Ngaphambi kokuba siyenze, nangona kunjalo, ndifuna ukuthatha isikhashana ukuphinda ndandise kwizinto owaziyo ngokuthetha ngeWall Street.
Ndifuna ukukuchazela ukuba yiyiphi i-Wall Street, indlela esebenza ngayo, yintoni eyenzayo kwimpucuko, kutheni kubalulekile, kwaye ekugqibeleni, ukuba kubaluleke kangakanani kuwe, kungekhona nje ngokuba ngummi kodwa njengomtyalo-mali.
Ngokwakha isiseko, kuya kwenza kube lula ukuqonda izinto esizixubusha kamva, ukuphendula imibuzo ongeke ukwazi ukuba uya kuba nayo. Ngaphambi kokuba siqale, kubalulekile ukuba ukwazi ukuba igama elithi "Wall Street" sele libhekiselele ezintweni ezimbini kwiilwimi zamandulo.
- Igama leWall Street lisetyenziswa ukuchaza indawo yendawo. Kukho indawo yangempela eManhattan, ekhaya kwiNew York Stock Exchange kunye namaziko amaninzi eemali, kubaluleke kakhulu inani eliye lalingamawaka eminyaka, elibizwa ngokuba yiWall Street. Ingendawo ekhoyo apho ungaya khona kwaye umele ujikelezwe ngamaofisi aqokelela ngokulawula iiligidi ezigidi zeedola.
- I-Wall Street i-metonymy yezimali ezinkulu zeemarike. I-Wall Street idla ngokusetyenziswa njengendlela yokuthetha ukuchaza umntu, isikhungo okanye umsebenzi oboshwe kwiimali eziphezulu kunye neebhanki. Ukuba ubheka inkampani yokulawula i-asethi njenge-American Century e-Kansas City, ilawula i-$ 1 trillion ngaphezulu, ngokubanzi ngokuxhaswa ngemali kunye nolwalamano lwamaziko. Itholakala entliziyweni yeMidwest, ijikelezwe ngamathafa amamayela ambalwa ukusuka kwikomkhulu layo elingenakwenzeka ekufeni kwi-Country Club Plaza. Akukho ndawo kufuphi naseWall Street ngokwenyama kodwa inxalenye enkulu yento abantu abayicinga ngayo xa bexoxa ngomsebenzi wabaphathi beepotfoliyo, abalawuli becwangciso lomhlala phantsi, kunye nanjalo.
Ukuqonda iNdima yeWall Street kwiNtlalo
KwiNdlela yaseWall, zombini indawo kunye ne-metonymy, ikhona ngeenjongo ezintathu eziphambili:
- Ukuseka imarike eyintloko ngokudibanisa iindleko ezinkulu kunye nalabo abafuna ukuphakamisa inkunzi, ngokuqhelekileyo ngokuboleka ngokukhutshwa kweebhanki okanye ngokuthengisa ubunini kwishishini ngokukhutshwa kwe- stock . Esi sizathu esiyintloko si-Wall Street kubaluleke kakhulu kuba yinto eyenza umsebenzi wongxowa-mthetho; oko kushukumisela imali ngokufanelekileyo kwimisebenzi yayo enemveliso kakhulu, ukwandisa imigangatho yokuphila ngexesha elide.
- Ukuququzelela imarike yesibini kubanikazi abakhona bee- stocks kunye nezibophelelo ukuze bafumane abanye abazimisele ukuthenga iziqinisekiso zabo ukuze bakwazi ukuphakamisa imali, enefuthe lokwenza iimarike eziphambili ziphumelele njengoko abatyali-mali banokuzithemba ngakumbi ukukwazi ukusebenzisa iphothifoliyo yabo. njengomthombo wobutyebi, ngokubanzi zifuna iiprayimamu ezinciphekileyo zengozi ngenxa yoko.
- Ukuncedisa abo banqwenela ukukhupha umsebenzi wokutyalomali-mali wabo ukuze umxhasi angagxininisa kwi-career yakhe yokuqala okanye umsebenzi. Ngamanye amaxesha oku kwenziwa nge-broker-dealer. Ukwandisa, oku kwenziwa ngenkampani ebhalisiweyo ngumcebisi-mali obhalisiweyo obophelelwe ngumsebenzi wokubambisa ukubeka iimfuno zabathengi ngaphezu kwemfuno yenkampani, kubandakanywa nabacebisi bentlalo ebhalisiweyo, ngokuyinhloko iinkampani zolawulo lwee-asethi . Ngaloo ndlela, ukuba unomvuzo ophezulu, umntu ophumelelayo njengonjiniyela wesofthiwe okanye ugqirha, unokuhlawula omnye umntu ukuphatha iphothifoliyo yakho njengoko ugxininisa ekuveleni imali engakumbi, ungafundi ukufundwa kwe- 10-K okanye iifowuni ze-fund . Njengomlawuli we-Kennon-Green & Co., iqela lokulawula i-asethi apho ndiza kulawula khona inkunzi yentsapho kunye nemali yabathengi yabangasese nabacebileyo abafuna ukutyalomla kunye nathi emva kokuba ivula iingcango zayo kamva kulo nyaka, oku apho ndiza kuchitha imali endiyilindele ukuba ibe yintsali yam sebenzi.
Xa abaninzi abantu becinga ngemarike yemasheya, ngokuqhelekileyo bacinga ngeemarike zesekondari-ukuthengwa nokuthengiswa kwezabelo ezikhoyo ezithengiweyo ngabasomali ngabanye nge- akhawunti yabo yomhlalaphantsi kunye ne- brokerage akhawunti ; ukuguqulwa kwansuku zonke kwiindwendwe ezinkulu zemakethe ye-stock market ezifana ne- Dow Jones Industrial Average kunye ne-S & P 500. Ukuguqulwa kwezinto kukuthabatha abantu abaninzi; yintoni ebangela abanye abantu abaqiqayo ukuba babe nemvakalelo okanye benze iimpazamo zezemali ezinokuba nemiphumo emibi. Yiloo nto endifuna ukuyigxila kulo ntsalela yesi sifundo-mali.
Ngenye inqaku, vumela ukuba ndikwenze umsebenzi othile wesikolo ukukunceda ekufuneni kwakho ukufunda okumalunga nokutshala ngokukhawuleza nangokukhawuleza. Xa ndiqala ukubhala eli phepha ngo-2001-2002, le nxalenye yeli nqaku iqulethe i-glossary encinci echaze amagama athile, amagama atyalo-mali, iingqiqo kunye neenkcazo.
Ndiyifakile kwaye ndandisa ngolunye lwamaphepha amanqaku amdala abizwa ngokuthi iMigomo yokuTyala omele uyazi . Ukongezelela ekuchazeni amagama, inikeza iziqhagamshelo kwiincwadana ezicace ngakumbi kwi ngasinye sihloko ukuze ufunde kabanzi malunga nalabo abanomdla, ngokukodwa. Kuya kunceda kakhulu kwindlela yakho kwaye ndincoma ukuba uthathe ixesha lokuyivula kwiphebhu entsha, ibhukhimakhi, kwaye usebenze ngendlela yakho xa unesithuba.
Eli phepha liyingxenye yoTyalo-mali lwesifundo sesi-2 - Yintoni eyenza ukuba iiShishini zibe ngaphaya okanye ziphantsi kwexabiso .