Unomdla kwizabelo okanye ulwabiwo-mali? Ingaba ingcamango yokuqokelela ukuhlolwa kwimihla yobomi bakho, eyenza imali engenayo engenayo ingenakuchukumisa? Ngaba uyazibuza ukuba inkampani inquma njani ukuhlawula igalelo elipheleleyo? Esi sikhokelo esiphezulu sahlulo senzelwe njengenxalenye yesicwangcisi sethu sokutshala imali kwisitokhthi ukukunceda ukuphendula yonke imibuzo yakho kwaye uhambe ngeendlela ezisisiseko ngeyinyathelo, ukusuka kwindlela yokukhetha utyalo-mali ukubhalisa kwiiprogram zokubuyisela inzuzo .
01 I-Guide-Step-Step Guide yokuQonda iMida
02 Yintoni ehlukileyo yokutshala imali?
Ulwahlulo-mali lokwahlula isicwangciso esikhethekileyo esekelwe ekwakheni iqoqo yezinto ezibizwa ngokuba "ezikhuselekileyo" ezinobumba beblue bluhlaza kunye nezivuno ezinkulu zentengiso ezivelisa imali kulo nyaka. Abahluli-mali abahlukileyo bafumana uvuyo ekuboneni idiphozi ekhoyo rhoqo kwi- akhawunti yabo ye- brokerage, i-akhawunti yebhanki okanye ithunyelwe kubo. Thatha amaxesha ambalwa ukufunda iimpawu abathile abatyali-mali bakholelwa ukuba bayingxenye yamasheya ahlukileyo ...
03 Ngaba kufuneka ndizithengise iiSitokethi eziPhezulu kakhulu kwiPortfolio yami?
Ukuba ngaba ulwabiwo-mali-mali, awukwazi nje ukukhetha amasheya ngezabelo eziphezulu. Oko kungabonakala kungenakuphikisa, kodwa kukho iimeko ezininzi zokuhlawula eziphezulu zibonakala zikhangeleka. Oku kungabandakanya iingxaki kwi-shishini eliphantsi, umlinganiselo wokuhlawula umrhumo ophezulu kakhulu kwaye usongela ukukhula kwangomso, okanye ubungakanani bentyala-equity equity ratio eyenza abatyalo-mali bakholelwe ukuba inkampani ayinakuphila. Kwaye oko kuyisiqalo! Thatha amaxesha ambalwa ukufumanisa izinto ezinokucingisisa xa ufumanisa iitokhethi eziphezulu kakhulu kwiipotifoliyo zakho zokutshala imali ...
04 Kutheni na zonke iiSitishi zihlawula izilungelo?
Ngophando olubonisa ukuba iifowuni zezahlulo ezingaphandle kwee-stockend stocks, kutheni zonke iinkampani azihlawuli igalelo zemali kwizabelo zawo? Kule ndawo ekhethekileyo, Ukuqaphela ukuKhutshwa kweMahlulo , uya kugqiba ukuqonda ezinye zezizathu zeBhodi yabaLawuli beNkampani inokugqiba isigqibo sokubamba kwizahlulo kwaye endaweni yoko uvuselele ishishini, uhlawule ityala okanye ufumane enye inkampani. Fumana isizathu asikho zonke izitokisi ezihlawula izabelo ...
05 Ukuba i-Stock ayiyi kuhlawula iMida-mali, ingaba njani na into?
Ukuba isitokethi asihlawuli igalelo, sinokufumana njani na into? Lo ngumbuzo andivame ukufumana kubatyalomali abatsha kwaye ngoko kukukunceda ukuba ungene phantsi kwiinkcukacha kwaye uqonde i-stock-dividend ehlawula iifowi, ndenze ibali eliya kwenza lula ukuba le ngongoma iqonde. Iqala ngenkampani ekhohlisayo, i-American Apple Orchards, Inc. Ndiza kukubonisa indlela, nangona ungahlawuli igalelo, unokwenza ukuba abanikazi bayo banezigidigidi ...
06 Ngaba kufuneka ndikhethe iCash Dividends okanye Yabelana ngeNtlawulo?
Yiyiphi enye into engcono kuwe njengomnini we-shishini- izabelo zemali okanye ukuthengwa kwamashishini? Lo ngumbuzo obalulekileyo kakhulu kuba enye indlela iphumelele ngerhafu, kodwa enye idinga ukuthembela okungakumbi kumphathi. Ukuze ufumane izinto ezibalulekileyo omele uzicamngce xa usenza isigqibo kwisahlulo sokuhlawula i-dividend, thatha isikhashana ukuqwalasela okulandelayo ...
07 Indlela yokuHlawulwa kweRhafu yeMali kunye neRhafu yokuHlalwa kweRhafu
Ngesinye isikhathi irhafu yerhafu idibanisa abatyalo-mali abatsha kuba kukho "izabelo ezifanelekileyo" kunye neengeniso "ezingafanelekanga". Le ngqungquthela ichaza indlela irhafu yentlawulo esebenza ngayo kunye neerhafu zerhafu ezahlukileyo eziza kufaka isicelo kwimali oyifumanayo kwiimpahla zakho okanye ezinye iifenethi ezivelisa imali. Uncedo lokugcina enye imali ephaketheni lakho ngokuthatha ixesha lokufunda eli nqaku.
