Funda indlela yokuFundisa iTrust engaguqukiyo

Ukuguquka Ubunini, Ukunika Amalungelo kunye nokuhlaziya Abaxhamli

Xa kuziwa ekuxhaseni i-Irrevocable Living Trust, musa ukudideka ngenxa yokuba ukuthembela "akunakwenzeka" kunokuthi "kunokuphelisa" - Iingxowa-mali ezingapheliyo zihlala zixhaswa ngendlela efana neTrasti Living Living. Ukwahlukana kukuba kufuneka uqaphele malunga noko uxhasayo kwi-Living Risingcable Living Trust kuba uya kubaka ubunini kunye nokulawula ipropati exhaswa ngemali.

Kwiimeko ezininzi, wena kunye negosa lakho lokucwangciswa kwempahla uza kugqiba kwexesha elide ngaphambi kokuba i-Irrevocable Living Trust yenziwe yinto ekufuneka ihambe kuyo.

Ngoba? Ngenxa yokuba iiNkcazo zokuHlala ezingapheliyo zenzelwe ukubamba kwaye zibe neefayili enye okanye i-asethi, kwaye ngoko isetyenziswe kuphela kwiimeko ezincinci. Nantsi isishwankathelo seenkqubo zokuxhasa ngemali i-Irrevocable Living Trust:

Utshintsho lweSihloko / Ubunikazi

Kwizinto ezifana ne- akhawunti yebhanki ; engekho i-IRA kunye non-401 (k) ii-akhawunti zokutshala imali kunye ne- brokerage ; amasheya kunye neebhondi ezigcinwe kwifomu yesitifiketi; iinshorensi zempilo; kunye neentengiso, ezi ntlobo zeempahla zixhaswa kwi-Irrevocable Living Trust ngokutshintsha umnini wexabiso kwigama lomntu ogunyaziwe nguTrustmaker egameni le-trust:

• Isihloko sangoku: "William Example"
• Isihloko esitsha: "Jane iSampula, iTrasti, okanye abayifumene kwi-trust, phantsi kwe-William Sample Irrevocable Trust, yango-1 Januwari 2009."

Isabelo soLungelo loLungelo

Iimpahla ezifana neziphumo zomntu ngaphandle kwesihloko esisemthethweni (ubucwebe, umsebenzi wezobugcisa, i-antiques kunye nezinto ezinjalo); imali efunekayo kuwe (iimali-mboleko zakho ozenzayo kunye nemali yokubuyisela imali oyibuyisele yona); iimbopheleleko, iikopi kunye neemvume. iintlobo ezithile zeoli, igesi kunye namalungelo amaminerari; kunye nemibutho yokubambisana kunye nokubambisana kwamalungu kwiinkampani ezinobuncitshiswa, ezi ntlobo zeefa zixhaswa kwi-Living Risingcable Living Trust ngokunikezela ngamalungelo obunikazi kwigama lomntu weTrustmaker egameni lethemba:

• Isihloko sangoku: "William Example"
• Ulwimi lomsebenzi: "Mina, uWilliam iSample, ndabela zonke izilungelo zam, isihloko kunye nomdla kunye nakwiNqaku elithembekileyo leNgcaciso ngoJanuwari 31, 2008 kwisixa esinqununu sama-40,000 ngamawaka kunye no-William Sample njengomthengisi kunye noJohn Smith njengombolekayo, KuJane iSample, iTrasti, okanye abayifumene kwi-trust, phantsi kwe-William Sample Irrevocable Trust, yango-Januwari 1, 2009. "

• Isihloko esitsha: "Jane iSampula, iTrasti, okanye abayifumene kwi-trust, phantsi kwe-William Sample Irrevocable Trust, yango-1 Januwari 2009."

Utshintsho lwabaxhamli

Kwizinto ezifana ne-inshorensi yobomi; i-akhawunti yomhlalaphantsi, kuquka i-IRAs, 401 (k) kunye no-403 (b); ezithile zempesheni ; kunye nee-Akhawunti ze-Savings Health (ii-HSAs) kunye nama-Akhawunti yokuThengiswa kweMpilo (ii-MSAs), ezi ntlawulo azikho phantsi kwegama le-Non-Livingable Trust Trust. Kunoko, abaxhamli beprayimari kunye / okanye okwesibini kwezi ntlobo zeempahla batshintshelwe kwi-trust:

• Umxhamli wangoku: "UJane Isibonelo"
• Umxhamli omtsha: "UJane uSample, iTrasti, okanye abayifumene kwi-trust, phantsi kwe-William Sample Irrevocable Trust, ngoJanuwari 1, 2009."

Kodwa ke, phawula ukuba ukuze i-asethi enegama lokufumana umxhamli ukuba ikhutshwe kwixabiso lempahla yakho yeenjongo zerhafu , umnini we-asethi uya kufuneka ukuba utshintshelwe kwi-Irrevocable Living Trust usebenzisa iinkqubo ezibekwe kumhlathi 1 no-2 ngasentla. Oko kuthetha ukuthini ukuba abantu abaninzi kuphela uhlobo lweefa eziza kubhalwe igama le-Irrevocable Living Trust ngumgaqo-inshorensi yobomi.