Abo baphupha malunga nokuhweba ngokuphila kufuneka bafunde ibali lika-Angela Zhou.
Indlela endinomdla ngayo
Ngomhla ka-Julayi ka-1998 ndagqiba iikholeji eSouth Florida ngeyona shishini. Ndaqhubeka ndicinga ngezinto endifuna ukuzenza ngokulandelayo; Okwangoku ndandisebenza njengomgcini we-waitress kwindawo yokudlela yaseSushi ukuze ndixhase.
Iimveli zakwaTshayina zandifundisa ukuba ndisebenze kanzima kwaye ndisindise iintsuku zemvula kwaye ndakwazi ukubeka utshalomali lwangaphambili lwama-15,000 kwi-fund. Ngenye imini, ndafumana ingxelo yam kwaye ndamangalisa ukubona ukubuyela kwe-12% ngonyaka; i-$ 1,800 inzuzo.
Ngovuyo olukhulu ndixelele umhlobo wam obalaseleyo ngalo. Waphendula ngokungavumiyo - "Ngaba uyazi ukuba unokwenza amaxesha ama-5-10 ukuba uthe wafaka imali kwiimpahla?"
Intoni? Kwenene? Ngokukhawuleza ndafuna ukwazi ngale nto entsha. Ngomso olandelayo, umhlobo wam waqala ukumbonisa iimpapasho ezivela kwiintlawulo ezilishumi elinesibhozo ezahlukileyo, ezibonisa ukuba iNtsapho Yomhla we-Investor yayiyintanda phakathi kwabo bonke.
Wandibonisa iseshoni yezeTV ebizwa ngokuba yi "CNBC" eyayibukele imihla ngemihla.
Amathole azalwe amatsha ayesabi nguTigers aka Ukuhweba kwam kuqalwe
Ndivula ngokukhululekileyo i-akhawunti ye-brokerage akhawunti kunye ne-deposit yokuqala ye-$ 2,000. Ngolunye usuku, ndabona ukuba isitokthi esibizwa ngokuthi "i-Sharper Image" yayisuswe ngosuku olulodwa ukusuka kwi-8 ukuya kwi-20 kwiindwendwe eziza kuvula iivenkile ze-intanethi. Ndabhalela i-ticker yayo kwaye ndagcina le xabiso lihamba ngqondweni. Kwiintsuku ezimbalwa kamva wabuyela e-$ 9.00 ngoko ngoko ndathengela amasheya angama-200 .
Kwiintsuku ezimbalwa emva kokuba idubule ukuya kwi-21 yezigidi kwiindaba ezifanayo. Ndayithengisa kwaye ndaphinda ndiphindwe kabili i-$ 2,000 yokutshala imali.
Unbelievable .. !!! Ndenze inzuzo ye-100% kwiintsuku ezimbalwa; kwakungcono kakhulu kwaye kulula ngakumbi kunokuba nemali enkxaso-mali ekhulayo. Ngomso olandelayo, ndaphuma kwisixokelelwano sam kwaye ndathumela yonke imali kwi-akhawunti ye-E * YEBHAYIBHILE, eyayi-$ 20,000.
Ndaqala ukuthenga yonke incwadi yokuhweba apho kwaye ndiyifunde ngokuphindaphindiweyo . Ndandilandela i-IBD ngenkuthalo, ndafunda ngeempahla eziphambili, kwaye ndathengisa amaninzi amaflaya aphezulu emini, ngokusekelwe kwisisu sam nokuziva.
Kwaye kwenzeka into engaqhelekanga. Ukuziphatha kwexabiso leempahla ezininzi kwaqala ukutshintsha.
Ndikhumbula ndiphethe ii-100 ze-NSOL ngamanani angama-70 ngexesha elinye. Kwiintsuku ezimbini kamva, ndabuyela edeskini yam emva kokuhlwa; I-NSOL iqalile ukuthungela i-tanking njengommese wokuwa kwiindaba ezimbi.
Intliziyo yam yayeka ukubetha kwaye izandla zam zazama kunye nokuthuthumela. Ndandiqhwala, kwaye andinakuyiphakamisa iminwe yam njengoko ndakubukela ngokukhawuleza ngaphantsi kwinqanaba lam yokuthenga. Ngenhlanhla ivule iingu-20 ngolu suku olulandelayo, ngoko ndathengisa ngokukhawuleza ukuba ndifumane i-$ 2k. Kodwa into yayingalungile.
