Enye yeyona migaqo ebaluleke kakhulu kwikhadi lekhredithi ekumele ilandelwe kukukwenza ukuhlawulwa kwekhadi lakho lesikweletu ngethuba lokuchithwa ngomhla omele. Iintlawulo ezingekho nje kuphela zikunceda ukuba ugweme izigwebo zentlawulo emva kwexesha, ziyakunceda ukwakha amanqaku amatyala enhle . Kodwa ukwenza ukuhlawulwa kwekhadi lakho lokuthenga ngetyala ngexesha, kufuneka ukwazi ukuba ibhajethi yekhadi lesikweledu lifanelekile, akunjalo?
Iindlela ezintathu zokujonga iSikhadi sakho seKhadi leKhadi
Indlela efanelekileyo yokujonga xa ibhajethi yakho yekhadi lesikweletu efunekayo kukuba ufunde isitatimenti senkokhelo yekhadi lesikweletu .
Ulwazi malunga nokuhlawulwa kwekhadi lakho lokuthenga ngetyala, kubandakanywa nomlinganiselo osisiseko sentlawulo kunye nomhla ofunekayo, kuya kubonakala phezulu kwisitatimenti sakho kunye nekhuphoni oyifakayo kunye nentlawulo yakho yekhadi lokuthenga ngetyala.
Ukuba udale i-akhawunti ye-intanethi ukufikelela kwiakhawunti yakho yekhadi lesikweletu, ungangena ngemvume ukuqinisekisa ubungeniso lwakho olulandelayo ngenxa yomhla. Emva kokuba ungene ngemvume, unokucwangcisa ukuhlawulwa kwexesha elizayo okanye wenze intlawulo ngokukhawuleza ukuba ifakwe kwi-akhawunti yakho ngokukhawuleza.
Unakho ukubiza umnxeba wenkonzo kumakha wekhadi lakho lokuthenga ngetyala ukwenzela ukuba uqinisekise umhla ofunekayo. Imenyu yakho yomthengi wekhadi lokuthenga ngetyala ingenakho ukhetho lokunika umhla ofunekayo ngaphandle kokuba uthethe kummeleli. Ngokufanayo ukujonga umhla ofunekayo kwi-intanethi, unakho ukhetho lokumisela okanye wenze intlawulo ngefowuni usebenzisa i-akhawunti yokujonga kunye nenombolo yokuhamba.
Qiniseka ukuba wenze usuku lwakho lokufumana
Ngokuqhelekileyo, inkokhelo yakho kufuneka yenziwe ngo-5: 00 ngemini ekufuneka iqwalaselwe ngexesha.
Abanye abathumeli bamakhadi bekhredithi banokuqwalasela intlawulo yakho ngexesha xa lenziwe ngefowuni okanye kwi-intanethi emva komhla ka-5 kumhla wokugqibela, kodwa ixesha elichanekileyo lokuchithwa lichaneka ngumkhupheli wekhadi lesikweletu. Hlola kunye nomniki wakho wekhadi lokuthenga ngetyala ngexesha elichanekileyo lokuhlawula.
Ukuba intlawulo yakho ifunyenwe emva kwexesha lokuchithwa ngexesha elifunekayo, liqwalaselwa emva kwexesha kwaye kuya kufuneka uhlangabezane neentlawulo zentlawulo emva kwexesha elide - ukuhlawulwa kwexesha elifutshane kunye nokwenyuka kwezinga lentengo-nangona ukuba umhla ofunekayo uwele kwiholide okanye ngeCawa .
Oko kuthetha ukuba kufuneka uthumela intlawulo yakho ngaphambi kwexesha ukuqinisekisa ukuba umnikeli wakho wekhadi lokuthenga ngetyala uyayifumana ngokukhutshwa.
Iintlawulo ze-intanethi zingenziwa ngamanye amaxesha kusengaphambili (kwaye mhlawumbi nangomhla ofunekayo ukuya kutsho ngomzuzu ngaphambi kokuba ixesha lokuchithwa), kuxhomekeke kwixesha lokucwangcisa. Iikokhwe kunye nemirhumo yemali kufuneka ithunyelwe ngeentsuku eziliqela kwangaphambili ukwenzela ukuba zifike kwaye zizakucutshungulwa phambi kwexesha lokunciphisa. Unokuhlawulwa umrhumo wexesha lokugqibela xa umnikeli wakho wekhadi lesikweleti ufumana inkokhelo yakho emva komhla wokugqibela, nokuba uyithumele yona ngaphambi komhla ofunekayo.
Ngombulelo kumthetho wakutshanje, i-bill card yakho yekhredithi ifuneka ngomhla ofanayo ngenyanga. Ngoko, ukuba i-bill yakho ibangelwe ngoJanuwari 5, kuya kuba njalo ngenxa yeFebruwari 5, Matshi 5, uEpreli 5, njalo njalo. Oku kwenza kube lula ukuhambisana nomhla wakho wokugqibela. Yenza uluhlu lwenkokhelo ngenxa yemini okanye ubeke isikhumbuzi kwifowuni ukuze ungakhohlwa ukuhlawula ibhilikhwe yakho nyanga nganye.
Ukuba unamakhadi amaninzi ematyala kunye nabaniki bamakhadi abaninzi beemali, mhlawumbi unemihla eyahlukeneyo. Unako ukubiza umnxeba ukuba ube nomhla wakho wokutshintsha , ukuba ungathanda ukufumana iintlawulo zakho zonke ezifunekayo ngosuku olufanayo. Oku kungenza kube lula ukuhlangabezana nazo zonke iintlawulo zakho, kodwa qaphela ukuba kuya kuthinta njani ezinye iindleko kunye nemali yokuchitha imali eseleyo.
Ukuhlawula Ngaphambi koMhla wokuKhutshwa
Akumele ulinde kude kube umhla ofunekayo ukuze wenze intlawulo yakho. Enyanisweni, kufuneka wenze ityala lakho lekhadi lesikweletu ngaphambi komhla wokugqibela ukuze ube nexesha lokuqinisekisa ukuba intlawulo yakho ithunyelwe kwi-akhawunti yakho. Ukuba kukho inkokhelo ngekhadi lakho lokuthenga ngetyala, uza kuba nexesha lokulikhupha kwaye ukhuphe izigwebo zokuhlawulwa emva kwexesha.