangcisiweyo.
Qaphela ukuba Ufanelekile kwiKhadi leMali eliKhokhelwayo
Ukongezelela, unokuqwalasela ukufumana ikhadi lokuthenga ngekhredithi ehlawulwa ngaphambi kokuthenga intanethi okanye ukuqesha imoto.
La makhadi awayi kukuvumela ukuba uchithe ngaphezu kwexabiso olifaka kwikhadi. Uya kuhlawula imali rhoqo xa ubeka imali, kodwa ukulungelelanisa kunokugqithisa iindleko xa unolu hlobo lwezemali.
Zibophelele ekutshintsheni indlela ophethe ngayo imali
Kufuneka uzinikezele ukuba uza kuqala ukuhlala kwisabelomali kwaye ufumane imali yakho phantsi kolawulo ukuze ungalokothi uphumelele kule meko kwakhona. Unokuba neenkqubela ezimbalwa phambi kwakho, kodwa ungaphuma phambili ukuba unamathela kwinkqubo kwaye uqale ukulawula ukusetyenziswa kwemali kunye nemigangatho yokugcina. Oku kuya kukunceda ukuguqula le ntloko ibe yimeko efanelekileyo.