Ukuqonda Ukufa, Impahla, kunye nefa Iimali

Iintlobo zeeRhafu zikaRhulumente kunye neMirhumo yeSizwe ifakwe emva kokufa

Iintlobo ezimbini zerhafu zingahlolwa malunga nepropati yakho emva kokuhlawulwa kwentlawulo kunye neerhafu zefa. Urhulumente wesigqeba ubeka irhafu yerhafu kuphela, kodwa ezinye ziqokelela enye okanye enye okanye zombini. Ngokuqokelela, badla ngokubizwa ngokuba yerhafu yokufa. Igama laqulunqwa kwiminyaka edlulileyo ukubeka i-negative spin kwi-taxeral estate tax tax. Kodwa nangona bobabili bahlobene nokufa, bahluke ngokwenene.

  • 01 Yintoni iRhafu yeMpahla?

    Irhafu yerhafu inokumiselwa kwinqanaba likarhulumente okanye kwi-federal level. Urhulumente ubeka ityala lakho ngakwesokudla ukuba uthumele ipropati yakho kwiindlalifa zakho emva kokufa kwakho. Ukususela ngoNovemba ka-2017, iSithili sase-Columbia kunye ne-13 sichaza i-tax state tax separation kwi-governmental government: iDelaware, eHawaii, e-Illinois , eMaine, eMarney, eMassachusetts , eMinnesota, eNew Jersey , eNew York , e- Oregon , e- Rhode Island , Vermont , naseWashington. Zomibini iintlawulo zeDelaware kunye neNew Jersey zicwangciselwe ukuba "zenze ilanga" okanye zichithwe ngoJanuwari 1, 2018, nangona kunjalo.

    Le rhafu ngokuqhelekileyo ayihlawulwanga ngokubaluleka kwento yonke yexabiso ngaphandle kwexabiso elingaphaya kwemibandela ethile ebizwa ngokuthi ukukhululwa. Ngomhla ka-2017, ukukhululwa kweerhafu ye - federal property exemption is $ 5.49 yezigidi, ngoko ke uninzi lwazo zonke izibonelelo zingadlulisa irhafu. I-indexed for inflation kwaye ngokunjalo kwandisa ngezikhathi ezithile. Ukukhululwa kuhamba ukuya kuma-5.6 yezigidi ngezigidi ngoJanuwari 1, 2018.

    Uninzi lubonisa ukulinganisa lo mxolelo, kodwa kwezinye iindawo, izibonda ziphantsi. Umzekelo, ukukhululwa yi-$ 1 yezigidi kuphela e-Oregon.

  • 02 Yintoni iRhafu yefa?

    Urhulumente wesigqeba akayi kubeka irhafu yelifa kodwa amaqela amaninzi enza. Ireyithi yerhafu imiselwe nguRhulumente karhulumente ngelungelo leendlalifa ezithile okanye abaxhamliweyo ukufumana ipropati yomntu ofileyo. Ukususela ngo-2017, iithandathu ziqokelela irhafu yefa: i-Iowa, iKentucky , i- Maryland , i- Nebraska , iNew Jersey ne- Pennsylvania . Intlawulo yelifa lase-Indiana yachithwa ngoJanuwari 1, 2013.

    Iipropati ezishiywe kumlingane osindayo akhululwa kwerhafu kuwo onke amathandathu, kodwa kuphela ezine ezikhutshwayo zihanjiswa kwiintlobo. Le rhafu iya kuhlawulwa ngabaxhamli ngokusekelwe kwipesenti yexabiso lelifa labo.

  • 03 Yintoni iRhafu yokuThumela?

    Ibinzana elithi "irhafu yokufa" lisetyenziswe ngamajelo eendaba ukubhekisela kwerhafu yezindlu, irhafu yefa okanye zombini. Akunaso siseko esisemthethweni. Ngokusemthethweni, akunjalo ngokwenene.

    Irhafu yerhafu ingaba nayiphina irhafu enyanzeliswa ekudlulisweni kwepropathi emva kokufa komntu, nokuba ingaba irhafu isekelwe kwixabiso elipheleleyo lefa elimiselweyo okanye ixabiso lentengo enye. Nangona abaxhamli banembopheleleko yokuhlawula irhafu yelifa ngelixa izibonelelo zihlawula irhafu yerhafu, amaninzi amanqanaba athatha umthwalo wemali kubaxhamli babo kwaye ahlawule yona. Isigqibo somntu siqu, kungekhona umthetho, esoloko sinikezelwa ngokuthanda kwakhe.

  • Phawula

    Imithetho yombuso kunye nesebenzayo ishintsha rhoqo kwaye le ngcaciso ingabonakali utshintsho lwangoku. Iingcebiso zentlawulo zangoku, nceda uqhagamshelane nomgcini-akhawunti okanye igqwetha. Ingcaciso equlethwe kule nqaku ayikho irhafu okanye isiluleko sezomthetho kwaye ayifaki indawo yerhafu okanye isiluleko somthetho.