Ngenye intsasa, ngokukhawuleza ukuba i-CNBC ibhengeze i-MSTR ibe neengxelo zokuphendula, isitokisi saphindile amaphuzu angama-100 kwimizuzu elineshumi kwaye ndayilahla amashishini angu- 200 ngenxa yokulahleka okukhulu. Le mihla yasendle yandifundisa ukuba ndikwazi ukunyamezela ixesha elide lokungazamiyo kwaye kwandenza ndithinte ngengqondo.
Iziganeko ezifanayo kunye nexabiso elincinci kakhulu liye laqala ukuqhubela phambili ngokukhawuleza ngo-1999. Le yithuba apho wonke umntu wayethetha ngamasheya kunye nokwenza njengengcali, eyangenza ndihlale ndiphaphele kwaye ndiqaphele ngokuba ngamasheya amade.
Ndaqala ukukhawuleza ezinye iiflaya eziphezulu.
Ndenza i-YHOO imfutshane ngexesha layo elide lonke eliphezulu lama-$ 500 okanye i-$ 125 yexabiso lokuhlengahlengiswa kwexabiso (lithe lahla ngaphantsi kwe-$ 4 kamva); Ndenza i-CMGI imfutshane ngexesha lonke eliphakamileyo lika-$ 300 (lithatha ngaphantsi kwe-$ 1 ngonyaka kamva). Kodwa nangona oko kungena kwam okulungileyo, ndafumana kuphela inzuzo kulabo bantu amancinci.
Ukususela kwiminyaka ka-1998 ukuya ekupheleni kuka-2000 naphezu kokukhwela ngokukhawuleza, imali yam yokuqala yokuhweba yenyuka ngaphezu kwama-800% ngenzuzo eyi-150k. Ukuba ngumfana osemzini owayengumfuduki oye wayesebenzisa i-25ka kuphela yeminyaka esebenza ixesha elide ngelixa efunda esikolweni, ndavuya gqitha ngenzuzo.
Ukufumanisa Uhlalutyo lobuGcisa boMsebenzi noLwazi
Njengobomi, uhambo lwam yorhweba aluzange luhambe ngendlela ehamba phambili. Imarike yebhere yaqala ukususela ngoSeptemba ka-2000 ukuya kuMatshi ka-2003 xa ndifumanise ukuba iikholeji zangeenkampani zazingasebenzi kakuhle.
Ndenza imali, ndabuyisela kwakhona, ndaza ndaphinda le nkqubo. Kwaye kwacaca ukuba ndifuna ukuphucula izakhono zam zorhwebo nokufumana umcebisi ukuba ndifuna ukuphumelela ekuthengiseni.
Ndahlawula i-$ 1,800 kwizixhobo zokufunda malunga nosuku lworhwebo kwi-website, kodwa ayizange isebenze kum. Kwafuneka ndisebenze eminye imisebenzi ngaphandle kworhwebo ukuze ndifumane inzuzo, kodwa andizange ndilahle ukuthanda kwam.
Ngenye imini ngo-2004, ndandiphengulula kumagazini wezorhwebo kwincwadi yokugcina kwaye ndafunda ibali eliyimpumelelo elimangalisayo malunga nekontrakta yangaphambili yamanzi owaba ngumlandi-mandi ngokuguqula i-$ 11k ibe yizigidi ezingama-42 kwiinyanga ezili-18. Igama lakhe linguDan Zanger. Ukufunda ngebali lakhe elimangalisayo kwamenza ndiphefumlelwe kwaye ndonwabile, njengokungathi ndifumene ummangaliso, kwaye ndazi ukuba uya kuba ngumcebisi wam!
Impumelelo kunye neengxaki ezininzi
Ndaqalisa ukurhweba ixesha elipheleleyo kwakhona ngo-2006. Ngokuhamba kweso sifundo sokufunda nokulahlekelwa ngokuphindaphindiweyo, ukuhweba kwam ekugqibeleni kwanyaniseka kwaye kunenzuzo. Ndadibana neDan indlela yokuhweba ngesita sam, esilungele ubuntu bam. Ngo-2008, umsebenzi onzima wawuhlawulwa. Ndaphendule i-$ 50,000 yamashishini ekurhweba kwi-dollar yesigidi esisodwa kwinzuzo yeenkokheli zezorhwebo.
Kule minyaka, uhambo lwam othungelwano luye lwafumana amaninzi amaninzi. Kodwa ndingumrhwebi othanda ukuzithatha emva kokuwa, ozimisele ukuphumelela emva kokuwina, othanda ukuqhubeka efunda, kwaye ohlala ezama ukuphucula. Ukuhweba ngumsebenzi wam ngoku kunye nokuthanda kwam ubomi.
I-Credit Credit: Getty Images / Raphye Alexius / Umthombo wesithombe