08 Yiyiphi i-Trap Distribut? Ndingakuphepha Njani?
Ngamanye amaxesha, ufumana isitokethi esibonakala sinikeza igalelo ezinkulu zemali, ukuhlawula iintlawulo ezihlawulelwayo eziphindwe ngamaxesha amaninzi kwi-bank yakho yasekhaya. Thatha isikhashana, uhlalise, uze uqikelele. Mhlawumbi ufumene umgibe wokuhlawulela . Fumana indlela ongayiphephela ngayo izibambiso zokwahlula ...
09 Ubungqina Bokuba Amasheya ahlulayo ayenzileyo kunamaShishini angenazo izahlulo
Uprofesa ohloniphekileyo uDkt Jeremy Siegel uye wabonisa uphando lwakhe lokuba amaphesenti angama-99% abathathi-mali abafumana amava emva kokunyuka kwamaxabiso aphuma ngokupheleleyo kwizabelo ezibuyisiwe . Kulo mbandela okhethekileyo, uya kubona indlela enokwenzeka ngayo, thola ukuba kunokwenzeka ukuba, ukuba utyalo-mali abatyebi bexesha elidlulileyo baye bafumana isabelo se-dividend, kwaye "umgaqo-mali we-investor returns" kaSiegel, ekholelwa ukuba unesibophelelo sesitokisi esiphumelele ntengiso . Fumana ukuba kutheni igalelo elibi linokuba ngumngane wakho omtsha mhlobo ...
10 Indlela yokusebenzisa iMida-mali yokufumana ukulahlekelwa okukhulu
Ukuba uthe wabuhlungu kakhulu kwixabiso lokutshala kwakho imali, 401 (k), okanye iphothifoliyo yamasheya , unokukwazi ukusebenzisa amandla okudibanisa amaxabiso, uhlawulelo lokubuyisela , kunye neendleko zeedola ukuphindaphinda i-asethi yakho kule mihlanu ezayo iminyaka elishumi. Eli nqaku lenzelwe ukukunceda uqonde inkqubo kwaye ubonise indlela efanelekileyo yokubuyisela ukulawulwa kweemali zakho ezixutywayo. Funda indlela yokwakha kwakhona iipotifoliyo yakho kwaye uphinde ufumane ukulahlekelwa ngamalahleko ngoncedo lwezabelo ...
11 Kutheni i-Stock Disting Stocks iyalwela ukuwa phantsi kwexesha leMakethe?
Ngaba wayesazi ukuba iphothifoliyo egcwele iisitokethi zokuhlawulela iyakwazi ukuwela ngaphantsi kwexesha leemarike ekuqhubikeni kwee-stock? Ukuze ufumane ezi zizathu ezine ezi nyaniso, thatha isikhashana ukuba ufunde le nkcazelo enkulu ...
12 Ukusebenzisa i-Dividend yields Ukuxelela ukuba i-Stock Market ayinakudliwa okanye iyabaluleka
Isicwangciso esisodwa esisetyenziswe ngabalimi-mali-mali sichaphazela ukuthelekisa i-dividend isivuno kwizinye iimali-mali ukuchonga ukuba imarike yemasheya iyabiza okanye iyabizi. Kuya kuthatha imizuzwana engama-30 ukuba ufunde, kodwa kukunika amandla okuqonda ngakumbi ingozi oyithathayo xa uthengisa amasheya okanye iifowuni zenkcazo. Funda ukuba ungasebenzisa njani iintengo zokuhlawula ixabiso lempahla ...
13 Yeka indlela i-Financial Press Misleads Investors kwiNgqungquthela yamaZahlulelo
Ngaba uyayazi ukuba iitshathi zeesitishi zinephutha elilodwa elibi elikukhohlisayo kwaye lenze ukuba ufike kwiinqununu zokutshala imali? Enyanisweni, iitshathi zeempahla zingabangela uxanduva lokunyuka kwento endiyithanda ukuyibiza ngokuba yinkokeli yokuzuza. Abatyalomali abatsha bajolise ngokugqithiseleyo kwixabiso lentengiso ekhulayo, bengayiqondi ukuba inzuzo enkulu yexesha elide ivela kwizabelo ezibuyiswa kwizabelo ezongezelelweyo zesitokisi. Ngokuhamba kwexesha, amandla okuhlanganiswa ekukhokelela ekubeni ube nepesenteji enkulu kakhulu kwenkampani, nokuba ixabiso lentengo liye lafudula kuphela amaphuzu ambalwa ngonyaka. Ufanele ukwazi i nyaniso. Thatha umzuzwana ukuba ufunde indlela inkqubo yokunika ingxelo idlala ngayo kuwe kwaye kutheni ukugxila ekubuyeleni ngokupheleleyo kungaholela kwiziphumo ezingcono ...
Isikhokelo Sakho Sokunyathela Ngendlela Yokubeka I-Income Investment Portfolio
Ukuba uke waphupha ngokuphila kwimali yakho, izabelo ziyinxalenye enkulu yokwenza lelo phupha liyinyani. Leli phepha leshumi, isicatshulwa-nyathelo-sinyathelo sizaliswe ngolwazi olunengqiqo malunga nendlela yokuqala ukuqokelela ndawonye iqoqo leempahla eziza kuzisa imali eyaneleyo ebomini bakho ukuze uphile kwi-interest, dividends, and rents esikhundleni sakho kufuneka uthengise umsebenzi wakho ngokuhlawula imali. Qala ukuhlala iphupha ngokufunda ngemali engenayo imali ...