Kutheni Intshukumo Ithatha ixesha elide?

Izinto ezi-5 eziPhambili eziya kuBamba iNkqubo yeNkqubo

Ngexa ezininzi kwiinkalo ziyakunqandwa, ngokwenene, abantu abaninzi abahluleki ukwenza icebo lezinto kwaye i-assets yabo iya kugqiba inceba yomgwebi emva kokufa. Ukwenza izinto zibe zibi nakakhulu, kuba ezinye iziqhamo zengxaki zingathatha ngobomi bodwa, zidonsa kwiinyanga ezininzi okanye kwiminyaka emininzi. Ngelixa ubuninzi bezinto ezinokufaka isandla kwinkqubo ende kunye nefuthe le ngxaki, nango zizathu ezinhlanu zokuba kutheni ingxaki ingathabatha ixesha elide kangaka:

1. Uhlala kunye nabaxhamli abambalwa. Ukuthetha ngokuthe ngqo, iziza ezinabantu abangaphezu kweebini okanye abathathu abaza kuxhamla kuya kuthatha ixesha elide ukuba bahlole. Ngoba? Kuba kuya kuthatha ixesha elide ukukwazisa ngamnye umxhamli malunga nento eyenzekayo ngexesha lokulawulwa kweengxaki kwaye ukuba amaxwebhu kufuneka asayinwe ngamnye ngumxhamli, ke akayi kuphinda aphumelele - kuya kuba soloko kubakho omnye okanye ababini abafuna ukuxhaswa kunye nokubuyisela amaxwebhu abo asayinwe kummeli weengxaki ngexesha elifanelekileyo. Amaxesha amaninzi oku kungenxa yokusetyenziswa kwezinto kwaye kungengenxa yokungahambi komzamo ngummeli weengxaki kunye nommeli wakhe . Ngaphandle kwetheknoloji yanamhlanje, abaxhamli abaninzi abanokusabalala kulo lonke i-US baya kuba nzima ukujongana nayo, kwaye ukuba ngaba umzuzi uhlala ngaphandle kwe-US, ngoko ukuhluka kwexesha kunye nexabiso elibizayo leenkonzo zeposi liza kuthatha umthwalo kwi-estate management. Oku kubhalwe njengezathu # 1 kuba le yeso sizathu esiqhelekileyo ndidibana nayo esiya kubamba inkqubo yovavanyo.

1. I-Estates kufuneka ifake i-tax tax return. Ngombulelo kwi- Internal Revenue Service , iziza ezifunekayo ukufakela ukubuyiswa kweerhafu ye- federal , ezaziwa njenge-IRS Ifomu 706, ngokuqinisekileyo kuya kuthatha ixesha elide ukulawula kuneendawo ezingenakufakela ukubuyiswa okunjalo. Ngoba? Kungenxa yokuba ngokwemyinge i-IRS ayinakuqala ukucwangcisa ifomu ye-Fowuni 706 ukuya kwiinyanga ezintathu ukuya kwezine emva kokubuya. (Ndiyazi oku kusuka kumava akho - ungakhathazeki ukubiza i-IRS ukuba ibuze malunga ne-706 de iinyanga ezimbalwa zidlulile ekubeni sele zifakelwe ngenxa yokuba abayi kuba nerekhodi yokubuyiswa kufakwe kuze kube yilapho.) Ukususela apho kungathatha ezinye iinyanga ezintathu ukuya kwezine ukuba umntu ongokoqobo akhangele ukubuya. Oku kuthetha ukuba ukulawulwa kweengxaki kuza kuhlala ku-limbo ubuncinane kwiinyanga ezintandathu ukuya kwezi-ezisibhozo ngelixa i-IRS yenza oko kuyifunayo. Emva koko, ukuba kukho ingxaki ngokubuya kwaye i-IRS icela ulwazi olongezelelweyo okanye amaxwebhu, ezinye iinyanga ezimbini okanye ezintathu ziya kuhamba, oku kuthetha ukuba iinyanga ezili-10 ukuya kunyaka ziya kudlulayo emva kokubuya. Ngakolunye uhlangothi, nokuba i-estate ayifuni ukuba ifake ifom ye-Form 706 ngokumalunga neerhafu zomhlaba , i-estate mayingadingeka ukuba ifake irhafu yelizwe okanye ukubuyiselwa kwentlawulo yelifa , nto leyo iya kulibazisa inkqubo yovavanyo.

1. Uhlala kunye nezinto ezingavamile. Isakhiwo esinomhlaba onzima ukusixabisa, njengezinto ezinqabileyo zokuqokelela, amahashe ohlobo, amafutha okanye amaminereral amalungelo, okanye ilungelo lobunikazi, okanye ipropati engathandabuzekiyo, kuya kuthatha ixesha elide ukujonga ngenxa yobume obuhlukile bale ntlobo yeempahla. Ixabiso elinzima ukulixabisa linokuthi lihambelane ngokucacileyo kwisigqibo # 2 - iziza kufuneka zifake i-return tax tax - kuba ummeli wakhe kunye ne-IRS okanye ugunyaziwe wokurhoxisa urhulumente ngokuqinisekileyo uya kungena kwimfazwe ngaphezu kwexabiso lenene impahla ekhethekileyo yeenjongo zerhafu. I-asethi ephezulu kakhulu ingabangela ukuba ifa lihlale livulekile kuze kube yilapho i-asethi ingathengiswa, ngaphandle koko omnye okanye abatyala imali okanye abaxhamli belifa banganyanzelwa ukuba bathathe ubunini bexabiso elingafunekiyo.
2. Uhlala kunye nabaxhamli abangakwazi ukumelana. Akukho nto inokukrazula kwinkqubo ye-probate njengento efanelekileyo yakudala. Xa abaxhamli bengaboni okanye bengathethi omnye komnye, ummeli wakhe uya kunyanzelwa ukuba aye enkundleni ukuze afumane imvume kumgwebi weengxaki ukuba enze nantoni na. Amaxesha amaninzi kula maxesha omnye okanye abaninzi baxhamli baya kuqesha abameli babo, ngubani oya kuqhubeka ngokubuza yonke into aze alethe inkqubo yokumisa. Kwaye ukuba intando iphikisana, oko kungathatha iminyaka ukuqinisekiswa kwentando yokucwangciswa.

1. Ummeli ongafanelekanga. Ukukhetha umntu ukuba abe ngummeli ongeyena mhle ngemali, engahlekanga, exakeke kakhulu ngomsebenzi kunye / okanye intsapho, okanye engenakuxanduva - ufumana ingcamango-iya kubangela ukuba inkqubo yovavanyo iqhube phambili kunye. Oku kungenxa yokuba olu hlobo lomntu aluyi kukwazi ukulawula yonke imithwalo yemfanelo kunye nemisebenzi ehamba kunye nokukhonza njengommeli womntu. Ngaphandle kwesizathu # 1 ngasentla, esi sizathu esiqhelekileyo ndidibana nayo esiya kubangela ukuba inkqubo ye-probate ithathe ixesha elide.

Ngelishwa, zonke izizathu ezibhalwe apha ngasentla ziya kuba ngaphaya kolawulo lommeli weengxaki kunye nommeli wabantu kunye nakwiimeko ezincinci ukuba kunokwenzeka ntoni na ukukhawuleza izinto kunye.