Imfihlo yoPhumelelo lokuTyala imali kwi-Stock Market

Imfihlelo yokutshala impumelelo akukho mfihlelo. Akukho magama omlingo okanye i-millionaire ngaphakathi. Imfihlelo yokutshala impumelelo ibonakalisa iinkampani ezinkulu kwaye zizithenga ngexabiso elinikeza ithuba lokukhula. Isishwankathelo, imfihlelo yokutshala impumelelo ngamalungu amabini:

Nangona kunjalo, abatyali-mali abathile abazimisele ukwenza umgangatho ofunekayo kwaye bajonge indlela emfutshane.

Wonke umntu ufuna umgca xa utyalomali kwiisitokisi. Iimakethe ziyakubonakala (kwaye zibe) zinzima kwaye nayiphi na inzuzo ibonakala ngathi yithuba elihle lokufumana amanqaku.

Nangona kunjalo, abatyali-mali abaninzi banokucinga ukuba iifutshane ziyindlela yokuphumelela. Ngokuqhelekileyo ezi mfutshane ziza kwifom yesipoti evela kumhlobo okanye umhlobo. Igunya lesinconywa somntu siqu linyanzelisa, nangona ukuba isiphakamiso sivela kumntu onokungazi kakuhle malunga nokutshala imali kunokuba wenze.

Kwiintsuku ezidlulileyo, ulwazi olunjalo "lomlomo" lwabelwana kwiofisi okanye ngaphaya kwecingo lomgcini. Ngoku, ihlala kumaziko eendaba ezentlalo, i-imeyile kunye nezinye iikhompyutheni zolwazi. Into engatshintshi kukuba kutheni ufanele uyithintele amaninzi kwezi ngcebiso eziwusizo. Umgaqo omhle wesithupha uyona: Ungalokothi uthenge "esitokisini esikhulu."

Uthini? Ngaba bonke abatyali-mali abafuni ukufumana amasheya amakhulu? Ngokuqinisekileyo bayakwenza kwaye kunjalo nawe, kodwa "iisitokisi ezinkulu" endikuthethayo ngokuqhelekileyo ngaba ngummelwane onentsingiselo okanye iingcebiso zomsebenzi osebenza nabo njengeMicrosoft elandelayo okanye nantoni na.

Ngokuqhelekileyo, ezi zitshixo ziwela kwiintlobo ezintathu:

Kukho iinxalenye ezimbini zokwenza isigqibo sotyalo-mali esihle (kuthatha injongo yakho ukubamba isitokethi kwipotfoliyo yakho ngexesha elithile). Inxalenye yokuqala kukuchonga inkampani enebhizinisi elivakalayo kunye nethuba elihle lokukhula kwangomso.

Inxalenye yesibini kukuchonga intengo eqondakalayo apho iphi inkampani kunye nalapho ihamba khona. Kufuneka uhlawule zombini. Iqhinga kukungahlawulanga kakhulu. Nangona kukho amafomula amaninzi ukukunceda ukuba ufumane ixabiso langoku kunye nekamva, ukuqikelela ukuba ixabiso elifanelekileyo lokuhlawula isitokisi lihlala linalo ubuninzi besayensi. Nangona kunjalo, inxalenye yokufunda ukutshala imali kwiisitokisi ikhuthaza ukuvakalelwa kukuba kunengqiqo.

Thatha iPhasi

Xa utyalo-mali obunzima, uqikelele ukuthatha ixesha lakho kwaye ukhululeke ngezigqibo zakho. Ukuba isitokethi 'ayiyi kucinga' ngokufanelekileyo, thabatha idlule. Kukho amathuba amaninzi, ngoko ke akudingeki ukuba usuqule kwisiqalo sokuqala, sesibini, okanye seshumi elinesibini.

Ukuba uyadlulisela "kumthwalo omkhulu" womhlobo, kwaye kuya kuba ngumsebenzi wekhaya, bavuyisele ngenzuzo yabo, kodwa musa ukuziqhelanisa. Kuzo zonke iindwendwe zasekhaya, kukho i-20 engxowankulu. Utyalomali osisilumko uthe wathi, "Enye yezona ndlela ezilungileyo zokufumana imali kwimarike kukungaphumeleli."